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In-built Energy Management: Automate from anywhere while safeguarding them from overload – smartly reduce your power bills with an in-built energy management feature. Performance tracking: Set a limit on your monthly energy consumption and understand potential power savings for each month! Timer to Automate Operation: Set a timer to automate operation at your convenience. Share device feature with your family members, with the help of our EZ Home App’s to allow multiple users control. Comfort and Connectivity: They can be easily operated from anywhere with a smartphone. Voice-activated: Works with Google Home and Amazon Alexa Voice Assistants by simply giving commands like “Alexa turn on bedroom A/C”, etc. Switch to control 2 electrical points such as fans, lights, plug points, or other appliances with minimal effort using our EZ Home App
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[ad_1] HAPPY HOMESLUXURY SINK
High End Design
Inspired By Perfection
HAPPY HOMES Handmade Kitchen Sink Features ★ Clean Geometric Design With Crisp Zero Radius Corners and Unique Square Shaped Drains For Modern Style with Urban Edge. With Professional Production lines and cutting-edge technology. ★ HAPPY HOMESBrings the most Unique, Elegant, Fashionable and Quality kitchen and bath products to every customer and home. HAPPY HOMES has various quality controlled products to provide you spiritually and physically comfortable experience. ★ HAPPY HOMES, your choice to lead to a better promising life, and a better world. With an uncompromising dedication to quality and an eye for style. ★ HAPPY HOMES Manufactures a broad range of versatile fixtures that make it easy to build a kitchen you love. We are committed to providing outstanding value to all of our customers and exceeding expectations when it comes to quality, style, and overall experience. Whether you are looking for a quick update or a great home improvement idea, you’re sure to find the products that fit your lifestyle as well as your budget. Features : 3mm Thickened Edge Plate Highly Re silent Channel Grooves Spacious Single Bowl Waste Coupling And Waste Pipe Included Easy-To-Clean Commercial Grade Satin Finish 24 inch Single Bowl Stainless Steel Kitchen Sink The Perfect Sink for Any Kitchen Whether you’re washing dishes or scrubbing your hands , you use your kitchen sink everyday.It is important to find a Kitchen Sink that is durable. The sink is the most hardworking fixture in your kitchen. Built to the highest quality standard. ★ HAPPY HOMESsinks are designed to handle the toughest COMMERCIAL GRADE SATIN FINISH: Resilient and easy to clean, corrosion and rust-resistant; matches most kitchen appliances. COLLAR Thickness: 2 mm || BOWL Thickness: 1.2 mm, Finish: SATIN Model: DIAMOND CUT SQUARE SINGLE BOWL SS KITCHEN SINK QUIETEST SINK: Noise Defend soundproofing technology with non-toxic SoundGuard undercoating and extra-thick pads covering over 80% of the sink. Engineered for complete drainage, with a gently sloped bottom that prevents standing water inside the bowl. Optimized angle keeps glassware from falling when placed in the sink. Warranty: 7 years from purchase BOX Includes: KITCHEN SINK || SQUARE WASTE COUPLING || PVC WASTE PIPE || METAL FRUIT BASKET
Permanent employees (minimum service record of 3 years) of Govt (State & Central) , Semi Govt Departments, Public Sector Undertakings, Autonomous Bodies and reputed Public / Private limited companies..
Professionals/Self Employed like Doctors, Lawyers, Chartered Accountants, Engineers with a minimum standing of 2 years.
Pensioners (State/Central) drawing pension through our bank.
Minimum age: 18 years.
Maximum age at loan maturity: 60 years for professionals/Self Employed, 65 years for pensioners.
In case of Govt employees, loan should be adjusted one month before the date of retirement.
SCALE OF FINANCE
Maximum: 5 lakh or 60 months net income or 80% of the cost of the modular kitchen, whichever is lower.
For Govt. employees gross deductions should not exceed 60% of gross salary while as for others deductions should not exceed 50% of gross income.
MARGIN
20%
SECURITY
Primary: Hypothecation of items purchased.
Collateral:
Third Party Guarantee of one person of sufficient net worth for all categories.
For pensioners, guarantee of spouse eligible for family pension.
No third party guarantee required for Union Territories of J&K and Ladakh Government employees drawing monthly salary through our Business units and who provides letter of confirmation from their DDOs. Where Letter of confirmation is not available 3rd party guarantee of one person of sound means.
No third party guarantee in case of the Fixed Deposit holders having term deposits in the Business unit equal to 100% of the loan amount or pledge NSC, Insurance Policies or other Govt Securities of equivalent value. The fixed deposit/security shall remain under lien to the Bank till adjustment of loan.
PROCESSING CHARGES
0.5% of the amount disbursed.
REPAYMENT
Upto 2,50,000: 72 months.
Above 2,50,000: 84 months.
PREPAYMENT
No penalty on prepayment.
RATE OF INTEREST (SUBJECT TO CHANGE)
For state Govt. Employees & Pensioners (State/Central) : Applicable MCLR + 3.00% p.a fixed with monthly rests.
For others: Applicable MCLR + 3.50% p.a. fixed with monthly rests.
Click here for rate of Interest
The post J&K Bank Modular Kitchen Finance Scheme Check Eligibility and Rate of interest appeared first on Kashmir Publication.
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✅ COMPACT AND MODULAR DESIGN – The spill proof lid and the dual snap lid efficiently preserve contents keeping them fresh, healthy and free from moisture. The modular design with exceptionally high quality material makes it strong, sturdy and scratch free. The two sided locking lids will preserve the crisp and flavour of the contents. ✅ PRESERVE NUTRITIVE VALUE: The multipurpose canisters are made with premium quality, BPA free plastic, FDA approved, food grade PET plastic material and have easy to operate lids. The taste and the nutritive value of the food will remain intact for a long time ensuring a healthier lifestyle. ✅ SPILL PROOF, AIRTIGHT AND TRANSPARENT JARS – Stack your airtight jars neatly to help manage your kitchen space better. The transparent body of the containers will make cooking easier, more comfortable and convenient. The sheer surface allows you to see through the lid and identify the contents. ✅ STAIN AND ODOR RESISTANT – The transparent body of the container with premium quality material provides a stain and odour resistant quality. These containers can be cleaned in a dishwasher or manually with a non-abrasive scrub and reuse it for various kinds of food items without any unpleasant odour or taste to let the food stay in perfect condition. ✅ REFRIGERATOR FRIENDLY – These airtight containers can be used to store food in the freezer. They can also be used to heat food in the microwave without the lid. These leakproof containers are perfect for storing food without getting spoiled or getting smelly. They have a high storage capacity and are extremely durable. ✅ DIMENSIONS – Available in various choices of colours. ✅ PACKAGING CONTAINERS – Black Plastic Storage Container Set of 1 Pieces 700 ml each
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The ergonomically designed modular containers do not occupy much space and can be stacked up on top of each other in the cabinet for a clean and organised kitchen. Extremely durable, and ultra strong containers designed to last for years
5 lakh or 60 months net income or 80% of the cost of the modular kitchen, whichever is lower.
