Tag: Jobs in JK

JK Bank Kissan Credit Scheme Check Benefits and Features

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OBJECTIVE
The scheme aims at providing adequate and timely credit support from the banking system to farmers under single window with flexible and simplified procedure, to Animal Husbandry and Fisheries farmers for their short term working capital requirements towards the following activities :-
a. Fisheries: – Fresh water fish/prawn culture (including cold water), brackish water shrimp/fish/crab/ other aquatic organisms culture, fish/shrimp/prawn/crab/other aquatic organisms seed rearing, capture fisheries in fresh water, brackish water and marine and any other state specific fisheries activities.
b. Animal Husbandry: – Milch animal rearing, poultry layer farming, poultry broiler farming, sheep rearing, goat rearing, pig farming, rabbit rearing for wool, and work animals. Any other state specific livestock rearing.
ELIGIBILITY
Dairy::Farmers and Dairy farmers either individual or joint borrower, Joint Liability Groups or Self Help Groups including tenant farmers having owned / rented/ leased sheds
Fishery a. Inland Fisheries and Aquaculture:- i) Fishers, Fish Farmers (individual & groups/ partners/ share croppers/ tenant farmers), Self Help Groups, Joint Liability Groups and women groups.
ii) The beneficiaries must own or lease any fisheries related assets such as ponds, tanks, open water bodies, raceways, hatcheries, rearing units, boats, nets and such other fishing gear as the case may be and possess necessary authorisation/ certification as may be applicable in respective states for fish farming and fishing related activities, and for any other State specific fisheries and allied activities.
b. Marine Fisheries- Beneficiaries listed at above, who own or lease registered fishing vessel/boat, possess necessary fishing license/permission for fishing in estuary and sea, fish farming/Mariculture activities in estuaries and open sea and any other State specific fisheries and allied activities.

SCALE OF FINANCE
The scale of finance for KCC including Animal Husbandry (AH) and Fisheries will be fixed by respective District Level Technical Committee (DLTC) based on local cost worked out on per acre/per unit/per animal/per bird etc basis.

The working capital components in fisheries, under the scale of finance, may include recurring cost towards seed, feed, organic and inorganic fertilizers, lime/other soil conditioners, harvesting and marketing charges, fuel/electricity charges, labour, lease rent (if leased water area) etc. For capture fisheries, working capital may include the cost of fuel, ice, labouring charges, mooring/landing charges etc. may form part of the scale of finance. The working capital components in Animal Husbandry, under the scale of finance, may include recurring cost towards feeding, veterinary aid, labour, water and electricity supply. The maximum period for assessment of working capital requirement may be based on the cash flow statement or completion of one production cycle.
PROCESSIN CHARGES
Upto Rs.5.00 lakhs Nil
From Rs.5.00 lakhs to Rs.10.00 lakhs 0.10% of Limit
Above Rs.10.00 lakhs 0.25% of Limit
CIBIL and CRIF charges shall be recovered upfront from all prospective borrowers/ guarantors/ Mortgagors at the time of extraction of Credit Information report (CIR) in accordance with Bank’s Policy on Credit Information Management – Utilization of Credit Information Services as amended from time to time.
RATE OF INTEREST (SUBJECT TO CHANGE)
At present, rate of interest up to Rs 2.00 lakhs (in case of new applicants
of KCC AH&F) OR up to Rs 3.00 Lakhs (in case of aggregate KCC Limit) per farmer will be @7% p.a. (fixed) as per the Government of India (GoI) directives. It is subject to GoI providing 2% p.a., interest subvention to Bank on such advances.
Note: As per KCC AH&F Scheme Interest subvention will be available upto Rs 2.00 lakhs in case of new applicants of KCC AH&F & upto Rs 3.00 lakhs (in aggregate) in case of borrowers having existing KCC-Crop Loan. Any loan amount exceeding the said limits shall carry normal Rate of Interest.
REPAYMENT
The KCC-Animal Husbandry & Fishery limit is revolving cash credit facility
Borrowers are required to route their sale proceeds or other credits into the KCC-Animal Husbandry & Fishery account, with a minimum of loan amount plus interest and other charges, if any within the repayment due dates.
The post JK Bank Kissan Credit Scheme Check Benefits and Features appeared first on Kashmir Publication.
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( With inputs from : kashmirpublication.in )

