The News Caravan

Tag: Schemes

  • BJP accuses Kerala government of appropriating good schemes of Centre

    BJP accuses Kerala government of appropriating good schemes of Centre

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    Thiruvananthapuram: The BJP on Saturday accused the CPI(M)-led Kerala government of appropriating the good schemes of the party-ruled Centre and having the habit of passing their failures onto the Union government.

    The saffron party also said the state government’s data servers need to be upgraded and urged the administration to not point fingers at the National Informatics Centre (NIC) that developed the software storing the information.

    “We condemn this attitude and remind LDF that such cheap politics will not benefit them. The robust common sense of the citizens of this country understands what is right and what is wrong,” senior BJP leader and the party’s Kerala in-charge Prakash Javadekar said citing the “latest example of the problem faced by Keralites in getting ration and pension this week.”

    MS Education Academy

    “The state government has said that there is a technical glitch on the servers of NIC. The fact is exactly the opposite. The problem is not with NIC servers, which only maintain the software, but with the Kerala state data centre and servers, which are maintained by the state government. Their own failure, which they are now passing on to NIC and the Central government,” Javadekar said in a statement here.

    Stating that existing servers at the Kerala state data centre hosting the public distribution system (PDS) application need upgrading as they have been in use for more than seven years, the former Union Minister said running a PoS (point of sale) system for rations is a state government’s responsibility.

    He said the NIC has developed the application, which is being used in 22 states, and it has time and again asked the Kerala government to change and upgrade the capacity of the servers hosting the PDS.

    “Very recently, the servers have been upgraded, and NIC is helping the state government migrate the data to the new servers on a war footing. To facilitate the data migration, the state government itself decided to shut down PDS without telling Keralites the real story,” Javadekar alleged.

    The senior BJP leader said Aadhar authentication is the responsibility of the respective states, which are Authentication User Agency (AUA), and alleged that the Aadhar authentication platform of the Kerala government is not stable and the dispensation has never bothered to set it right.

    “Therefore, authentication in ration shops has become a problem in Kerala. The Kerala government requested that UIDAI do Aadhar authentication on NIC servers to make the system stable. The state government has not told this story to the people of Kerala,” he alleged.

    Javadekar further claimed that the Kerala government has issued an order for pensioners to be enabled exclusively through Akshaya Centres run by the state government.

    He said a petition was filed in the High Court against the exclusive rights given to Akshaya Centres to provide services to pensioners.

    “The High Court has stayed the services from Akshaya Centres and ordered further that the state should grant Common Service Centres and other agencies to have access Jeevan Rekha and provide an open portal for eligible pensioners to access Jeevan Rekha software,” he said, adding that the Kerala government should learn that “such kind of political tricks won’t work” anymore.

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    #BJP #accuses #Kerala #government #appropriating #good #schemes #Centre

    ( With inputs from www.siasat.com )

  • KCR directs release of budget for welfare schemes

    KCR directs release of budget for welfare schemes

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    Hyderabad: Telangana Chief Minister K Chandrasekhar Rao seems to have planned a hat-trick with effective implementation of welfare schemes. In the last two years, due to the delay in the release of the budget, the welfare schemes have come to a standstill. The Chief Minister, while reviewing the reasons for the delay, has approved the release of the budget for welfare schemes through a green channel.

    According to reliable sources, the Chief Minister said that the budget for welfare schemes of weaker sections, Dalits, women, farmers and minorities should be released through a green channel so that the support of these communities is available with the government.

    If the sources to be believed, the office bearers submitted a detailed report to the Chief Minister regarding non-release of the budget, in which the slowdown of various schemes was apprised. The chief minister is said to have directed the Finance Department officials not to delay the release of funds for welfare schemes and to carry out the release through the green channel.

    MS Education Academy

    The Chief Minister directed release of Rs 3,210 crore required for Kalyanlakshmi and Shadi Mubarak schemes. Thousands of applications for both schemes are said to be pending. The Chief Minister said that there is no shortage of funds, so steps should be taken to release the budget of welfare schemes through green channel system.

