Tag: rules

Cheque Bounce Rules: There can be a big change in the rules

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Cheque Bounce New Rules: If the government implements new rules following the recommendations made by the expert committee, then there will be a reduction in Cheque bounce cases.

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New Delhi: Cheque Bounce New Rules: When you open a bank account, you are given many facilities. In which apart from Debit Card, Credit Card, Cheque Book, many other facilities are included. If you make payment through Cheque book then this is important news for you. Transaction of money through Cheque book has become very common. This is the reason why the cases of Cheque bounce are also increasing continuously. In such a situation, the Central Government can make major changes in the rules to reduce the increasing cases of Cheque bounce.
These suggestions were received regarding the change in the rules of Cheque bounce
According to media reports, the government may soon implement the new Cheque bounce rules. Regarding this, the government has also formed an expert committee of the Supreme Court. This committee has made several recommendations to the government. Apart from this, a high-level meeting was also organized by the Finance Ministry recently. During this, many suggestions have been received regarding the change in the Cheque bounce rules. After considering these suggestions, the government can implement it as a new Cheque bounce rule.

Finance Ministry is considering these steps
Under the rule of Cheque bounce, the Finance Ministry can take strict steps like deducting money from other bank accounts if there is not enough balance in the account of the Cheque issuing customers. Now you are making payment through cheque book, sufficient amount should be available in your bank account. If this does not happen then strict legal action can be taken against you (Cheque Bounce penalty). Along with this, many other steps are being considered including banning the opening of new bank accounts of the Cheque issuer in such cases.
Let us tell you that if the government accepts the recommendations made by the expert committee, then there can be many major changes in the cheque bounce rules. So let us tell you about it…
In case of cheque bounce, payment will be done from another bank account.
The biggest change that can be seen in the new rules is that now if you issue a cheque for payment and there is no money in your bank account, then money will be deducted from your other bank account for payment. . Till now it is happening that even if there is no money in the bank account, if you pay through cheque, then your cheque bounces directly. Now this rule will reduce the cheque bounce case.
There will also be a ban on opening new bank accounts
On the other hand, if your cheque bounces after the implementation of the new rule, then in such a case you will not be able to open a new bank account. Cheque bounce can also be seen as loan default. This is the reason why you will not be able to open your account in any other bank. Not only this, it will also affect your CIBIL score and in future, if you want to take a bank loan, then you may have to face a lot of problems.
Will there be any change in cheque bounce penalty?
However, there is no possibility of change in the new rules regarding cheque bounce penalty. At present, there is also a provision of punishment in the rules of cheque bounce. Under this, in case of cheque bounce, if a case is registered against the issuer of the cheque, a fine (Cheque Bounce Charges) can be imposed on him. In such a situation, the issuer of the cheque may have to pay twice the amount of the cheque payment to the other party. Along with this, there can also be a jail sentence of 2 years.
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#Cheque #Bounce #Rules #big #change #rules
( With inputs from : kashmirpublication.in )

February 16, 2023
SC agrees to hear plea seeking rules for menstrual pain leave next week

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New Delhi: The Supreme Court on Wednesday agreed to hear next week a plea seeking a direction to all the states to frame rules for menstrual pain leaves for female students and working women at their respective work places.
The plea was mentioned for urgent listing before a bench headed by Chief Justice D Y Chandrachud, which said it would be listed on February 24.
The petition, filed by Delhi resident Shailendra Mani Tripathi, has also sought a direction to the Centre and all the states for compliance of section 14 of the Maternity Benefit Act, 1961.
Section 14 of the Act deals with appointment of inspectors and says appropriate government may appoint such officers and may define the local limits of jurisdiction within which they shall exercise their functions under this law.
The plea, which was mentioned for urgent listing by petitioner’s advocate Vishal Tiwari, said countries like the United Kingdom, China, Wales, Japan, Taiwan, Indonesia, South Korea, Spain and Zambia are already providing menstrual pain leave in one form or the other.
It said only women are empowered to propagate the human race with their special ability of creation and during different stages of maternity, she undergoes a number of physical and mental hardships, be it menstruation, pregnancy, miscarriage or any other related medical complications.
The plea said the 1961 Act makes provisions for almost all the problems faced by women that can be understood by several of its provisions which have made it mandatory for employers to grant paid leave to women employees for certain number of days during pregnancy, in case of miscarriage, for tubectomy operation and also in cases of medical complications arising out of these stages of maternity.
“Ironically, the most disappointing aspect in the direction of respecting the rights of working women, is that in spite of a provision under section 14 of the Maternity Benefit Act, 1961, that there will be an inspector for a particular area to monitor the implementation of such great provisions, no government in India has created the post of inspectors, forget about the appointment of such inspectors,” the plea claimed.

