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Tag: Jobs in India

  • PAN Card Holders Alert! Link PAN with Aadhaar before March 31

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    The government has made it mandatory to link PAN with Aadhaar. For this, the deadline of March 31, 2023 has been fixed. Out of the total 61 crore PANs, about 48 crore have been linked with Aadhaar so far and those who have not done so by March 31, will not be able to get benefits in business and tax related activities.

    Central Board of Direct Taxes (CBDT) Chairperson Nitin Gupta said on Sunday that several crore PANs have not yet been linked to Aadhaar, but this work is expected to be completed by the end of the March 31 deadline.

    Individual PANs not linked with Aadhaar will be declared inactive after March 31, 2023. Individual PANs not linked with Aadhaar will be declared inactive after this date. Along with this, the government has said that from the present time to March 31, a fee of Rs 1,000 will have to be paid to link PAN with Aadhaar.



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    Several awareness campaigns were conducted regarding linking of PAN with Aadhaar, the
    CBDT Chief said, “Many awareness campaigns have been conducted regarding linking of PAN with Aadhaar and we have extended this deadline several times. If Aadhaar is not linked to PAN by the stipulated time, then that holder will not be able to get tax benefits as his PAN itself will not be valid after March.

    The CBDT has made it clear in a circular issued last year that once the PAN becomes inactive, the person concerned will have to face all the consequences prescribed under the Income Tax Act. This includes situations like non-filing of income tax returns and non-processing of pending returns.

    Along with the announcement of making PAN a common identifier, he said that the budget announcement to make PAN a common identifier will be beneficial for the business world. Finance Minister Nirmala Sitharaman has announced in the budget that business establishments will now be able to use PAN as a common identifier in the digital system of government agencies.

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Consumer Loan Scheme Check Eligibility

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    • Permanent Employees of State / Central Government, Government / Semi-Government Undertakings & Autonomous Bodies.
    • Employees on contractual basis with Central/State Govt, Government/Semi-Government Undertakings& Autonomous bodies shall be eligible, if they have been in current contractual job for a period not less than I year and the remaining contract period is longer than the chosen repayment period.
    • Teachers under Rehaber-a-Taleem, J&K Govt.
    • Officials under Rehaber-a Zeerat, J&K Govt.
    • Pensioners both State/Central drawing their monthly salaries/pension through our bank.
    • Employees of Private Limited Companies, Private Organizations, Reputed Establishments having a minimum 1 year relationship with our bank (Assets or liabilities).
    • Professionals, self-employed individuals (Businessmen included) & Proprietorship Concerns, having a minimum 1 year relationship with our bank (Assets or liabilities)
    • Finance under this Scheme shall also be provided to regular teachers of recognized private schools (must be permanent residents of Union Territories of J&K and Ladakh).

    NOTE:Employees on Adhoc basis shall not be eligible.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Coaching Fee Loan Scheme Check Eligibility

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    NATURE OF FACILITY

    • Term Loan

    PURPOSE

    • Financing fees of coaching classes or institutes that train students for entrance examinations to courses like medicine, engineering and civil services etc. and for other related expenses like lodging / boarding, purchase of Laptop/ PCs / Netbooks / Tablets / Study Material / eTutorials.

    CLASSIFICATION

    • Priority.

    ELIGIBILITY

    • Student should be an Indian National and should have completed Class X or above aspiring for admission in Engineering, MBBS, MBA, Post-Graduation courses etc.
    • Students pursuing graduation/post-graduation course or employed individuals, desirous of competing for Civil Service Exam of UPSC / State Public Service Commission for employment in IAS, KAS, IPS, KPS etc.
    • The students should have secured a minimum of 55% marks in the previous qualifying exam.
    • Age not exceeding the maximum for targeted competitive exam
    • Parent/Guardian only borrower, if age of the student is below 18 years.
    • Parent/Guardian, jointly with the student if age of the student is 18 years or above.

    BORROWER ELIGIBILITY

    • Permanent Employees of State / Central Government, Government / Semi-Government Undertakings, Autonomous Bodies, Public Limited Companies / Private Limited Companies who have been in current employment for a period of not less than two years.
    • Professionals, Self Employed Individuals ,Proprietorship Concerns, Persons engaged in agricultural and allied activities having at least one year satisfactory dealing with J&K Bank.
    • Pensioners State/Central Government, Public Sector Undertaking.