February 8, 2023
Jkbose 10th, 11th, 12th Unfair Means Notification

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Jkbose 10th, 11th, 12th Unfair Means Notification (Special Supplementary Exam)

Unfair Means Notification of Classes 10th, 11th and 12th Special (supplementary) Examination Bi-Annual 2022 of Kashmir Division including District Kargil Jkbose.
This is notified for the information of all the concerned candidates bearing following Roll No’s pertaining to Secondary School Examination (class 10 Higher Secondary Examination Part-Class 11 & Higher Secondary Examination Part-(Class 12″) including District Kargil of class 12 Session Special(Supplementary) Private Examination 2022
who are alleged to have resorted to use of Unfair means /Misconduct etc, is offered an opportunity to present themselves before the UFM Committee along with their admit cards for scrutiny /disposal of their case on 09-02-2023(Thursday) at 11.00 AM in the Office chamber of the Joint Secretary, Secrecy-Kashmir Division New Campus, Bemina, Srinagar

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In case, any candidate fails to appear before the said committee on the schedule date, his/her case/s shall be decided on the basis of the available records /evidence and no further claim on this account Shall be entertained.
Notification:

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#Jkbose #10th #11th #12th #Unfair #Means #Notification
( With inputs from : kashmirpublication.in )

February 8, 2023

PM-KISAN 13th Installment Of Rs 2,000 Likely To Come

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PM Kisan 13th Installment Date 2022: PM Kisan Samman Nidhi scheme is a Central scheme with 100 per cent funding from the central government. Under the scheme, income support of 6,000 per year in three equal instalments is being provided to small and marginal farmer families having combined land holding/ownership of up to 2 hectares.

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All the three installments of the current financial year have been transferred in the bank accounts of the farmers while it is believed that the next installment (13th installment) will be credited before Holi.

The government has recently released the 12th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana (Scheme) and now farmers are waiting for the next or 13th installment of the scheme.

PM KIsan 13th Overview 2023

The Scheme’s name	Pradhan Mantri Kisan Samman Nidhi Scheme
Scheme Executed By	The Central Government of India
PM Kisan Yojana started in	2018
PM Kisan Yojana Powered By	Prime Minister Narender Modi
More	Click Here
Beneficiaries	India’s Small and Marginal Landowner Farmers
Release Date for the 13th Installment	Before Holi
Status of E KYC	PM Kisan EKYC
The Payment Method	Bank transfer directly
Credited Amount Under the PM Kisan Scheme	6000 Rupees in Total, Paid in Three Equal Installments
Kisan Help Desk for PM	011-24300606, 155261
Official Website	pmkisan.gov.in

PM Kisan 13th Installment Date & Time 2023

The PM Modi led Central Government will soon announce the Date & Time for the 13th Installment. It is expected that the next installment (13th installment) of Rs 2000 will be credited before Holi to the marginal farmers . However, there is no official announcement by the government regarding this.

The first instalment is transferred between 1st December to 31st March, second between 1st April to 31st July, while the third is given between 1st August to 30th November.

PM Kisan Samman Nidhi Yojana 13th Installment: Steps to Check Balance

Go to the official website of the government https://pmkisan.gov.in/
Now look for ‘Farmer’s Corner Section at the homepage
Select the’ Beneficiary Status’ option. Here, the beneficiary can check his or her application status.
The list will have the farmer’s name and the amount sent to his bank account.
Now either enter your Aadhar Number or Account Number or Mobile Number.
Then click on the ‘Get data’.

PM Kisan 13th Installment List PDF 2023

The list of beneficiaries of the 13th instalment is provided by the government of India. The PM Kisan’s 13th installment list of farmers who get the money from this section can be checked easily.

The PDF will provide all the information you are required to know about the 13th instalment. The farmers whose name is not on the list shall check the list of the rejected farmers. The name, as well as the reason for the rejection, will be provided in the list there.

How to Check 13th Installment List?