It said the provisions of law under the 1961 Act are one of the “greatest steps” taken by Parliament to recognise and respect motherhood and maternity of working women.
“Definitely even today also, in several organisations including government organisations these provisions are not being implemented in their true spirit and with the same legislative intent with which it was enacted but at the same time one of the biggest aspects of this whole issue or one of the very basic problems related to maternity which are faced by every woman has been completely ignored by the legislature in this very good law and also by the executive while making rules, specifically the leave rules,” the petition said.
It said the central civil services (CCS) leave rules have made provisions like child care leave for women for a period of 730 days during her entire service period to take care of her first two children till they attain the age of 18 years.
The plea said this rule has also given 15 days of paternity leave to male employees to take care of a child which is another great step of a welfare state in recognising the rights and problems of working women.
“In spite of making all the above mentioned provisions in law to take care of women in difficult stages of her maternity, the very first stage of the maternity, the menstrual period, has been knowingly or unknowingly ignored by society, the legislature and other stake holders in society except few organisations and state governments,” it alleged.
The plea said Bihar is the only state which has been providing two days of special menstrual pain leave to women since 1992.
It said there are some Indian companies that offer paid period leaves which include Zomato, Byju’s and Swiggy.
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#agrees #hear #plea #seeking #rules #menstrual #pain #leave #week
( With inputs from www.siasat.com )

February 15, 2023
Telangana Congress in charge rules out alliance with BRS

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Hyderabad: Congress incharge for Telangana, Manikrao Thakre on Tuesday ruled out any alliance with the state’s ruling Bharat Rashtra Samithi (BRS).
Hours after Congress MP Komatireddy Venkat Reddy’s remarks created a storm in the party, the central leader made the clarification on his arrival in Hyderabad.
At the airport lounge, Venkat Reddy, AICC secretaries Nadeem Javeed, Bose Raju, Venugopal and others called on Thakare. Venkat Reddy is understood to have clarified his remarks.
Later talking to reporters, Thakare said that Congress will get majority on its own and it will not require alliance with anybody.
“I have not seen what Venkat Reddy said. I will react after going through what he said,” the Congress incharge said. He made it clear that the Congress is committed to the statement made by party leader Rahul Gandhi during his visit to Telangana, ruling out an alliance with BRS.
Earlier in the day, Venkat Reddy, Congress MP from Bhuvanagiri constituency, triggered a storm in the party with his prediction that Telangana Assembly elections will throw a hung house. He made the forecast that no party will secure 60 seats in the 119-member Assembly.
The MP also stated that since Congress is a secular party, the BRS will have to enter into an alliance with it after the elections.
Venkat Reddy’s remarks evoked strong reaction from several leaders in the party. They reiterated that Congress will not have any alliance with the BRS. Condemning the MP’s remarks, Addanki Dayakar, Mahesh Kumar Goud and other leaders also exuded confidence that Congress will secure a majority on its own.