    BORROWER’S AGE

    • Maximum age of Parent/Guardian at loan maturity: 65 years or age of retirement whichever is earlier.
    • If Parent/Guardian is a pensioner maximum age at loan maturity: 68 years

    MAXIMUM LOAN:

    • Rs. 2 Lakh per child for coaching studies in India.
    • Maximum Amount per parent/guardian- Rs.4 Lakh only.

     

    • Finance for purchase of Laptop/ PCs / Netbooks / Tablets / Study Material / eTutorials should not exceed Rs. 40,000/= per student within the overall limit of Rs. 2.00 Lakh.

    QUANTUM OF FINANCE

    • For Permanent Employees / Pensioners: Maximum 18 times of gross monthly salary / pension/ income or 90% of coaching fee (which may include boarding & lodging expenses if available in-house) plus 75% of the other expenses like purchase of Laptop/ PCs / Netbooks / Tablets / Study Material / eTutorials or Rs 2 Lakh per child/student, whichever is lower.
    • For Other Eligible Categories: 1.5 times of average gross annual income of last two years or 90% of coaching fee (which may include boarding & lodging expenses if available in-house) plus 75% of the other expenses like purchase of Laptop/ PCs / Netbooks / Tablets / Study Material / eTutorials or Rs 2 Lakh per child/student, whichever is lower

    PROCESSING CHARGES

    • Rs. 250

    MARGIN

    • 10% of the coaching fee (which may include boarding & lodging expenses if available in-house).
    • 25% of the other expenses like purchase of Laptop/ PCs / Netbooks / Tablets / Study Material / eTutorials

    SECURITY

    • Primary : NIL
    • Collateral: Third Party Guarantee of One person.
    • In case of pensioners, guarantee of one person & guarantee of Spouse eligible for family pension shall be obtained.
    • No third party guarantee required in respect of permanent employees of State – UT and Central Government, State–UT / Central Government Undertakings & Autonomous bodies drawing salary through our Bank and where letter of undertaking from employer is available.

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • RLLR + 2% Floating
    • Click here for rate of Interest

    REPAYMENT

    • 36 months including moratorium period of 3 months.

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    The post JK Bank Coaching Fee Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Commercial Vehicle Finance scheme

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    For purchase of fresh commercial vehicles or new chassis and/or fabrication for commercial purpose or for captive use. The commercial vehicles will include passenger buses, trucks, tippers, oil and gas tankers taxis, mini buses, light commercial vehicles, tempo, auto rickshaws and any other mode of transportation under public carrier permit. The vehicles should be of approved models/makes.

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    ( With inputs from : kashmirpublication.in )

  • JKBOSE Important Info Regarding 10th, 11th, 12th Annual Regular

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    JKBOSE Important Info Regarding 10th, 11th, 12th Annual Regular Examinations 2023

    SRINAGAR: Jammu and Kashmir Board of School Education (BOSE) will release subject-wise date-sheet for Class X, XI, and XII exams next week.

    BOSE was waiting for some entrance tests and job interviews to get over so that they will kick off the exam process in Jammu and Kashmir.  Examination of all three classes will now start from March 4.

    “Date sheets have been finalized. We had to make some changes because there were some entrance exams for different departments. Exams will tentatively start on March 4, 5, and 6 for all the three classes,” Manisha Sarin, Secretary, BOSE, told The Kashmir Monitor.

    Sarin said the subject-wise date sheet will be released within two to three days. “All arrangements have been finalized. We will make proper heating arrangements. Rest of the arrangements will remain the same,” she said.

    This will be for the first time that board exams in Kashmir will be held in March. In August last year, the government shifted the academic session to March in sync with National Education Policy (NEP).



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    “The theory examination in UT of Jammu and Kashmir be conducted from the first week of March as per the present Academic calendar of Jammu Summer Zone (except in difficult areas of Jammu region) and some areas of Kashmir region,” said the government order,

    Furthermore, the examination in these difficult areas shall be delayed and held from the 2nd week of April as per the calendar proposed when these areas are fully accessible and the delivery of the examination stationary and confidential material is ensured.

    “Even though if examination in these difficult areas shall be conducted separately, the result of these examinations can be declared simultaneously, as although the difficult areas constitute approx. 30-35% of the area of the UT, the total number of students from these areas is not more than approx. 10-12%, since the areas are sparsely populated and the evaluation of Answer Scripts shall take less time.”

    As per the ‘Uniform Academic calendar, the students who appear in Class 10 and 11 examinations shall be provisionally admitted in Class 11th and 12th respectively after the conclusion of the Board examination.