The farmers are keen to know about the status. They can check their names in the beneficiary list as the money is transferred. The steps to check the beneficiary list are as below. If you are having trouble to fill the information in English then you can simply right-click on the mouse and click on Translate

To begin, the farmers or the one who is checking shall go to the official portal of the Pradhan Mantri Kisan Samman Nidhi (PMKY).
Then on the home page, click on the Beneficiary list tab.
Then please fill in the details required. They are:

State
District
Sub-District
Block
Village

After entering the data correctly with the help of the drop-down menu. Please click on the Get Report button.
After this, all the information regarding your PM Kisan account will be displayed on the screen.

The farmers can select any option. They can either visit the official portal or contact them with the help of the toll-free number provided in the article. The 13th Installment will be given in the upcoming month to all the registered beneficiaries of the PM Kisan.

PM Kisan Status Check 2023 By Mobile Number

Farmers can do PM Kisan Status Check 2023 by Mobile Number using the Steps mentioned.
First thing you have to do is open pmkisan.gov.in and then tap on the Beneficiary Status button.
Now enter your Mobile Number and enter the OTP you received in Message.
Your Status as a beneficiary will be now visible on screen in which you can check your Eligibility.
So using this process, you can check PM Kisan Status 2023 by Mobile Number.

Note: All candidates who have submitted applications under the PM Kisan Yojana 2023 are advised to visit the official website, pmkisan.gov.in, to know the most recent information and updates regarding the PM Kisan 13th Installment 2023. The last time anyone tried to access EKYC was on January 20, 2023, however, the official Portal is still up and running. Before the Portal closes, those who haven’t completed their E-KYC yet will do so.

PM Kisan E-Kyc 2023

To complete the E-KYC procedure of the PM Kisan 13th Beneficiary list 2023 online, follow the easy and precise steps given below:

Firstly, head to the Pradhan Mantri Kisan Samman Nidhi Yojana’s official website, pmkisan.gov.in.
Secondly, notice the link naming PM Kisan E-KYC 2023 on the homepage of the PM Kisan Yojana Online Portal.
After that, enter all the credentials asked for, such as the Aadhaar Card range, Mobile range joined with the Aadhaar Card, and therefore the captcha code shown on the screen and fill within the house provided rigorously. Then Click on the Get just once word (OTP) button on the screen.
Then you’ll receive an associate degree OTP on the registered mobile range. Enter the OTP received on your mobile within the house provided on your pc or mobile screen.
Lastly, Click on the Submit button. By following these straightforward steps, your pmkisan.gov.in E-KYC 2023 is going to be completed in a problem-free manner.

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( With inputs from : kashmirpublication.in )

February 8, 2023

Jammu and Kashmir Latest Petrol and Diesel Prices

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Jammu and Kashmir Latest Petrol and Diesel Prices

CITY TODAY PRICE
Anantnag ₹ 100.38
Badgam ₹ 101.73
Bandipora ₹ 102.22
Baramullah ₹ 102.34
Doda ₹ 99.98
Ganderbal ₹ 102.04
Jammu ₹ 97.59
Kathua ₹ 98.43
Kishtwar ₹ 100.89
Kulgam ₹ 101.11
Kupwara ₹ 102.46
Poonch ₹ 100.51
Pulwama ₹ 101.14
Rajouri ₹ 99.03
Ramban ₹ 100.06
Reasi ₹ 98.82
Samba ₹ 97.60
Shopian ₹ 100.97
Srinagar ₹ 101.74
Udhampur ₹ 98.64

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CITY TODAY PRICE YESTERDAY PRICE
Anantnag ₹ 85.75 ₹ 86.49
Badgam ₹ 86.82 ₹ 86.82
Bandipora ₹ 87.28 ₹ 87.01
Baramullah ₹ 87.39 ₹ 87.19
Doda ₹ 85.38 ₹ 85.38
Ganderbal ₹ 87.11 ₹ 87.11
Jammu ₹ 83.35 ₹ 83.46
Kathua ₹ 84.12 ₹ 83.83
Kishtwar ₹ 86.12 ₹ 86.12
Kulgam ₹ 86.30 ₹ 86.30
Kupwara ₹ 87.50 ₹ 87.64
Poonch ₹ 85.80 ₹ 85.80
Pulwama ₹ 86.45 ₹ 86.45
Rajouri ₹ 84.64 ₹ 84.29
Ramban ₹ 85.45 ₹ 85.45
Reasi ₹ 84.30 ₹ 84.30
Samba ₹ 83.35 ₹ 83.26
Shopian ₹ 86.29 ₹ 86.11
Srinagar ₹ 86.83 ₹ 86.83
Udhampur ₹ 84.14 ₹ 83.93

