Tag: Jobs in India

  • Turkey, Syria earthquake death toll nears 11,200

    Turkey, Syria earthquake death toll nears 11,200

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    Turkey, Syria earthquake death toll nears 11,200

    The death toll from a massive earthquake that struck Turkey and Syria rose above 11,200 on Wednesday as rescuers raced to save survivors trapped under debris in the winter cold, media reported.



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    Officials and medics said 8,574 people had died in Turkey and 2,662 in Syria from Monday’s 7.8-magnitude tremor, bringing the total to 11,236.

    As the scale of the disaster became ever more apparent, the death toll looked likely to rise considerably. One UN official said thousands of children may have died, reports said.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Car loan Scheme for purchase of Used cars for private

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    8FE7849C B144 4498 8FF8 2D1476C6FAB6

    NAME OF PRODUCT

    JKB Car loan Scheme for purchase of Used cars for private use

    PURPOSE

    To provide finance for purchase of used Cars/SUV/MUV etc. (Fuel operated as well as electric cars) for Private Use only. The car should not be more than 6 years old at the time of loan sanction.

    NATURE OF FACILITY

    Term Loan

    AGE

    Minimum age at the time of loan application: 18 years

    Maximum age at the time of loan maturity: 70 years

    Notes:

    • In case of in service Govt employees under old pension scheme, car loans with tenor exceeding residual services period can also be considered. However, the sanctioning authority may make a tentative assessment of his/her likely pension income, based on his her existing salary structure, residual service, pension rules etc. and ensure that the instalment of the proposed loan shall not be more than 50% of his/her likely monthly pension.
    • In case of joint borrowers/ Co-borrowers, the age of that borrower can be considered for fixing tenor of the loan whose contribution towards the repayment of proposed loan is at least equal to 50% of EMI.
    • The upper age limit may be relaxed upto 75 years in deserving cases, powers for which may be vested with the Zonal Credit Committees.

    MARGIN

    • For permanent employees of State and Central Government, Government Undertakings & Autonomous bodies Drawing salary through our Bank :20% of value derived/ accepted
    • For Platinum/Gold Current Account Holders & Customers having aggregate limits (Working Capital and/or Term Loan) above 25 Lakh having satisfactory dealings.:20% of value derived/ accepted
    • For All Other borrowers:25% of value derived/ accepted

    MAXIMUM LOAN AMOUNT

    • Maximum Limit per vehicle: Rs 25.00 lacs
    • Maximum Limit per borrower: Rs 50.00 lacs

      Note: Higher quantum of finance per unit/ per borrower may also be considered, however powers to sanction such loans shall vest with Zonal Credit Committees only.

    REPAYMENT PERIOD

    • The maximum tenor of the loan shall be 07 years or till the vehicle gets 12 years old, whichever is earlier, subject to residual life of the vehicle.
      The loan shall be repaid in a maximum of 84 Equated Monthly Installments.

    SECURITY

    • Primary: Hypothecation of vehicle to be purchased (Bank’s charge to be registered with concerned Transport Authority/ VAHAN Central Registry)
    • Collateral:
      • For permanent employees of J&K/Ladakh Gov’t and Central Government, Government Undertakings & Autonomous bodies maintaining salary accounts with our bank: NIL.(However, in cases where the loan tenor is in excess to residual service period, TPG of one person shall be obtained).
      • For pensioners: Guarantee of 02 persons including spouse eligible for family pension.
        (Or) Guaranteeof spouse only if he/she is a Govt employee or pensioner.
      • Private /Public Limited Company/ partnership firms:Personal guarantee of promoters/directors/partners
      • For all others: Guarantee of one person having sufficient net worth to withstand the liability and acceptable to Bank.
      • Direct Debit Mandate/NACH/ECS Mandate (whichever applicable)
        Note:
        Sanctioning Authority may waive off third party guarantee in favour of certain categories of applicant borrowers, as noted below:
      1. Platinum/Gold Current Account Holders having average balance of Rs 5.00 lacs or above
      2. Customers availing aggregate limits (Working Capital and/or Term Loan) above 50 Lakh with satisfactory track record.
      3. Borrowers with credit score of 750 in case of CIBIL or 650 in case of CRIF.
      4. High net worth individuals maintaining term deposits in excess to Rs 50.00 lacs with the bank in their own name.

    PREPAYMENT PENALTY

    4% on the outstanding in respect of Fixed interest rate loan shifted to other banks + Applicable GST.

    Nil for all other loans prepaid

    MINIMUM INCOME STIPULATION

    For all types of individual borrowers: Gross Annual Income of Rs 2.00 lacs
    For proprietorship/partnership firms and companies: Cash Profit (PAT+ Average Depreciation) of Rs 2.00 lacs for the previous financial year.