    The schemes identified by the chief minister include Aasra Pension, Rythu Bima, Ritu Bandhu, free electricity supply to farmers, Arogyashree, KCR kits, Re 1 per kg rice, scholarship and Chief Minister’s Overseas Scholarship Schemes.

    The chief minister is confident that welfare schemes can make the BRS successful for the third time. The state’s economic situation has been weak for two years due to Covid-19. The chief minister asked the officials to take steps to fully spend at least the current year’s welfare budget.

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    #KCR #directs #release #budget #welfare #schemes

    ( With inputs from www.siasat.com )

  • Karnataka: Modi appeals to voters not to believe in Cong’s guarantee schemes

    Karnataka: Modi appeals to voters not to believe in Cong’s guarantee schemes

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    Bengaluru: Prime Minister Narendra Modi on Saturday made an appeal to the voters in poll-bound Karnataka not to believe in the guarantee schemes assured by the Congress.

    “Congress leaders are promising guarantee schemes. Himachal Pradesh is an example that guarantee schemes do not work. They made tall promises there and did not give anything in the budget,” he said.

    Addressing a mega rally in Davanagere, Modi said the objective of uplifting Dalits and tribals is a priority for the BJP, and to fulfil these obligations, there is a need for clear majority.

    “Do you want a stable government,” the Prime Minister asked the gathering, adding, “We have not neglected the Dalits and tribals, nor exploited them. Karnataka has suffered in the past due to opportunist coalition governments.”

    “There should be a BJP government with a clear mandate in Karnataka. If majority is not attained, it will not help the state. A stable government is a must. A strong government should be in place for the future of Karnataka,” Modi said.

    The Prime Minister maintained that as a double-engine government is in place, the Bengaluru-Mysuru Expressway, Whitefield Metrolink and other projects could take shape in Karnataka.

    “The Congress-JD(S) coalition government had stopped the benefits of PM Kisan Samman Yojna,” he said.

    “BJP won the Mayoral elections in Kalaburagi, the hometurf of AICC President Mallikarjun Kharge. The march of victory has begun from there,” Modi added.

    Slamming Opposition leader Siddaramaiah, Modi referred to the video in which Siddaramaiah is seen slapping a Congress worker and said that those who cannot respect their own workers are talking about respecting the common man.

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    #Karnataka #Modi #appeals #voters #Congs #guarantee #schemes

    ( With inputs from www.siasat.com )

  • BJP schemes emerge from Bureaucracy, Congress’ from the people: Rahul Gandhi

    BJP schemes emerge from Bureaucracy, Congress’ from the people: Rahul Gandhi

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    Wayanad: Taking a dig at the BJP government at the Centre, Congress leader Rahul Gandhi on Tuesday said the previous UPA government’s ambitious programmes such as the rural job guarantee scheme emerged from the people, whereas the Narendra-Modi-led dispensation’s schemes were formulated by bureaucrats.

    Gandhi criticised the ‘centalised’ rule of the BJP-led government, comparing it with that of the former UPA governments. Citing the MGNREGA scheme, which he said had been formulated based on people’s inputs during UPA rule, he claimed that the present government’s demonetisation decision came from Modi’s mind and was implemented without consulting the people or the banking system.

    He said this while interacting with the Congress-led UDF’s representatives of the local bodies in this hill district, at Kalpetta.

    While responding to a question from one of the participants, Rahul said, “I completely agree with you. A lot of schemes are done in a centralised manner, and they are actually not effective because panchayat participation in designing the scheme and thinking about the scheme is not there.

    “If you look at the Congress party schemes, like MNREGA, and you compare them to BJP schemes, you will find that the Congress party schemes emerged from the people, from the panchayats, and the BJP schemes emerged from the bureaucracy,” the Wayanad MP claimed.