They criticised Venkat Reddy for creating confusion among party ranks with his comments about alliances.
However, Venkat Reddy denied that his remarks were against the party’s stand. He alleged that some people were creating unnecessary controversy. He said on the basis of surveys in social media, he made a forecast that there will be a hung Assembly.
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#Telangana #Congress #charge #rules #alliance #BRS
( With inputs from www.siasat.com )

February 14, 2023
Bank Minimum Balance Rules: Now always keep this much

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Banking Rules: Minimum balance is the amount that every person should keep at least in his account. The minimum balance amount varies from bank to bank.
New Delhi. At present, you have to pay a fine for not maintaining the minimum balance in the bank account. Banks provide many facilities to their customers on savings account, but along with these facilities, customers also have to follow some rules. The most important thing is to maintain minimum balance.
Every bank has different minimum balance limit, which customers have to maintain. If the minimum balance is not maintained according to the variant of a customer’s account, then the bank charges a penalty from him.
State Bank of India (SBI Minimum Balance Rules) has fixed the rule of minimum balance in its accounts according to the region. For rural areas, this limit is Rs 1,000. Semi-urban area customers will have to keep Rs 2,000 in their account. Whereas, in Metro City this limit is 3 thousand rupees.
Minimum balance rules for HDFC Bank account holders
The average minimum balance limit in HDFC Bank also depends on the residency. This limit is Rs 10,000 in cities, Rs 5,000 in semi-urban areas and Rs 2,500 in rural areas.
Minimum balance rules for ICICI Bank account holders
ICICI Bank has fixed the rule of minimum balance in its accounts according to the region. There is a limit of Rs 10,000 for urban areas, Rs 5,000 for semi-urban areas and Rs 2,500 for rural areas.

Board of banks can remove penalty from those who do not keep minimum balance At present, you have to pay a fine for not maintaining the minimum balance in the bank account. But if everything goes well in the coming time, there will be no need to maintain minimum balance in the bank account.
In fact, Minister of State for Finance Bhagwat Kishanrao Karad had recently said that the Board of Directors of banks can decide to abolish the penalty on accounts that do not maintain minimum balance. In response to a question, Karad had said in Srinagar, “Banks are independent bodies. Their board of directors can take a decision on waiving off the fine.”
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( With inputs from : kashmirpublication.in )

February 13, 2023
GOP to ‘tighten’ rules for earmarks while embracing their revival

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Lawmakers would still be free to secure money for projects like building bridges or water systems, according to six people familiar with the decision who spoke on condition of anonymity.
“We want to be even clearer about not doing commemorations, not doing ‘monuments to me,’ making sure there’s absolutely no personal entanglements,” said Rep. Tom Cole (R-Okla.), the party’s No. 2 appropriator in the House.
The move is, in part, a result of Speaker Kevin McCarthy’s bargain with his Freedom Caucus detractors during the speaker’s race last month. It’s also the latest step in a longtime push to defuse the political risk behind the GOP’s overwhelming support for continuing earmarks — which were banned by Congress more than a decade ago at the behest of Tea Party activists aggrieved by member abuses of them.
Under the newest constraints, House Republicans can claim they’re cracking down on federal overreach, all while enjoying the spoils of a process that fiscal conservatives have famously derided as a “gateway drug to spending addiction.”
But the new spin won’t necessarily ward off ultimatums from the sizable group of earmark opponents who made themselves known after the November midterms. A quarter of the conference opposed the push to eliminate the GOP’s conference-wide ban on earmarks in a secret-ballot vote — a critical bloc that McCarthy and his team will need for broader spending bills this year.
House Appropriations Committee Chair Kay Granger (R-Texas) said in an interview that she has been socializing earmark ideas widely so none of the caucus’ 222 members are caught off-guard. “I talk to as many members as I can,” she said, “because I don’t want to make a decision that will be such a surprise to people.”
Embracing earmarks will afford Republicans more control under divided government, allowing them to dictate which projects will get billions of dollars in federal cash rather than leaving those decisions to the Biden administration.
“When people elect us, they have expectations that we will improve at least their district,” Granger said. “And as long as we do that, and it’s perfectly open … you’ll know who did what and why. And I think that’s what we owe the public.”