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( With inputs from : kashmirpublication.in )

February 7, 2023
JK first to start GPS based attendance For These Employees

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He enjoined upon the officers to monitor the progress at highest levels so that the results improve substantially. He maintained that the teachers in government sector are best in terms of qualifications and trainings and they just needs to focus more on academic activities to ensure improved results.
The Chief Secretary advised the department to make this feedback a benchmark while analysing the annual performance reports of the teachers. He said that the teachers who perform well, and are punctual and who also receive good feedback from students should be duly recognized and rewarded by the department. He observed that such teachers should be preferred in career progression and other recommendations.
The system named as “SAMIKSHA” as it will be reflecting the true performance of the Teachers with respect to their inputs in the actual classroom, leaving no space for subjectivity.
It was given out that the student feedback forms are designed to get feedback from students on different teaching-learning techniques in the institution. Besides the teachers are given unique usernames and passwords to verify their input and outcomes. The comprehensive report will be visible to all levels viz-Teachers, HOIs, ZEO, CEO, DSEK/J, and at UT level in the hierarchy.
The department has worked out some 25 parameters (questions) regarding teachers and school ambience, out of which 02 are optional. The school and teacher based questionnaire needs to be filled by the students once on monthly basis grading them on 5-point scale with Excellent, Very Good, Good, Average and Below Average results, as informed during the launch ceremony.
Another app launched today was ‘JK Attendance-SED’ available for downloading on both Android and iOS. The application will give a peek into the daily attendance of teachers to even Directors and CEOs. The application will capture live location of the employee with Geo Coordinates and even allow his/her time specific tracking.
The attendance system would reduce paperwork and save time and resources. It would eliminate the duplicate data entries and improve management of attendance across all schools.
The same application would enable employees to make leave requests online. It would automatically send it for necessary approval and keep his/her leave account safe for viewing by the higher authorities.

Later on the Chief Secretary also released ‘Whole School Safety’ manual. He called it a very important document prepared by the department. He observed that the safety of our children is all important and should be given priority over every other concern. He declared that this document is important and provides holistic approach for keeping children safe against hazards.
The Principal Secretary, School Education, Alok Kumar revealed that all of the digital applications besides the safety manual has been prepared in-house by the department employing its own personnel and resources. He gave out that he feels immensely pleased that Directorate of Samagra Shiksha has trained Key Resource Persons in this regard.
He stated that the necessary orientation of all CEOs/DIET principals and teachers as per the guidelines has also been done, which explicitly elaborate various kinds of vulnerabilities our children are exposed to and their remedies. The SOPs on current pandemic viz-a-viz the role and responsibilities of every individual concerned makes the document a comprehensive reference document.
The same is also an initiative of Samagra Shiksha which has been designed for creating a safe environment for children, starting from their homes to their schools and back, says the manual.
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#start #GPS #based #attendance #Employees
( With inputs from : kashmirpublication.in )

February 7, 2023
JKBOSE Class 10th, 11th, 12th Class Date Sheet 2023 Important

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JKBOSE Class 10th, 11th, 12th Class Date Sheet 2023 Important Info

Srinagar, Feb 07: For the examination of class 10th to 12th, Jammu and Kashmir Board of School Education is going to release a subject-wise date sheet in the coming days.

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The exams for class 10th, 11th and 12th will start from 4 March and the date sheet will be issued 15 days prior to the exams, said Joint Secretary Administration, Aijaz Ahmad Hakak.
As the subject-wise date-sheet will be released in this month, he said that the arrangements for the exam are in place.
“The date-sheet is being finalized. The arrangements will also be made,” he said.