    Gandhi then went on to elaborate about the launch of the MNREGA scheme, telling people how the idea emerged from a district in Maharashtra and how it was later conceptualised as a national scheme and expanded to the remaining parts of the country.

    “MGNREGA emerged from the people of India. People demanded work, and the government responded to that idea. And it took many years for the scheme to be developed after talking to many, many different stakeholders. It was the scheme that emerged from the people of India. It was the wisdom of the people of India that created MGNREGA”, Gandhi said.

    He alleged that Modi had ridiculed MGNREGA, but was forced to expand the scheme himself when the country faced the COVID-19 crisis.

    “When COVID came, this same Prime Minister, who was ridiculing MNREGA, was forced to expand MNREGA….

    “When the Prime Minister came up with the idea of demonetisation, it came from his mind. He did not consult the people of India. He did not even consult the banking system,” the Congress leader said.

    During his interaction with the office bearers of local bodies, Gandhi also discussed developmental issues on the ground and matters related to the buffer zone for forests, human-animal conflict, waste management issues, and concerns regarding MNREGA.

    The representatives also raised issues regarding the reduction in fund allocation by both Central and State governments, to which Rahul said he had been raising these issues on many occasions both with the Centre and state.

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    #BJP #schemes #emerge #Bureaucracy #Congress #people #Rahul #Gandhi

    ( With inputs from www.siasat.com )

  • BJP ‘Mahila Morcha’ to reach out to women beneficiaries of govt schemes

    BJP ‘Mahila Morcha’ to reach out to women beneficiaries of govt schemes

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    New Delhi: With an eye on the 2024 Lok Sabha polls, the BJP’s ‘Mahila Morcha’ will launch a major outreach exercise from Monday by contacting women beneficiaries of various welfare schemes of the central government nationwide.

    As part of efforts to connect with women, party members have targeted one crore of selfies with them in a year.

    BJP’s Mahila Morcha head Vanathi Srinivasan said the party’s women’s wing will also launch an award ceremony in March in the name of late BJP veteran Sushma Swaraj to honour in every district 10 women who have made significant contributions in different fields.

    She said the selfie exercise is part of the party’s efforts to connect with women.

    Members of the party’s women wing will approach women voters in every district and tell them about the benefits of various government schemes, ranging from housing to cooking gas, toilets and opening bank accounts.

    If these women have benefitted from any of these schemes, then party members will request them for a selfie with them, Srinivasan said, adding the entire exercise will be done through the NaMo app.

    The programme will also help popularise these schemes among others, she said.

    Over 25 crore women are believed to have benefited from the Jan Dhan scheme alone, under which bank accounts without any mandatory minimum balance are opened while the numbers of beneficiaries from other schemes also run into several crores.

    Beneficiaries of various government schemes have been a targeted voting segment for the BJP, and their reach and popularity are believed to have played a role in the party’s electoral successes.

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    #BJP #Mahila #Morcha #reach #women #beneficiaries #govt #schemes

    ( With inputs from www.siasat.com )

  • Haryana Budget: CM announced multiple schemes for development of Gurugram

    Haryana Budget: CM announced multiple schemes for development of Gurugram

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    Gurugram: Multiple schemes were announced for Gurugram in Haryana Budget presented by Chief Minister Manohar Lal Khattar on Thursday.

    The Chief Minister while presenting the budget for the financial year 2023-24 said that the Gurugram Metro project has been approved by the Public Investment Board and the construction of Gurugram Metro will start this year as soon as the final approval of the Union Cabinet is received.

    Similarly, a proposal was also made to start new metro links for Gurugram city in the coming financial year. Khattar announced the commencement of work on the metro link from Rejangla Chowk to IGI Airport in Delhi, Southern Peripheral Road (SPT) to Global City, Panchgaon via Manesar.

    He also announced the construction of a 700-bed state-of-the-art multi-speciality district hospital in Gurugram which is under construction.