Republicans have little room for error. GOP leaders made promises to their more conservative members that each of the 12 spending bills will come to the floor individually — something of a herculean task when Republicans can only lose four votes on the floor given their narrow majority. Already some members and senior aides are predicting that at least some of the bills won’t make it past committee.
Negotiations on earmarks are ongoing and details are tightly held. But the final guidelines could be announced as soon as this month.
McCarthy is helping with the sales pitch, using the phrase “federal nexus” to describe what kinds of projects should be approved, Cole said — meaning ones that have a direct tie to the federal government. And the speaker is consulting with members who represent his conference’s wide range of ideological identities, from the Freedom Caucus to the Republican Governance Group, as he paves a path for the next two years of spending bills.
It’s not clear exactly how many changes Republicans will adopt. For example, some GOP members initially sought to cap the number of projects allowed per lawmaker — from a limit of 15 to as few as 10. But other Republicans pushed back on that method, arguing it could benefit urban-area members, whose projects cost more on average than those in rural communities.
Other adjustments have won more support, such as adding more steps to the application process to ensure each project is needed. Republicans also generally support reining in the types of projects.
“There’s just an effort to tighten it, focus it, make sure it stays clean,” Cole said. He offered an example of what constitutes an acceptable “federal nexus” earmark project in his home state: a monument to honor the victims of the 1995 Oklahoma City domestic terrorism attack. A county museum, on the other hand, would not qualify.
As for the tighter application process, he deadpanned: “I can’t believe Republicans are going to be this bureaucratic, but I think we probably are.”
In the Senate, spending leaders in both parties have already vowed to keep earmarks going this year and have not revealed any changes to the system.
Keeping the earmark process “clean” is a concern prompted by more than just accountability — multiple lawmakers served prison sentences for bribery and kickbacks before Republicans banned the practice in 2010.
Democrats already drastically tightened earmark rules when they revived the custom during the last Congress, barring earmarks from going to for-profit recipients and to projects that could financially benefit specific lawmakers. No earmarks were allowed in the defense spending bill or the measures that fund congressional operations and the State Department.
“We were very, very careful,” Rep. Rosa DeLauro (D-Conn.), her party’s top appropriator in the House, said this month about the earmark comeback. She added that she heard an overwhelming sentiment from members on both sides of the aisle that the return of earmarks was both a “big success” and “enormously fair.”
The numbers back her up on that point, with earmarks attracting thousands of requests from lawmakers in both parties last term and ultimately steering more than $16 billion to specific projects in their districts during the current fiscal year.
Tanya Snyder and Olivia Beavers contributed to this report.
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#GOP #tighten #rules #earmarks #embracing #revival
( With inputs from : www.politico.com )

February 13, 2023
JKPSC Changes Recruitment Rules for Higher Education, Health & Medical Education Department- Order Copy Here – Kashmir News

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JKPSC Amends Recruitment Rules for Higher Education, Health & Medical Education Department- Order Copy Here
JKPSC amends recruitment Rules for Higher Education, H&ME, details with Kashmir News reads as:-
In substitution of its Rules 43, 44 and 45 (Business and Procedural) Rules, 2021, JKPSC has notified the amendments in pursuance of the provisions contained in sub section (1) of Section 93 of the J&K Re-organization Act 2019, read with Article 320(1) of the Constitution of India.
As per the new Rules in respect of selection criteria for the posts of Assistant Professor/Librarian/PTI in the Higher Education Department, there will be written examination of 70 points while maximum 12 points have been earmarked for interview, 11 points for academic merit and seven points for research & publication, awards, experience etc.
Weightage of academic merit will be on the basis on PhD (05 points), M Phil (02 points), Post Doctoral (01 point), SET/SLET (01 point), NET (02 points) and JRF (03 points).
Pertinent to mention that earlier, 15 points were earmarked for PhD, 06 points for M Phil and 08 points for NET-JRF while there was no written examination for the post.
JKPSC amends recruitment Rules for Higher Education, H&ME
JKPSC amends recruitment Rules for Higher Education, H&ME
JKPSC amends recruitment Rules for Higher Education, H&ME
JKPSC amends recruitment Rules for Higher Education, H&ME
JKPSC amends recruitment Rules for Higher Education, H&ME
CLICK ON THE BELOW LINK TO DOWNLOAD FULL ORDER COPY:
CLICK HERE: JKPSC
ALSO READ: JKBOPEE: Provisional Admission to PG Diploma in Rehabilitation Psychology-2022- Download Here

