[ad_1] Who can open an account under Smart Saver Deposit Scheme of J&K Bank?Accounts under this scheme can be opened by: Individuals, singly or joint, and HUF (Hindu Undivided Families) shall be eligible to open Smart Saver accounts linked with savings bank accounts. Individuals, Sole Proprietorship, HUF, partnership firms andContinue Reading

[ad_1] NATURE OF FACILITY Term Loan. PURPOSE For any Personal need. SCALE OF FINANCE Minimum: Rs. 50000.00 Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary For employees of Govt not maintaining salary account withContinue Reading

[ad_1] Monthly Installment          Rs. 100/- and its multiples. Tenure                                  7, 9 and 10 years as recurring (Phase-I) and 5 , 7 and 10 years respectively as term deposit (Phase-II). Interest rate                        Fixed. Interest rates as per the rates prevalent at the beginning of the respective phases. Interest application             Quarterly compounded interest. InterestContinue Reading

[ad_1] To finance a new enterprise in manufacturing/services sector by entrepreneurs of age less than 45 years. The activities under this scheme include: community, social & personal service, food products, textiles, micro units, engineering like electronic, e-commerce, GSM/ GPRS based technology, IT & allied services, biotechnology like microbial, plant, medicalContinue Reading

[ad_1] NATURE OF THE FACILITY Term loan. PURPOSE Purchase of Mobile Phones (IOS, Blackberry, Android and Windows based). ELIGIBILITY Permanent Employees/Pensioners of State / Central Government, Government / Semi-Government Undertakings & Autonomous Bodies drawing salary through our Bank and where letter of undertaking from employer is available. Customers already availingContinue Reading

[ad_1] OBJECTIVE The scheme aims at providing adequate and timely credit support from the banking system to farmers under single window with flexible and simplified procedure, to Animal Husbandry and Fisheries farmers for their short term working capital requirements towards the following activities :- a. Fisheries: – Fresh water fish/prawnContinue Reading