    It was informed in the budget that the Employees’ State Insurance Corporation (ESIC) has given in-principle approval for setting up a new dispensary at Pataudi. For this project, land has been provided to ESIC for a new 500-bed hospital in Manesar.

    In the budget, Khattar made announcements for the expansion of public transport services in Gurugram. A multi-modal bus port will be built in Gurugram and a city interchange terminal will be set up.

    Along with this, city bus services will be expanded in Gurugram and Manesar. Khattar further noted that 26 acres of land have been made available for the proposed Helihub in Gurugram.

    The opening of two new state-of-the-art Veterinary Pet Clinics in Faridabad and Gurugram was announced by the Chief Minister during the budget speech. Model district-level e-libraries with digital content and maximum facilities will be opened in six districts of the state including Gurugram.

    Regarding the Jungle Safari to be built in Gurugram and Nuh district, the Chief Minister said that the country’s largest Aravalli Park will be developed in partnership with the Union Ministry of Environment, Forest and Climate Change and the Central Zoo Authority.

    Terming the budget 2023 growth-oriented, the Gurugram industry welcomed it.

    “The vision of the Chief Minister towards industries is commendable. A budget provision of Rs 1442 crore has been made for industries that will help the industry recover from the covid-induced challenges,” Deepak Mini from the Federation of Indian Industry said.

    “The mantra adopted in the budget for the upliftment of Haryana reflects the Chief Minister’s vision of a prosperous Haryana. The increase in allocation for industries, the announcement of the Kaushal Mitra Fellowship for the skill development of the youth, as well as the announcement of setting up a venture fund in collaboration with banks and financial institutions to set up new startups are commendable steps,” K.K. Gandhi, President Industrial Development Association, Sector 37 said.

    “In the budget, the Chief Minister’s vision touches every section of the state which includes transportation, education, skill development programmes and infrastructures which is commendable,” Kamal Yadav, BJP State Executive Member said.

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    #Haryana #Budget #announced #multiple #schemes #development #Gurugram

    ( With inputs from www.siasat.com )

  • Post Office Savings Schemes – Types, Benefits and How to Invest In 2023 – Kashmir News

    Post Office Savings Schemes – Types, Benefits and How to Invest In 2023 – Kashmir News

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    Post office is probably the oldest organisation in India and was started in the British era in 1854. It started off as delivering posts only, but later on, widened its services by offering other banking services. Because they are backed by the government, investing in these schemes is considered relatively safe.saving scheme

    Post Office Savings Schemes:​​Salient features

      • (i)a single adult
        (ii)two adults only (Joint A or Joint B)
        (iii)a guardian on behalf of minor
        (iv)a guardian on behalf of person of unsound mind ​
        (iv)a minor above 10 years in his own name
      • Only one account can be opened by an individual as a single account
      • Only one account can be opened in the name of minor/above 10 years of age (self)/person of unsound mind
      • In case of death of a Joint holder, the surviving holder will be the sole holder, if surviving holder already has single account in his/her name, Joint account have to be closed
      • Conversion of single to joint account or vice versa is not allowed
      • Nomination is mandatory at the time of opening of account
      • Minor after attaining majority has to submit fresh account opening form and KYC documents of his/her name at concerned Post Office for conversion of the in his/her name

    Post Office Savings Schemes: Deposit and Withdrawal​: – 

      • All deposits/ withdrawals shall be in whole rupees only.
        (i) Minimum deposit amount: – Rs. 500 (subsequent deposit not less than 10 rupees)
        (ii) Minimum withdrawal amount: – Rs. 50
        (ii)Maximum deposit: – No maximum limit
        (iii)No withdrawal will be permitted which effect reducing of minimum balance Rs. 500
        (iv) In case account balance not raised to Rs. 500 at the end of financial year Rs. 50 will be deducted as Account Maintenance Fee and if account balance became Nil the account shall stands automatically closed