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#JKPSC #Recruitment #Rules #Higher #Education #Health #Medical #Education #Department #Order #Copy #Kashmir #News
( With inputs from : kashmirnews.in )

February 12, 2023
New Traffic Rules: Big news! Now 2000 challan will be deducted

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According to the new traffic rules, even if you are wearing a helmet, a challan of Rs 2000 can be deducted. How can this happen, today we will inform you about it. According to the Actual Motor Vehicle Act, motorcycles, scooters are driven.

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According to the new traffic rules, even if you are wearing a helmet, a challan of Rs 2000 can be deducted. How can this happen, today we will inform you about it. According to the Actual Motor Vehicle Act, if you are not wearing a helmet strip while driving a motorcycle, scooter, then your challan of Rs 1000 as per rule 194D MVA and if you are wearing a defective helmet (without BIS) then your 1000 rupees according to 194D MVA Invoice may be deducted.
In such a situation, despite wearing a helmet, you may have to face a challan of 2000 rupees for not following the new rules. Our aim is to make you aware by giving you information about traffic rules. So that road accidents can also be prevented.
Invoice of more than 20 thousand will be deducted, do not make this mistake
Apart from this, according to the new Motor Vehicle Act, you may have to face a heavy fine of Rs 20000 for overloading the vehicle. Apart from this, an additional fine of Rs 2000 per tonne will also have to be paid for doing so. This has happened in the past also when cases of deducting challans of several thousand have come to the fore.

How to know whether invoice has been deducted or not
Go to https://echallan.parivahan.gov.in website. Select the option of Check Challan Status. You will get the option of Challan Number, Vehicle Number and Driving License Number (DL). Select the option of Vehicle Number. Fill the required information asked and click on ‘Get Detail’. Now the challan status will appear.
How to fill traffic challan online
Go to https://echallan.parivahan.gov.in/. Fill the required details and captcha related to the challan and click on Get Details. A new page will open on which the details of the challan will be displayed. Find the challan you want to pay. Along with the challan, the option of online payment will appear, click on it. Fill in the payment related information. Confirm payment. Now your online challan has been filled.
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#Traffic #Rules #Big #news #challan #deducted
( With inputs from : kashmirpublication.in )

February 11, 2023
SBI new rules: big news! SBI has made a big change in the rules

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SBI New Rule: State Bank of India (SBI), the largest public sector bank in India, has now changed many of its rules. Due to these rules, now you will have to follow a new process to deposit money in the account, otherwise you will not be able to deposit or withdraw money in any branch of SBI. Know which rules have changed by SBI.
Green card will be needed to deposit money

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Now if you or any of your relatives have an account in the bank, then it is mandatory for you to have a green card, without this you will not be able to deposit money in your bank account.
SBI Green Card is actually a card like a debit or credit card, which contains complete information about your bank account. You can take it from any branch of SBI by paying a fee of just Rs 20. After this, whenever you go to deposit money in the bank, take it with you. Go there and give the money and SBI Green Card to the staff. He will put the SBI Green Card on the machine and deposit your money, in this way a receipt will also be generated from the machine after depositing money, which you can keep with you as your proof.
You will be able to deposit money in ATM without SBI Green Card
If you do not have SBI Green Card and you still want to deposit money, then you will have to go to any ATM nearest to you, there you will be able to deposit money only through ATM machine. Money will not be deposited in the bank branch.