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( With inputs from : kashmirpublication.in )

February 7, 2023
Cash Transaction Notice: Big Alert! These high value cash

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Cash Transaction Notice: If you deposit money in cash, then first of all read this news. The era is of digital transactions and the government keeps an eye on all your financial transactions, in such a situation, you can get a notice from the Income Tax Department on depositing the amount in cash. Let’s know.
Cash Transaction Notice: If you are a taxpayer then there is very important news for you. Your one mistake can get you a notice from the tax department. Actually, the government keeps an eye on all your financial transactions. If you do cash transactions more than a limit, then you can get a notice from the Income Tax Department.
Actually, the Income Tax Department has to give information to banks, mutual funds, brokerage houses and property registrars if someone does big cash transactions. In such a situation, if you also do more cash transactions than digital, then you are making a mistake. Let us know about some such cash transactions that can get you the notice of Income Tax Department.
Property Shopping
If you buy or sell property worth 30 lakhs or more in cash, then you will be informed about this to the Income Tax Department. In such a situation, the Income Tax Department can inquire about it from you. You can also be asked about the source of your cash.
Payment of Credit Card Bill
If you also deposit the credit card bill in cash, then you can get into trouble. If you deposit your credit card bill in cash more than Rs 1 lakh in one go, then the Income Tax Department can inquire from you. If you pay a credit card bill of more than Rs 10 lakh in cash in a financial year, then you will also have to provide its source.
Buying shares and mutual funds
Be cautious if you invest in the stock market or do large amounts of cash transactions in mutual funds, debentures and bonds. If you invest more than Rs 10 lakh in these in a financial year, you can get a notice from the Income Tax Department.
Deposit in cash in FD
If you deposit more than Rs 10 lakh in fixed deposits in a year, then the Income Tax Department may ask you for information about the source of these money. You deposit money in FD digitally only, so that the income tax department will have a record of your transactions and you will not face any problem.
Do not deposit cash in bank account
The way you deposit Rs 10 lakh or more in cash in a year in fixed deposits, then you may be questioned. Apart from this, if you deposited an amount of 10 lakh or more in cash in a year in any bank or co-operative bank, then you will come under the radar of Income Tax Department. In such a situation, if you want to deposit any amount, do it online so that the department knows about your transaction.

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#Cash #Transaction #Notice #Big #Alert #high #cash
( With inputs from : kashmirpublication.in )

February 6, 2023
ATM Transaction New Charges: Big update for crores of bank

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These banks have recently increased the charges for withdrawing money from ATMs, due to which the customers have to face a lot of problems. Which bank has increased the rates by how much, let us know
Now withdrawing money from ATM has become more expensive. After the free withdrawal limit, you will have to pay a higher cost for each transaction of withdrawing money. All major government and private banks across the country have made changes regarding cash withdrawal from ATMs. This fee is 20 to 22 rupees. Different banks have imposed different rules and charges.
Know what are the new rules of which bank
SBI-
In case of metro cities, the number of free transactions is limited to 3. A charge of Rs 10 is levied on cash withdrawal transactions over and above the free limit at SBI ATMs. SBI charges Rs 20 per transaction for additional financial transactions at other bank’s ATMs. In addition to the fee, applicable GST is also charged to the customer’s account.
PNB:
PNB gives 5 free transactions per month at ATMs. Also, a charge of Rs 10 has to be paid for any financial transaction. Apart from PNB, the rules of transaction are different from ATMs of other banks. There is a rule of 3 free transactions in metro cities and 5 free transactions in non-metro cities in a month. A charge of Rs 20 is levied for doing financial or non-financial transactions beyond the free limit from other bank’s ATMs.
HDFC Bank :

Only the first 5 withdrawals from HDFC Bank ATMs in a month are free. Rs 20 plus taxes per transaction for cash withdrawal, Rs 8.5 plus taxes for non-financial transactions. 3 free transactions allowed at any other bank’s ATM in 6 metro cities (Mumbai, Delhi, Chennai, Kolkata, Hyderabad and Bengaluru) and 5 free transactions (financial and non-financial) in a month at other locations If the transaction is declined due to insufficient balance at other bank’s ATM or merchant outlet, a charge of Rs.25 will have to be paid.
ICICI:
5 transactions are free from ICICI ATM in a month. After that Rs 20 plus GST has to be paid on ATM withdrawal. This limit is for financial transactions while the charge for non-financial transactions is Rs 8.50 plus GST.