    Post Office Savings Schemes: Interest:-

      • (i)Interest will be calculated on the basis of minimum balance between 10th of the month and end of the month and allowed in whole rupees only
        (ii)No interest will be allowed in a month if balance between 10th and last day of the month falls below Rs. 500
        (iii)Interest shall be credited in account at the end of each Financial Year at the interest rate prescribed by Ministry of Finance
        (iv)At the time of closure of account, interest will be paid up to the preceding month in which account is closed
        (iv)u/s 80TTA of the Income Tax Act, from all Savings Bank Accounts, interest up to Rs. 10,000 earned in a Financial Year is exempted from taxable Income

    Post Office Savings Schemes: Silent Account: –

      • (i)If no deposit/withdrawal takes place in an account during continuous three financial years, the account shall be treated as silent/dormant
        (ii)Revival of such account can be done by submitting application along with fresh KYC documents and passbook at concerned Post Office

    ​Additional Facilities available on PO Savings Account

      • To avail below facilities on your PO Savings Account, kindly download and submit respective form at concerned Post Office

    Cheque book

      • (iii)ebanking/mobile banking
      • (v)Atal Pension Yojana (APY)
      • (vi)Pradhan Mantri Suraksha Bima Yojana (PMSBY)
        • (vii)Pradhan Mantri Jeevan Jeevan Jyoti Bima Yojana (PMJJBY)

    Post Office Savings Schemes: ePassbook for POSB schemes

    The Department of Posts (DOP) through the Post Office Savings Bank (POSB) provides various types of accounts as an avenue to the citizens to save and invest their money. The account holders of these schemes are provided a physical passbook into which entries of the transactions are made. To further enhance the convenience of the account holders, the DoP has launched ePassbook feature for the account holders of POSB schemes. ePassbook is a feature providing the following services through an online webpage –

    1. Balance enquiry
    2. Mini statement
    3. Full statement

    Following is the workflow for the same in brief –

    1. After OTP validation, the webpage will provide the option of accessing the ePassbook.
    2. The customer will have to select the scheme and enter the relevant account details.
    3. Another OTP validation will be done after which the customer will have to select the required service i.e Balance Enquiry or Mini Statement.
    4. Based on the service chosen, either the balance will be displayed or the mini statement will be displayed.
    5. The mini statement can also be downloaded if needed.

    Click here to access your ePassbook

    • Mini statement will be available for SB, PPF and SSA schemes currently.
    • Full statement will be introduced for POSB schemes in a phased manner.

    Process to Apply for a Savings Scheme in Post Office

    The following steps can enable you to easily apply for a post office saving scheme:4

    • Step 1: Visit the closest post office branch.
    • Step 2: Get the form to open the relevant account from the post office. However, you can also download the form online from the official portal of the Indian Post Office.
    • Step 3: Fill in the form with the needed details and submit it along with the KYC proof. You will also have to give other documents as required.
    • Step 4: Finish the process of enrolment by depositing the amount of the scheme you chose.

    Required Documents for Post Office Saving Schemes

    • Form (relevant)
    • KYC Form
    • PAN
    • Aadhaar
    • Driving license
    • Voter’s ID card
    • Job card
    • Proof of date of birth

    FAQs On Banking

      1. How can I claim payment of deceased account / certificate holder?

        The claim can be settled by three modes

        Nomination :-Submit nomination claim form with Death Certificate with KYC documents

          1. Legal evidence (Probate of will, Letter of administration, Succession certificate) :- Submit Claim Form, Legal evidence and Death certificate with KYC documents.
          2. Without nomination ( up to 5 Lakh ) :- Submit claim form, death certificate, Annexure-I (Letter of Indemnity) , Annexure-II(Affidavit)  and Annexure III (Letter of disclaimer of affidavit)  with KYC documents of   claimant,deponents,  witnesses, sureties etc.Note:-
            1. If there is no nomination and deposit value at the date of death is above Rs. 5 Lakh , claim can be settled only through Succession Certificate.
            2.  Claim in case of without nomination (up to 5 lakh) can be settled after 6 month of death of the depositor.​

      2. ​How to transfer accounts and certificate?