    “Students, who are declared unsuccessful in the results, shall be permitted to continue their studies in Class 11th and 12th till the result of the Biannual/Annual Private examinations are declared. In respect of the candidates who fail to pass in Bi-annual examination, provisional admission shall be canceled,” the order said. (The Kashmir Monitor)

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    ( With inputs from : kashmirpublication.in )

  • SKUAST Kashmir Recruitment 2023 For Various Posts – Eligibility

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    Name of the Post: Sher-e-Kashmir University of Agricultural Sciences & Technology Kashmir – SKUAST Recruitment 2023 for various posts

    Post Date: 03-02-2023

    Total Vacancy: 12

    SKUAST Kashmir Recruitment 2023 for various posts – Eligibility, Salary, Selection Process, Important Dates and Full Notification: Sher-e-Kashmir University of Agricultural Sciences & Technology, Kashmir has invited online applications through the University website from the domicile of UT of J&K for filling up of the following Posts in the University.

    SKUAST Recruitment 2023: Overview

    OrganizationSher-e-Kashmir University of Agricultural Sciences & Technology, Kashmir
    Advt No.01 of 2023, 02 of 2023 & 03 of 2023
    Job LocationJ&K
    Post NameAssistant Professor-cum-Junior Scientist
    Chief Executive Officer (CEO)
    Incubation Manager
    Assistant Registrar
    Assistant Comptroller
    No. of Posts12
    CategoryGovernment Job
    Application ModeOnline

    SKUAST Recruitment 2023: Full Notification

    Important Dates:

    • Date of Commencement of Online Application Forms: 10th of February, 2023 (10:00 AM)
    • Last date of submission of Online Application Forms.: 10th of March, 2023 (11:59 PM)

    Salary:

    • Assistant Professor-cum-Junior Scientist: Rs.57,700 – 1,82,400/-
    • Chief Executive Officer (CEO): Rs.56,100 – 1,77,500/-
    • Incubation Manager: Rs.52,700 – 1,66,700/-
    • Assistant Registrar: Rs.56,100 – 1,77,500/-
    • Assistant Comptroller: Rs.56,100 – 1,77,500/

    Educational Qualification:

    • CEO: Masters in Agricultural Business Management / Entrepreneurship/ Business Management/ International Marketing from any accredited and nationally reputed institute/ university.
    • Incubation Manager: MBA in Marketing / ABM / HBM / Industrial Management / or equivalent from any accredited and nationally reputed institute/ university.
    • Assistant Registrar: Master’s Degree with at least 55% of the marks or an equivalent grade.
    • Assistant Comptroller: Master’s Degree with at least 55% of the marks or an equivalent grade.
    • Assistant Professor-cum-Junior Scientist: Visit the official notification.



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    Age Limit:

    For Assistant Professor-cum-Junior Scientist: The candidate must not be less than 22 years and not more than 55 years of age. The upper age limit is relaxable in case of persons already in employment at SKUAST-Kashmir.

    For Chief Executive Officer (CEO), Incubation Manager, Assistant Registrar & Assistant Comptroller:

    • General category: 18 to 40 years
    • Reserved category: 18 to 43 years
    • Persons with Disability(PWDs): 18 to 42 years
    • In-Service candidates: 18 to 40 years
    • Ex-Servicemen: 18 to 48 year

    SKUAST Kashmir Recruitment 2023: Vacancy Details

    NAME OF POSTNO. OF VACANCIESPAY SCALE
    Assistant Professor-cum-Junior Scientist06Rs.57,700 – 1,82,400/-
    Chief Executive Officer (CEO)01Rs.56,100 – 1,77,500/-
    Incubation Manager01Rs.52,700 – 1,66,700/-
    Assistant Registrar02Rs.56,100 – 1,77,500/-
    Assistant Comptroller02Rs.56,100 – 1,77,500/-

    SKUAST Recruitment 2023: How To Apply?

    Interested and eligible candidates are required to apply online through University website www.skuastkashmir.ac.in.

    For Assistant Professor-cum-Junior Scientist: After filling Online Application Form, the Candidates are required to take a print-out of the Online Application Form & submit/send the downloaded application form(s) along with filled-in Score Card & self-attested copies of all the supporting documents/certificates/testimonials etc. to Registrar, SKUAST-K, Shalimar, Srinagar, UT of J&K 190025 by or before 25th of March, 2023.

    For Assistant Registrar and Assistant Comptroller: After filling Online Application Form, the In-service candidates are also required to submit/send their Application Form(s) through the proper channel, to Registrar, SKUAST-K, Shalimar, Srinagar, UT of J&K–190025 by or before 10th of April, 2023.

    For further details visit below given official notifications.

    IMPORTANT LINKS:

    SKUAST logo 1000x750 1

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    ( With inputs from : kashmirpublication.in )

  • ATM Cash Withdrawal Rules: Big news for customers

    ATM Cash Withdrawal Rules: Big news for customers

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    ATM Cash Withdrawal Rules: Big news for customers, now the method of withdrawing cash from ATM has changed, read full details

    SBI Change ATM Withdraw Process: State Bank of India has now changed the method of withdrawing cash from ATM. Now SBI has started OTP service to withdraw cash from ATM.

    The bank has made this big change to protect its customers from fraud. Soon this rule will be seen applicable on SBI ATMs. This rule will act as an additional safeguard against unauthorized transactions.

    According to the bank, while completing the transaction, the bank customers will have to share the OTP while withdrawing cash from the ATM, so that it is ensured that the ATM user is the right user. OTP is a system-generated four-digit number that the bank will send to the customer’s registered mobile number. This OTP will authenticate the cash withdrawal and will be valid for only one transaction.

    OTP cash withdrawal started from January 1, 2020



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    The country’s largest lending bank SBI had started OTP-based cash withdrawal services from January 1, 2020. SBI has been creating awareness about ATM frauds through social media and other platforms from time to time. It is appealing to all its customers to avail the service.

    OTP will be required in transactions of 10 thousand or above

    Now this service will come in handy for SBI customers at the time of withdrawing cash from ATMs. SBI made these rules in view of the increasing fraud, cyber crime. Let us tell you that customers withdrawing Rs 10,000 or more in a single transaction from SBI ATMs will require OTP to complete the transaction.

    Withdraw cash using OTP

    You must have your Debit Card and Mobile Phone while withdrawing cash from SBI ATM OTP will come Enter the OTP received on your phone on the ATM screen After entering the valid OTP, the transaction will be completed.

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    ( With inputs from : kashmirpublication.in )

  • Bank change cash deposit rule: Big news! Now without

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    On 10 May 2022, the government had implemented these rules by issuing a notification. PAN Card and Aadhar Card have been made mandatory for depositing large amounts of cash in one or more banks in a financial year. Similarly, the government has also set the limit for cash transactions.

    New Delhi. The central government has taken several steps to crack down on illegal and unaccounted cash transactions. The government has amended the cash withdrawal limit and also made PAN card and Aadhar card mandatory for depositing large amounts of cash in one or more banks in a financial year.

    This means that now you have to show PAN card and Aadhar card while depositing large amount. Not only this, a provision has also been made for heavy fines for paying cash or receiving cash in excess of the prescribed limit.

    Under the new rules, it has now been made mandatory to provide PAN or Aadhaar for depositing or withdrawing more than Rs 20 lakh in banks. On May 10, 2022, the government had implemented these rules by issuing a notification.

     

    The Central Board of Direct Taxes (CBDT) has made new rules under the Income Tax (15th Amendment) Rules, 2022. After the implementation of these new rules, if a person deposits a total amount of 20 lakh rupees or more in a financial year in one or more accounts in any banking company, co-operative bank or post office, then PAN and Aadhar card for him. Giving has become mandatory.



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    What will happen to those who do not have PAN?

    Those who do not have PAN will have to apply for PAN at least seven days prior to any transaction of more than Rs 50,000 in a day or more than Rs 20 lakh in a financial year. Similarly, if a person withdraws a total amount of 20 lakh rupees or more in a financial year from one or more accounts of any banking company, co-operative bank or post office, then he will have to give PAN or Aadhar card.

     

    Keep these things in mind

    • Income tax laws prohibit cash transactions above Rs 2 lakh for any reason. Therefore, avoid excessive cash transactions, otherwise you may have to pay a fine.
    • The government prohibits accepting cash above Rs 2 lakh. Therefore, in a single day, you cannot take more than Rs 2 lakh in cash even from your close relatives.
    • Not more than Rs 2 lakh can be accepted as a cash gift from a single donor at a time. If anyone violates this, he can be fined equal to the amount received.
    • Do not pay cash for health insurance. If the taxpayer pays the insurance premium in cash, he will not be eligible for section 80D deduction.
    • In a property transaction, the maximum cash allowed is also Rs 20,000. If a seller is in advance, then the maximum limit is only two lakh rupees.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Solar Inverter Finance Scheme Check Eligibility

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    PURPOSE

    • For Purchase & Installation Of Off-Grid Solar Lighting & Photo –Voltaic Systems (Solar Inverters). The Finance Shall Be Granted For The Purchase Of The System From Authorized Dealers Of Reputed Companies.