OTP required to withdraw money from ATM
According to the new rules of State Bank of India, now if you want to withdraw more than 10000 rupees from the bank ATM, then you will need OTP. The bank has made this new rule to prevent fraud with customers. According to this rule, whenever you go to withdraw money from an ATM, a four-digit OTP will come on your phone. You will have to specify this OTP on the ATM screen, only then you will be able to withdraw money. If you don’t give OTP then your money will be stuck.
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#SBI #rules #big #news #SBI #big #change #rules
( With inputs from : kashmirpublication.in )

February 9, 2023
ATM Cash Withdrawal Rules: Big news for customers

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ATM Cash Withdrawal Rules: Big news for customers, now the method of withdrawing cash from ATM has changed, read full details

SBI Change ATM Withdraw Process: State Bank of India has now changed the method of withdrawing cash from ATM. Now SBI has started OTP service to withdraw cash from ATM.
The bank has made this big change to protect its customers from fraud. Soon this rule will be seen applicable on SBI ATMs. This rule will act as an additional safeguard against unauthorized transactions.
According to the bank, while completing the transaction, the bank customers will have to share the OTP while withdrawing cash from the ATM, so that it is ensured that the ATM user is the right user. OTP is a system-generated four-digit number that the bank will send to the customer’s registered mobile number. This OTP will authenticate the cash withdrawal and will be valid for only one transaction.
OTP cash withdrawal started from January 1, 2020

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The country’s largest lending bank SBI had started OTP-based cash withdrawal services from January 1, 2020. SBI has been creating awareness about ATM frauds through social media and other platforms from time to time. It is appealing to all its customers to avail the service.
OTP will be required in transactions of 10 thousand or above
Now this service will come in handy for SBI customers at the time of withdrawing cash from ATMs. SBI made these rules in view of the increasing fraud, cyber crime. Let us tell you that customers withdrawing Rs 10,000 or more in a single transaction from SBI ATMs will require OTP to complete the transaction.
Withdraw cash using OTP
You must have your Debit Card and Mobile Phone while withdrawing cash from SBI ATM OTP will come Enter the OTP received on your phone on the ATM screen After entering the valid OTP, the transaction will be completed.

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#ATM #Cash #Withdrawal #Rules #Big #news #customers
( With inputs from : kashmirpublication.in )

February 4, 2023
Financial Rules Change: These important financial rules

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New Rules from February 2023: From today, the second month of the year i.e. February has started. Along with the month of February, there has been a change in many financial rules (Financial Rules Changed From 1 Feb 2023).
Its direct impact has fallen on the pocket of the general public. Today, on February 1, the country’s Finance Minister Nirmala Sitharaman is going to present the last full budget (Budget 2023) of the second term of the Modi government.

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The Finance Minister will give her budget speech in Parliament at 11 am. Today is a very important day because of the Union Budget 2023. Today we tell you which financial rules have changed with the change of month. Let’s know about this-
Today Finance Minister Nirmala Sitharaman will present her budget for the financial year 2023-24. Taxpayers, business class etc. people from all walks of life have high hopes from this budget. Common people have hope that the government will take some necessary steps to reduce inflation in the country through this budget. The budget will be presented at 11 am.

3. Tata Motors car became expensive
India’s largest car manufacturer Tata Motors has decided to increase the price of its passenger vehicles. The company has decided to increase the prices of both petrol and diesel vehicles by up to 1.2 per cent. The new rates are applicable from today. In such a situation, you will have to loose more pocket to buy Tata’s car.
4. Important news for drivers in Noida!
If you live in Noida and Greater Noida, then know that the Noida administration has banned the use of old vehicles under the scrappage policy. From February 1, 2023, you will not be able to drive 15 years old petrol vehicles and 10 years old diesel vehicles in the city. If someone is caught doing this, then a heavy fine can be imposed on him.
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#Financial #Rules #Change #important #financial #rules
( With inputs from : kashmirpublication.in )

February 2, 2023