        For transfer of accounts/certificate- the depositor should apply in the prescribed form SB 10(B)/NC-32 with Passbook and KYC documents. The transfer application can be given either in transferring office or transferee office. However the transfer process will be done by respective Head Post Offices.

      1. How to open an account in post office and its requirements?

        To open an account in Small Savings Schemes viz Savings Account (SB), Recurring Deposit (RD), Time Deposit (TD), Monthly Income Scheme (MIS), Senior Citizen Savings Scheme (SCSS)submit Account Opening Form (AOF) duly filled in with KYC documents and deposit slip(SB 103) in desired Post Office.

      2. What is silent account and how to revive it?

        An account in which a deposit or withdrawal has not taken place for three complete Financial Years, shall be treated as silent account.

        For revival, one application from  the customer with KYC documents is required. Respective HO will revive the accounts.​

      3. ​What are late payment fees for recurring deposits?The monthly deposits for account opened between 1 to 15 should be credited  up to 15th of the month and account opened between 16 to the last of the month monthly deposit should be credited by last day of the month. If the monthly installment is not credited for any particular month, then it becomes a default. The defaulted months can be credited subsequently (revival fee for INR. 100/- denomination is Re. 1  for each month of default) maximum 4 defaults are allowed.

      4. What is the procedure for the issue of duplicate certificates?

        The investor should apply in the prescribed form for duplicate certificate in respect of lost, stolen, destroyed, mutilated or defaced certificates (NC-29).
        The application shall be accompanied by a statement showing particulars of certificates and furnish an indemnity bond in the prescribed form with one or more sureties or with a bank guarantee.

        In case of mutilated or defaced certificates, no indemnity bond is required. The duplicate certificate will be issued in the form of Passbook from respective HO.

      5. How I get duplicate passbook?

        Application in the prescribed form or manuscript application may be given. A prescribed fee for issue of duplicate passbook to be paid.  New duplicated Passbook will be issued by respective Head Post Offices.

      6. What are the norms for issuing a Cheque Books?

        Cheque books are issued in respect of Post Office Savings Account.  Minimum balance to be maintained in respective Post Office Savings Account should be Rs. 500.​

      7. What are the service charges for outstations Cheque?

        Cheque realization charges for outstation Cheque.
        INR. 30/- for first thousand or part
        INR. 3/- for each additional thousand or part
        In case of bouncing of Cheque INR. 50/- is charges as service charge.

      8. Can Monthly Income Scheme (MIS) interest be credited to RecurringDeposit (RD) account?

        No. There is no provision. MISInterest amount can be credited to SB account and Standing  Instruction can be given for credit into RD from SB. A prescribed application form to be submitted to respective Post Office.

      9. What is the minimum balance required for an account?

        Minimum balance in respect of different types of Small Savings Accounts is given below.
        Post Office Savings AccountINR. 500/-
        National Savings Recurring Deposit AccountINR. 100/-
        Monthly Income Scheme                                INR. 1000/-
        Time Deposit AccountINR. 1000/-
        Public  Provident FundINR. 5​00/-
        Sukanya Samriddhi AccountINR. 250/-
        Senior Citizen Savings Scheme​INR. 1000/-
        ​National Savings Certificate (VIIIth Issue)​INR. 1000/-
        ​Kisan Vikas Patra​​INR. 1000/-​

      10. How I can get encashment of certificates / account before maturity?

        Premature encashment conditions for Small Savings Schemes as below.
        POSA   ​Can be closed at any time
        RDCan be closed after 3 years, only SB rate of interest is permissible.
        TDCan be closed after 6 months*
        MISCan be closed after 1 year*.
        PPFAfter 5 years only in case of Severe Illness, Higher Education and NRI status.
        ​SSA​On the occasion of marriage of girl child after age 18.​
        ​SCSS   ​Can be closed at any time*.
        ​NSC (VIII Issue)​Premature encashment is not permitted (except in case of death and forfeiture).​
        ​KVP​​After 2 years 6 months​

        ​Preclosure fee at prescribed rates are applicable

      11. ​Are there any charges​ for the use of ATM Card ?