    ELIGIBILITY

    • Confirmed Employees of: Government /Semi-Government Departments/Bodies/Agencies & Public Sector Undertakings.
    • Permanent Employees of Private Companies or Reputed Establishments with minimum 2 years association with the Current Employer and maintaining salary account with us.
    • Professionals, Self Employed Individuals & Businessmen with at least 2 years of experience in profession/business
    • Retired Govt. Employees with age not more than 70 years on maturity of loan.
    • Persons engaged in agricultural and allied activities.

    QUANTUM OF FINANCE

    • Individuals: 12 times net monthly salary/ pension / income.
      Persons engaged in agricultural and allied activities: Maximum of 2 times net annual income as certified by concerned Tehsildar.
    • The maximum quantum of finance shall not exceed Rs 50000.00

    MARGIN

    • Nil

    SECURITY

    • Primary
      Nil
    • Collateral
      Nil for Employees of J&K State Govt. / Central Govt. / Semi Govt. Departments/ Bodies/ Agencies and PSU’s maintaining salary accounts with our Bank.
    • For others- Third Party Guarantee of ONE person acceptable to Bank and having sufficient net worth to withstand the liability.

    PROCESSING CHARGES

    • Rs. 500.00 plus applicable GST.

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • Fixed rate of interest @ 3 year MCLR plus 3 % with monthly rests.

    Click here for rate of Interest

    TENOR

    • Maximum Tenor of Loan shall not exceed 36 months.

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    The post JK Bank Solar Inverter Finance Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Housing Loan Scheme Check Eligibility

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    Purchase/Construction:

    Primary:

    Purchase/Construction:

    • Equitable/ Registered Mortgage of house property/flat to be constructed/ purchased.  (House property to include land underneath & appurtenant thereto in case independent house only).
    • The title of the property must be clear, marketable and free from encumbrance.
    • Where  mortgage  of     house  /flat  cannot  be   created immediately and / or possession of house / flat is not given in situations like house/flat or under construction house / flat or to be constructed house/ flat  is being purchased/ from   the   Housing   Board/        Co-operative   Society   / Development  Authority/  Construction  Company/  Builder and   title/conveyance   deed   is   executed   in   favour   of purchaser   only   after    completion   of   full   or   partial construction after  purchaser making full payment of the cost   of   house/flat,      a   tripartite   agreement   shall   be executed  amongst  the

    1)  Housing  Board/  Development authority  /  Co-operative Society/ Construction Company/ Builder,
    2)  The Borrower and
    3) The Bank   wherein the Housing   Board/  Development  Authority  /  Co-operative Society/  Construction Company/ Builder undertakes that the  title   to  house/  flat     shall  be  transferred  to  the Borrower     immediately    on    receipt    of    entire    sale consideration and the Bank’s lien shall also be marked in their/ his records, thereafter to be followed by execution of mortgage deed in favour of the Bank once the project has been completed and Sale Deed (Deed of apartment/Conveyance Deed   in case of Flats) has been executed. Charge to be registered in favour of the Bank with the    concerned    authorities.    Besides    tripartite agreement an affidavit cum undertaking from the Housing Board/ Development Authority / Co-operative Society/ Construction Company/ Builder to the effect that the construction shall be as per the sanctioned plan & building bye laws, to be obtained.

    Repairs/Additions/Alterations/Extension of existing houses:

    • Equitable/ Registered Mortgage of house property/flat to be repaired / renovated.  (House property to include land underneath & appurtenant thereto in case independent house only).

    Collateral:

    • No collateral security /3rd  party guarantee is required in all cases except in case of following:
      • Pensioners- guarantee of spouse / Legal Heir(s), who is / are entitled for family pension.
      • NRIs- 3rd party guarantee of two resident Indians of sufficient means to cover the liability apart  from the other securities shall be obtained.
      • Loans upto Rs.5.00 lacs (Rs.10.00 lacs in case of employees Goverenment of UT of J & K and UT of Ladakh) to be granted for the purpose of repairs/ additions/alterations /extension of existing houses, where the mortgage of the house property is not taken as security.

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    ( With inputs from : kashmirpublication.in )