Axis Bank:
5 financial transactions are free in a month from Axis Bank ATMs. Financial and non-financial 3 transactions are free in metro cities. At other places, 5 transactions are free in a month. If cash is withdrawn from Axis and Non Axis ATMs outside the limit, then Rs 21 per transaction will have to be paid.
Earlier banks used to charge Rs 20 per transaction
The first 3 transactions are absolutely free for withdrawing money from the bank’s ATMs in the six metro cities of Mumbai, Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. This includes both financial and non-financial transactions. While in non-metro cities, you can withdraw money from ATMs up to 5 times. After this, for financial transactions in metro cities, Rs 20 per transaction and Rs 8.50 for non-financial transactions had to be paid. Which has now been increased to 21.
Due to this the transaction fee has been increased
The decision to increase the transaction fee has been taken due to the increase in the cost of banks related to installation and maintenance of ATM machines. At the end of the financial year 2020-21, there were 1,15,605 ‘onsite’ (in bank premises) ATMs and 97,970 ‘offsite’ (apart from bank premises) ATMs across the country.
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( With inputs from : kashmirpublication.in )

February 6, 2023
PAN Card Holders Alert! Link PAN with Aadhaar before March 31

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The government has made it mandatory to link PAN with Aadhaar. For this, the deadline of March 31, 2023 has been fixed. Out of the total 61 crore PANs, about 48 crore have been linked with Aadhaar so far and those who have not done so by March 31, will not be able to get benefits in business and tax related activities.
Central Board of Direct Taxes (CBDT) Chairperson Nitin Gupta said on Sunday that several crore PANs have not yet been linked to Aadhaar, but this work is expected to be completed by the end of the March 31 deadline.
Individual PANs not linked with Aadhaar will be declared inactive after March 31, 2023. Individual PANs not linked with Aadhaar will be declared inactive after this date. Along with this, the government has said that from the present time to March 31, a fee of Rs 1,000 will have to be paid to link PAN with Aadhaar.

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Several awareness campaigns were conducted regarding linking of PAN with Aadhaar, the
CBDT Chief said, “Many awareness campaigns have been conducted regarding linking of PAN with Aadhaar and we have extended this deadline several times. If Aadhaar is not linked to PAN by the stipulated time, then that holder will not be able to get tax benefits as his PAN itself will not be valid after March.

The CBDT has made it clear in a circular issued last year that once the PAN becomes inactive, the person concerned will have to face all the consequences prescribed under the Income Tax Act. This includes situations like non-filing of income tax returns and non-processing of pending returns.
Along with the announcement of making PAN a common identifier, he said that the budget announcement to make PAN a common identifier will be beneficial for the business world. Finance Minister Nirmala Sitharaman has announced in the budget that business establishments will now be able to use PAN as a common identifier in the digital system of government agencies.
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( With inputs from : kashmirpublication.in )

February 6, 2023
J&K Bank Consumer Loan Scheme Check Eligibility
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- Permanent Employees of State / Central Government, Government / Semi-Government Undertakings & Autonomous Bodies.
- Employees on contractual basis with Central/State Govt, Government/Semi-Government Undertakings& Autonomous bodies shall be eligible, if they have been in current contractual job for a period not less than I year and the remaining contract period is longer than the chosen repayment period.
- Teachers under Rehaber-a-Taleem, J&K Govt.
- Officials under Rehaber-a Zeerat, J&K Govt.
- Pensioners both State/Central drawing their monthly salaries/pension through our bank.
- Employees of Private Limited Companies, Private Organizations, Reputed Establishments having a minimum 1 year relationship with our bank (Assets or liabilities).
- Professionals, self-employed individuals (Businessmen included) & Proprietorship Concerns, having a minimum 1 year relationship with our bank (Assets or liabilities)
- Finance under this Scheme shall also be provided to regular teachers of recognized private schools (must be permanent residents of Union Territories of J&K and Ladakh).
NOTE:Employees on Adhoc basis shall not be eligible.
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( With inputs from : kashmirpublication.in )
February 6, 2023

Tag: Jobs in JK

OBJECTIVE

ELIGIBILITY

SCALE OF FINANCE

PROCESSIN CHARGES

RATE OF INTEREST (SUBJECT TO CHANGE)

REPAYMENT

Jkbose 10th, 11th, 12th Unfair Means Notification (Special Supplementary Exam)

Notification: