Tag: Jobs in India

JK Bank Fixed Deposit Scheme Check Benefits and Features
[ad_1]
FIXED DEPOSIT RECEIPT (FDR)
Non-cumulative term deposit where simple interest is paid on quarterly basis.
ELIGIBILITY
Resident Individuals (sole or joint account)
Hindu Undivided Families.
Minor through parents/guardian.
Sole Proprietorship Concerns, Partnership Firms
Private and Public Limited Companies
Associations, Clubs, Societies, Trusts etc.
FEATURES & BENEFITS
Deposit Amount:Rs. 100/- and above.
Tenure: 7 days to 10 years.
Interest rate: Fixed.
Interest application: Simple Interest.
Interest payouts: Quarterly.
Add-ons: Loan facility available.
Premature withdrawal: Allowed with penalty.
Interest on premature withdrawal will be paid at 0.50% below the rate applicable for the period the deposit remained with the bank, provided the deposit has remained with the bank for at least 7 days.
However, no interest will be paid on Deposits which remain for a period of less than 7 days.
DOCUMENTATION
Filled in Application Form.
Photograph of depositor/s (2 copies)
Officially Valid Documents as per KYC Norms
PAN Card or Form 60 or 61
Any other related documents as applicable to Minors, Partnership Firms, Companies, HUF’s etc
Interest on premature withdrawal will be paid at 0.50% below the rate applicable for the period the deposit remained with the bank, provided the deposit has remained with the bank for at least 7 days.
However, no interest will be paid on Deposits which remain for a period of less than 7 days.
RATE OF INTEREST (SUBJECT TO CHANGE)
Click here for rate of Interest
TDS
TDS at prevalent rate is deducted at source if Form 15G/15H not submitted.
FAQS
What is the eligibility for opening an account under Fixed Deposit Scheme of J&K Bank?
Fixed Deposit accounts can be opened by individuals , either singly or jointly, Parents/ Guardians on behalf of minors, Sole proprietorship firms, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
What is the minimum amount required for opening account under the Fixed Deposit Scheme?
You can open an account under this scheme with an amount of Rs 100 and above.
What are the tenures for which the accounts can be opened?
You can open an account for any tenure ranging from 7 days to 10 years.
Is interest under this scheme applied on Simple or Compound basis?
Simple interest is provided under this scheme.
Is loan facility available against the deposit amount?
Loan facility is available.
Can I withdraw my deposit prematurely?
Yes, but penal interest, as applicable, shall be charged on such pre-mature withdrawals.
What is the frequency of interest paid in this scheme?
Interest is paid at quarterly rests.
The post JK Bank Fixed Deposit Scheme Check Benefits and Features appeared first on Kashmir Publication.
[ad_2]
#Bank #Fixed #Deposit #Scheme #Check #Benefits #Features
( With inputs from : kashmirpublication.in )
February 4, 2023
Currency Notes: Big news! RBI issued new guideline regarding

[ad_1]
New Currency Notes: Notes are issued by the Reserve Bank of India, but after the demonetisation across the country, many types of viral and fake news are coming out regarding the notes.
Now Punjab National Bank has brought a special offer for you, in which you will get brand new notes. The bank has given information about these notes by tweeting.
Have to contact in the nearest branch
PNB has written in its official tweet that if you also want to change old or mutilated notes, now you can do this work easily. The bank has told that you can contact your nearest branch. Here you can exchange notes and coins.
Rules issued by the Reserve Bank According to the new rules of the Reserve Bank, if you also have old or mutilated notes, then you do not have to worry at all. Now you can exchange such notes by visiting any branch of the bank. If any bank employee refuses to exchange your note, then you can also file a complaint about this. You have to keep in mind that the worse the condition of the note, the less its value decreases.
Under what circumstances will the notes be exchanged?
According to RBI, any torn note will be accepted only when a part of it is missing, or which consists of more than two pieces and is pasted together, provided that no essential part of it is missing. If some special parts of the currency note, such as the name of the issuing authority, guarantee and promise clause, signature, Ashoka Pillar, picture of Mahatma Gandhi, water mark, etc. are also missing, then your note will not be exchanged. Soiled notes which have become unusable due to circulation in the market for a long time can also be exchanged.
Such notes can be changed from the RBI office, very burnt notes, or notes sticking together can also be changed, but the bank will not take them, you will have to take them to the issue office of RBI. Remember that these things will definitely be checked by the institution that the damage to your note is genuine and not intentionally damaged.

[ad_2]
#Currency #Notes #Big #news #RBI #issued #guideline
( With inputs from : kashmirpublication.in )

February 2, 2023
Financial Rules Change: These important financial rules

[ad_1]
New Rules from February 2023: From today, the second month of the year i.e. February has started. Along with the month of February, there has been a change in many financial rules (Financial Rules Changed From 1 Feb 2023).
Its direct impact has fallen on the pocket of the general public. Today, on February 1, the country’s Finance Minister Nirmala Sitharaman is going to present the last full budget (Budget 2023) of the second term of the Modi government.

Never Miss An Update After Joining This Channel
Join Telegram Group Click Here
Join WhatsApp Group Click Here

The Finance Minister will give her budget speech in Parliament at 11 am. Today is a very important day because of the Union Budget 2023. Today we tell you which financial rules have changed with the change of month. Let’s know about this-
Today Finance Minister Nirmala Sitharaman will present her budget for the financial year 2023-24. Taxpayers, business class etc. people from all walks of life have high hopes from this budget. Common people have hope that the government will take some necessary steps to reduce inflation in the country through this budget. The budget will be presented at 11 am.

3. Tata Motors car became expensive
India’s largest car manufacturer Tata Motors has decided to increase the price of its passenger vehicles. The company has decided to increase the prices of both petrol and diesel vehicles by up to 1.2 per cent. The new rates are applicable from today. In such a situation, you will have to loose more pocket to buy Tata’s car.
4. Important news for drivers in Noida!
If you live in Noida and Greater Noida, then know that the Noida administration has banned the use of old vehicles under the scrappage policy. From February 1, 2023, you will not be able to drive 15 years old petrol vehicles and 10 years old diesel vehicles in the city. If someone is caught doing this, then a heavy fine can be imposed on him.
[ad_2]
#Financial #Rules #Change #important #financial #rules
( With inputs from : kashmirpublication.in )

February 2, 2023
JK Grameen Bank Dairy Loan Scheme Check Eligibility

[ad_1]

JK Grameen Bank Dairy Loan Scheme Check Eligibility and Rate of Interest

Objective:
» Enhance production and marketing of clean milk.
» Capacity building of farmers for undertaking dairy farming as commercial activity.
» Increase income of dairy farmers through value addition.
» Promoting use of appropriate scientific technology in dairy farming.
» Provision for infrastructure like animal shed, bulk coolers, etc.
» Promotion of dairy farming on a more commercial scale by up-scaling the number of commercial farms.
» Increasing the average cattle farm size with the farmers so as to reduce cost on material inputs.
» Encouraging good functional SHGs to take up dairy farming activity.
» Increase employment opportunities for the rural unemployed youth.
Eligibility
» Individuals living within the operational area of the branch. Preference be given to the Women beneficiaries & the ex-servicemen drawing pension through our Bank;
» The Farmers, Self Help Groups, Joint Farmers Groups are eligible to avail loan under the Scheme; &
» The identified beneficiaries should have necessary skill/ training to manage the dairy unit.
Age Criteria
Minimum: 18 years at the time of loan application; &
Maximum: 70 years at the time of loan maturity.
Unit Size
Minimum Two to Maximum Ten milch animals.

Never Miss An Update After Joining This Channel
Join Telegram Group Click Here
Join WhatsApp Group Click Here

Margin
For Loans upto Rs.4.00 lakh: 10%
For Loans above Rs.4.00 lakh: 20%
Security:
For loans up to Rs.3.00 lakh
Primary: Hypothecation of animals to be purchased and misc. fixed assets.
Collateral:
1. Two third party guarantees of sufficient net means acceptable to the bank.
2. Negative Lien of immovable property (including the shed to be constructed with land underneath) not less than the loan amount
For loans above Rs.3.00 lakh
Primary: Hypothecation of animals to be purchased and misc. fixed assets.
Collateral:
1. Guarantee of two persons having sound financial net means, good for loan amount and acceptable to the bank.
2. Mortgage of immovable property (including the shed to be constructed with land underneath) not less than the loan amount.
Repayment Period
The repayment period has been fixed as 6 years. The loan will be recovered in 69 equal monthly installments starting after initial gestation period of three months from the purchase of 1st lot of animals.
Processing Charges : 0.25% of the Loan Amount * Conditions Apply
Gestation Period – 3 months

[ad_2]
#Grameen #Bank #Dairy #Loan #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )

February 2, 2023
JK Bank Karobar Card Scheme Check Features and Benefits
[ad_1]
PURPOSE
To increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector.
NATURE OF FACILITY
Both working capital and term loan.
ELIGIBILITY
Individuals engaged in the entrepreneurial activity in the non-farm sector, , which is eligible for classification under the priority sector guidelines
Loan facility under General Credit Card (GCC) should, however, not be extended to ACC, WCC borrowers.
The borrowers should not have been loan defaulter at any bank/ branch.
QUANTUM OF FINANCE
Maximum of 1.00 lacs.
REPAYMENT
Maximum: 60 months including maximum moratorium period of 03 months.
CLASSIFICATION
Micro Enterprise.
MARGIN
Upto 50,000: No margin is required for loans.
Above 50,000 and upto 1.00 lac: 10%.

For working capital: 20%.
SECURITY
PRIMARY: Hypothecation of all the assets financed.
COLLATERAL: Nil.

RATE OF INTEREST (SUBJECT TO CHANGE)
RLLR+1.00%
Click here for rate of Interest
The post JK Bank Karobar Card Scheme Check Features and Benefits appeared first on Kashmir Publication.
[ad_2]
#Bank #Karobar #Card #Scheme #Check #Features #Benefits
( With inputs from : kashmirpublication.in )
February 2, 2023
JK Bank Bike, Scooty Loan Finance Scheme Check Eligibility
[ad_1]
PURPOSE
For purchases of fresh Two wheelers i.e. Scooters, Scooties, Motor Cycles, Mopeds, Battery-Operated Scooters etc of any make and model.
ELIGIBILITY
Employees of Government/Semi-Government Undertakings, Autonomous bodies, Public Sector Undertakings, Private Companies or Reputed Establishments.
Professionals or Self-employed individuals / Businessmen / Employees on contractual basis (Rehbare-I-Talim, Rehbare-I-Zerat)
Pensioners , Family Pensioners drawing their pensions from our Bank.
Persons engaged in Agricultural and allied activities.
Students with a parent (Mother or father or both) as Co-borrower. Income of both the father and mother can be considered for arriving at quantum of finance and repaying capacity.
Housewives aged 18 years & above, with spouse as Co-borrower. Income of the spouse shall be considered for finance.
Minimum employment
(Applicant/Co-borrower): The applicant must have been in current employment for a period not less than 6 months or must have a business standing of at least 1 years.
Employees on contractual basis in Government / Semi-Government undertakings, Autonomous bodies & public Sector undertakings shall also be eligible, if they have been in current contractual job for a period not less than 1 year and the remaining contract period is longer than the chosen repayment period.
AGE
Minimum age of applicant/co-borrower: 18 years
(16 years for purchase of scooter having engine capacity below 55CC).
Maximum age of applicant at loan maturity: 65 years.
INCOME CRITERIA
Minimum Net Annual Income : Rs. 75,000/- .
QUANTUM OF FINANCE
Minimum: Rs.25,000/-
Maximum: Rs.2,50,000/-
MARGIN
10% of the ex-showroom price for Two wheelers with ex-showroom price up to Rs.1,00,000/-.
20% of the ex-showroom price for Two wheelers having ex-showroom price above Rs.1,00,000/-.
REPAYMENT PERIOD
Maximum period of 60 months.
RATE OF INTEREST (SUBJECT TO CHANGE)
RLLR+2.00% (Fixed) RLLR+1.50% (Floating)
Click here for rate of Interest
Rebate of 25 basis point for female borrowers.
SECURITY
Primary
Hypothecation of Two – Wheeler to be purchased.
Collateral
a) No third party guarantee required in respect of permanent employees of State / Central Government, State / Central Government Undertakings & Autonomous Bodies drawing salary through our Bank and where letter of undertaking from employer is available.
b) Guarantee of one person for all others.
PREPAYMENT CHARGES
Nil
PROCESSING CHARGES
1% of Loan amount to be paid upfront subject to a
Minimum of Rs. 500/- and
Maximum of Rs-2000/
The post JK Bank Bike, Scooty Loan Finance Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
[ad_2]
#Bank #Bike #Scooty #Loan #Finance #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )
February 2, 2023
JK Bank Special Bachat Deposit Scheme Check Features
[ad_1]
- Who can open a Special Bachat Deposit account with J&K Bank?
Special Bachat Deposit account can be opened by individuals, either singly or jointly, Parents/ Guardians on behalf of minors.
- What is the minimum Average Monthly Balance required to be maintained?
  Minimum AMB of Rs. 10000/-.
- What are the benefits of the Special Bachat Deposit Scheme?
  You can avail the following benefits:
  Free cash withdrawals over the counter: 30 withdrawals per half year.
  Free accidental death insurance cover of Rs.2.00 lacs.
  International Gold Debit Card with withdrawal limit of Rs. 1.00 lacs per day and shopping limit of Rs. 1.50 lacs per day.
  Special discount in charges on cash deposit at Base and Non-Base Business Units.
  Free e-banking / m-banking facility.
[ad_2]
#Bank #Special #Bachat #Deposit #Scheme #Check #Features
( With inputs from : kashmirpublication.in )
February 1, 2023
JK Bank Laptop/ PC Finance Loan Scheme Check Eligibility
[ad_1]
NATURE OF FACILITY
TERM LOAN.
PURPOSE
To provide finance for purchase of Laptop/ PCs / Netbooks / Tablets.
ELIGIBILITY
Permanent Employees, Contractual employees, Professionals, Self-employed Individuals, Proprietorship concerns, Teachers under Rehaber-a-Taleem J&K Govt., Officials under Rehaber-a Zeerat , J&K Govt., Pensioners drawing their monthly pension through our bank.
Employees of Private Limited Companies, Private Organizations, Reputed Establishments.
Regular students of recognized schools, colleges & universities.
Regular teachers of recognized private schools (must be permanent residents of Union Territories of J&K and Ladakh).
AGE OF THE APPLICANT
Minimum age: 18 years.
Maximum age at loan maturity: For employees Date of retirement or 60 Years whichever is earlier.
For others: 70 years.
QUANTUM OF FINANCE
Maximum of Rs.1,50,000/=.
MARGIN
10%.
SECURITY
PRIMARY:
NIL for loans up to Rs. 50000/-
Hypothecation of Laptop/PC/Netbook/ be purchased, if loan amount is above Rs. 50,000.00
COLLATERAL:
Nil for:
Government employees drawing salary through our Branches & where letter of confirmation is available.
Platinum / Gold / Premium plus Current account holders, having maintained satisfactory accounts for at least last 6 months.
Cash Credit / SOD account holders having a sanctioned limit above Rs 5 lacs and minimum average utilization percentage above 60% from at least 6 months prior to this facility.
Customers having Fixed Deposit accounts of value more than Rs. 5 Lakh in the Business unit sanctioning the facility. The deposit should be more than 3 months old at the time of disbursement of the loan.
Third Party Guarantee of one person for all other categories.

PROCESSING CHARGES
NIL
RATE OF INTEREST (SUBJECT TO CHANGE)
3 year MCLR plus 2.50%, fixed.
Click here for rate of Interest
REPAYMENT
12 to 48 months in equated monthly installments.
No Pre-payment Charges
MORATORIUM PERIOD
Nil
The post JK Bank Laptop/ PC Finance Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
[ad_2]
#Bank #Laptop #Finance #Loan #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )
February 1, 2023
Job Vacancies In Srinagar check details
[ad_1]
Name of the Post: Account Executive and HR Executive Job Vacancies in Srinagar
Post Date: 31-01-2023
Job Vacancies in Srinagar – Eligibility, Salary, Selection Process, Important Dates and Full Notification: Aisha Healthcare is hiring candidates fulfilling the eligibility criteria for the following positions.
Jobs In Srinagar: Overview
Organization Aisha Healthcare
Job Location Srinagar
Post Name Account Executive
HR Executive
Category Private Job
Application Mode Email
Job Vacancies In Srinagar: Full Notification
Educational Qualification:

Never Miss An Update After Joining This Channel
Join Telegram Group Click Here
Join WhatsApp Group Click Here

Account Executive: M.Com/MBA. Knowledge of Tally BUSY & MARG IS Compulsory.
HR Executive: MBA HRM
Vacancy Details
NAME OF POST
Account Executive
HR Executive
Vacancies In Srinagar: How To Apply?
Interested and eligible candidate can send their CV to aishahealthcare789@gmail.com.

For further details visit or contact:
Address: 92-Opp. Iqbal Park 1.G Road Srinagar-190008
Mobile: 7006560879
[ad_2]
#Job #Vacancies #Srinagar #check #details
( With inputs from : kashmirpublication.in )
February 1, 2023
254 Posts AIIMS Delhi Recruitment 2022 Exam Date Announced

[ad_1]
254 Posts AIIMS Delhi Recruitment 2022 Exam Date Announced
Name of the Post : AIIMS Delhi Various Vacancy Online Form 2022
Total Posts : 254
All India Institute of Medical Sciences (AIIMS), Delhi has Announced Notification for the Recruitment of Scientist, Medical Physicist, Programmer & Other Vacancy.
Important Links
Exam Date : Click here

378 Posts : JKPSC Fresh Job Recruitment 2023
JKSSB Various Posts CBT Exam Schedule

List of Holidays for the Calendar Year 2023
Jammu Srinagar Daily Highway Traffic updates
Join Telegram | Install App for Iphone and Android
Install “Sarkari Naukri, Pvt Jobs, Trusted & Breaking News App” Highest Installs in J&K – Click me to Install
Install The News Caravan App for Android and Iphone

JKSSB Govt Jobs – Check Updates
Bank Jobs, IBPS, All Banks Updates
Jammu & Kashmir News Check All Latest News from J&K
Government Jobs, Private Jobs – Check All Jobs Updates

[ad_2] #Posts #AIIMS #Delhi #Recruitment #Exam #Date #Announced( With inputs from : The News Caravan.com )

February 1, 2023

Join Telegram Group	Click Here
Join WhatsApp Group	Click Here

Organization	Aisha Healthcare
Job Location	Srinagar
Post Name	Account Executive HR Executive
Category	Private Job
Application Mode	Email

Tag: Jobs in India

FIXED DEPOSIT RECEIPT (FDR)

ELIGIBILITY

FEATURES & BENEFITS

DOCUMENTATION

RATE OF INTEREST (SUBJECT TO CHANGE)

TDS

FAQS

JK Grameen Bank Dairy Loan Scheme Check Eligibility and Rate of Interest

Objective:

Eligibility

Age Criteria

Unit Size

Margin

Security:

Repayment Period

Gestation Period – 3 months

PURPOSE

NATURE OF FACILITY

ELIGIBILITY

QUANTUM OF FINANCE

REPAYMENT

CLASSIFICATION

MARGIN

SECURITY

RATE OF INTEREST (SUBJECT TO CHANGE)

PURPOSE

ELIGIBILITY

AGE

INCOME CRITERIA

QUANTUM OF FINANCE

MARGIN

REPAYMENT PERIOD

RATE OF INTEREST (SUBJECT TO CHANGE)

SECURITY

PREPAYMENT CHARGES

PROCESSING CHARGES

NATURE OF FACILITY

PURPOSE

ELIGIBILITY

AGE OF THE APPLICANT

QUANTUM OF FINANCE

MARGIN

SECURITY

PROCESSING CHARGES

RATE OF INTEREST (SUBJECT TO CHANGE)

REPAYMENT

MORATORIUM PERIOD

Jobs In Srinagar: Overview

Job Vacancies In Srinagar: Full Notification

Educational Qualification:

Vacancy Details

Vacancies In Srinagar: How To Apply?

254 Posts AIIMS Delhi Recruitment 2022 Exam Date Announced

Join Telegram | Install App for Iphone and Android

Install “Sarkari Naukri, Pvt Jobs, Trusted & Breaking News App” Highest Installs in J&K – Click me to Install

Install The News Caravan App for Android and Iphone