        ​Charges in respect of different types of ATM transactions are given below.​

         
        Daily ATM cash withdrawal limitINR. 25000/-
        Cash withdrawal limit per transactionINR. 10000/-
        Charges for transactions done at DOP ATMsNil.
        Free transactions at other bank ATMs (Per month)                                                       Metro Cities – 3 free transactions (Both Financial & Non Financial)
        Non Metro Cities – 5 free transactions (Both Financial & Non Financial)
        Charges after free transactions at other bank ATMsINR.​ 20/-  + GST per transaction

        (For financial &non financial transactions)

    ​Charges for ATM transactions on ATM outlets of lndia Post as well as other banks

    Transaction TypeCharges (Rs.)Date of implementation
    Debit Card Replacement ChargesRs.300/- + GST01.10.2021
    Duplicate PIN/Regeneration of PIN through BranchRs.50/- + GST01.10.2021
    ATM/POS transaction Technical declines attributable to customer (i.e. lack of balance in account)Rs.20/- + GST01.10.2021
    AT PoS – Cash withdrawals for DoP Debit cards (On- Us transactions)1% of the transaction value subject to a maximum of Rs.5/- per transaction01.10.2021
    Charges for Withdrawal at ATMFinancial Transactions at other ATMs – Beyond 3 free transactions- (ln Metro Cities) and 5 free transactions in Non-Metro Cities Rs.20/- + GST01.10.2021
    Financial Transactions at own ATMs-Beyond 5 free transactions- Rs.10/- + GST01.10.2021
    Non-Financial Transactions at other ATMs – Beyond 3 free transactions- (ln Metro Cities) and 5 free transactions in Non-Metro Cities – Rs.8/- + GST01.10.2021
    Non-Financial Transactions at own ATMs – Beyond 5 free transactions Rs.5/- + GST01.10.2021
    ATM/Debit Card Annual Maintenance ChargesRs.125/- + GSTCharges are applicable on Cycle of 01.10.2021 to 30.09.2022 and Subsequent cycles.charges to be collected at the end of the cycle i.e. on 30.09.2022
    SMS Alert charges per annum from Debit card HoldersRs.12/- (incl GST)Charges are applicable on Cycle of 01.10.2021 to 30.09.2022 and Subsequent cycles.charges to be collected at the end of the cycle i.e. on 30.09.2022
    1. In which savings accounts ATMs card/Net banking can not be issue ? 
          1. Minor/Lunatic  Account
          2. Joint A Account

      ​

    2. Whether Netbanking /Mobile Banking facilities available in Post Office Savings Accounts ?

      Intra Operable Netbanking/Mobile Banking facilities is available for Post Office Savings Accounts customers of CBS Post Offices. This will work within POSB ie DoP network.

    3. How can I activate Intra Operable netbanking /mobile banking ?

      Post Office Saving Account customer to submit duly filled request form in respective Post Office, After enabling desired service in customers Savings Accounts by Post Office, customer will get activation code on his/her mobile within 48 hours to proceed further.​

    4. What facilities is available in Intra Operable Netbanking ?

        1. ​View transaction of all linked accounts.
        2. View/Print statement .
        3. Fund transfer between Post Office Savings Accounts.
        4. Deposit in linked RD Accounts.
        5. Deposit in linked SSA Account.
        6. Deposit in linked PPF account.
        7. Opening of TD account.
        8. Opening of RD account.
        9. Cheque Stop payment request.

    Forms available


    Post Views: 401

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    #Post #Office #Savings #Schemes #Types #Benefits #Invest #Kashmir #News

    ( With inputs from : kashmirnews.in )

  • Telangana: Nearly 39K Muslims to benefit under state govt schemes, says Koppula Eshwar

    Telangana: Nearly 39K Muslims to benefit under state govt schemes, says Koppula Eshwar

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    Telangana: Nearly 39K Muslims to benefit under state govt schemes, says Koppula Eshwar

    Hyderabad: Telangana minorities welfare minister Koppula Eshwar, in the legislative assembly on Thursday said that nearly 39,000 Muslim minorities benefited under different schemes of the state this year.

    “Committed towards the welfare of Muslim minorities, the state government through the Muslim Minorities Finance Corporation, bank-linked subsidies under the Economic Support Scheme, Driver Empowerment Scheme and Own Your Auto programme have made an effort towards the welfare of its beneficiaries,” said the minister.

    The minister informed the council that nearly 12,000 beneficiaries were identified through committees this year and Rs 120 crore were sanctioned for the same purpose accordingly this fiscal.

    He further said the state government, in the new budget, has proposed Rs 270 crore, which would benefit 27,000 applicants.

    “39,000 beneficiaries would benefit in the next 10 months,” said the minister.

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    #Telangana #39K #Muslims #benefit #state #govt #schemes #Koppula #Eshwar

    ( With inputs from www.siasat.com )

  • Post Office Schemes Interest Rate Hiked: Post Office Has Increase

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    Post Office Schemes Interest Rate Hiked: Post Office Has Increased These 5 Schemes Interest Rate Till March 31, Invest Quickly

    From January 1, the post office has increased the interest rates on all its schemes. In such a situation, you have a chance to take advantage of higher interest rates. Know here about those 5 schemes whose interest rates have been increased.

    If you have planned investment in the new year (New Year 2023) and you are looking for a scheme with guaranteed returns, then post office schemes can prove to be a better option for you. All the schemes like Fixed Deposit, RD, Sukanya Samriddhi Yojana, Senior Citizen Savings Scheme, PPF etc. are run by the post office. A lot of profit can be made through these schemes. From January 1, the Post Office has increased the interest rates on all its schemes (Post Office Schemes Interest Rates Hike). In such a situation, you have a chance to take advantage of higher interest rates. The new interest rates will be applicable till March 31, 2023. Know here about those schemes whose interest rates have been increased.



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    Post office time deposit

    First of all, we will talk about post office FD which is called post office time deposit. You get the facility of time deposit up to 1, 2, 3 and 5 years in the post office. Their interest also varies according to the period. Interest rates have changed since January 1. Currently, you are getting 6.6% interest on 1-year time deposit, which was earlier 5.5%. 6.8% interest is being received on two-year time deposits, which was earlier 5.7%. You will get 6.9% interest on three-year time deposit, which was earlier 5.8%. Interest is being received at the rate of 7% on 5-year time deposit, which was earlier 6.7%.

    Senior Citizen Savings Scheme

    Monthly Income Scheme (MIS) interest rate has been increased from 6.7% to 7.1%. This is such a scheme, in which there is guaranteed income every month on lumpsum deposit. In this, the money remains completely safe and it is not affected by the ups and downs of the market. Investment has to be made only once in MIS account. Its maturity is of 5 years.

    National Savings Certificate

    The interest rate on National Savings Certificate (NSC) has been increased from 6.8% to 7.0%. NSC can be bought for a minimum of Rs 1000 and no limit has been fixed for the maximum investment. That is, you can invest any maximum amount in it. In this, you do not have to deposit money for a very long time. This scheme matures in just 5 years. Interest is compounded on an annual basis and guaranteed returns are available.

    Kisan Vikas Patra

    The interest rate on Kisan Vikas Patra (KVP) has been increased from 7.0% to 7.2% with effect from January 1. You can start investing in Kisan Vikas Patra with just Rs.1000. After this, investment can be made in multiples of Rs.100. There is no maximum limit for investment in this. Account Single and 3 adults together can open joint account. Nominee facility is also available in this. Premature closure of KVP account can be done after 2 years 6 months from the date of deposit.

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    ( With inputs from : kashmirpublication.in )