    LOAN PROCESSING CHARGES

    LPC: 1.0% of the loan amount plus applicable GST Minimum of ₹2000/- + GST
    Maximum: ₹15000/- + GST
    (Nil for employees mentioned at para Rate of interest)

    RATE OF INTEREST (SUBJECT TO CHANGE)

    Tenor upto 04 years: RLLR+3.75% (Fixed)

    Tenor above 04 years:RLLR+4.75% (Fixed)

    The interest rate concession applicable to employees of various Govt Departments/ institutions, as noted below, shall continue till validity of such MoUs unless otherwise notified:

    • Employees of SMVDSB 25 bps
    • Employees of Police Departments 10 bps
    • Employees of University of Kashmir 10 bps
    • Employees of NIT Srinagar 10 bps
    • Employees of Central University of Jammu 10 bps
    • All other employees of J&K/ Ladakh Gov’t. 25 bps

    Interest rate concessions of 50 bps (including existing concession as per MOUs specified above or concession to women borrowers, if any) to individual borrowers having credit score of above 750 in case of CIBIL or above 650 in case of CRIF. Similar concession shall be extended to non-individual borrowers with internal rating grade of 1 or 2.

    Interest rate concession of 25 bps (including existing concession as per MOUs specified above or concession to women borrowers, if any) to individual borrowers having credit score of 701-750 in case of CIBIL or 610-650 in case of CRIF. Similar concession shall be extended to non-individual borrowers with internal rating grade of 3 or 4.

    ELGIBILITY

    1. Permanent Employees of State / Central Government, Semi-Government Undertakings, Institutions and Autonomous Bodies.
    2. Regular Employees of Private Limited Companies / Private Organizations and other Reputed Private Institutions/ Establishments who have a service of at least 2 years with the current employer
    3. Contractual Employees of Central/State Government, Semi-Government Undertakings and Autonomous Bodies (provided there are no instances of termination of employment of such employees previously).
    4. Professionals or self-employed individuals with at least 2 years’ experience in business/profession/activity. (This category shall include proprietors, partners and promoters of companies where the loan is sanctioned in their personal capacity. Gross Income in this case shall mean income as shown in proof of income obtained)
    5. Persons engaged in agricultural and allied activities.
    6. Pensioners of State/Central/UT Gov’t, PSU’s (Public Sector Undertakings), autonomous bodies and Institutions. (Family pensioners shall not be eligible).
    7. Employees appointed under SRO 202 (to be treated at par with Permanent Employees of State/Central Government) subject to the condition salary for at least 6 months has been credited in the savings account of the applicant.
    8. Partnership firms and companies which have been in existence for a minimum of 02 years.
    9. HUF can also avail car loan facility. HUF can apply for the loan through Karta and the documents, as prescribed, shall also be executed by the Karta on behalf of the HUF. However, it shall be ensured that a joint application is obtained from all the coparceners for the loan whereby they will also confirm that the loan facility is used for the benefit of the HUF.
    10. Applicants who do not fall in any of the above categories may be also be financed subject to the condition that the applicant has a stable/perpetual source of income and provides proof to the satisfaction of the sanctioning authority.

    VALUATION OF THE VEHICLE

    Value of the vehicle shall be the lower of the following (subject to satisfaction of the BU Head and Advances In-charge):

    • Ex-showroom price of the vehicle as per original sale invoice less depreciation, which shall be as follows:
    Age of the vehicle % Of Depreciation for fixing value.
    Upto 06 months. 5%
    06 Months to less than 01 year 10%
    01 year to less than 02 years. 20%
    0 years to less than 03 years. 30%
    03 years to less than 04 years. 40%
    04 years to less than 05 years. 50%.
    05 years to less than 06 years. 60%.
    • Insured Declared Value (IDV) of the vehicle as per latest insurance policy.
    • Consideration Amount as per agreement to sell between seller and buyer or as per invoice from registered used car dealer.
    • Note: In case original sale invoice is not available, sanctioning authority may consider minimum of value as depicted in documents mentioned at Serial II & III above.

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    The post JK Bank Car loan Scheme for purchase of Used cars for private use appeared first on Kashmir Publication.

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    #Bank #Car #loan #Scheme #purchase #cars #private

    ( With inputs from : kashmirpublication.in )

  • JK Bank Kissan Credit Scheme Check Benefits and Features

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    8FE7849C B144 4498 8FF8 2D1476C6FAB6

    OBJECTIVE

    The scheme aims at providing adequate and timely credit support from the banking system to farmers under single window with flexible and simplified procedure, to Animal Husbandry and Fisheries farmers for their short term working capital requirements towards the following activities :-

    a. Fisheries: – Fresh water fish/prawn culture (including cold water), brackish water shrimp/fish/crab/ other aquatic organisms culture, fish/shrimp/prawn/crab/other aquatic organisms seed rearing, capture fisheries in fresh water, brackish water and marine and any other state specific fisheries activities.

    b. Animal Husbandry: – Milch animal rearing, poultry layer farming, poultry broiler farming, sheep rearing, goat rearing, pig farming, rabbit rearing for wool, and work animals. Any other state specific livestock rearing.

    ELIGIBILITY

    Dairy::Farmers and Dairy farmers either individual or joint borrower, Joint Liability Groups or Self Help Groups including tenant farmers having owned / rented/ leased sheds

    Fishery a. Inland Fisheries and Aquaculture:- i) Fishers, Fish Farmers (individual & groups/ partners/ share croppers/ tenant farmers), Self Help Groups, Joint Liability Groups and women groups.
    ii) The beneficiaries must own or lease any fisheries related assets such as ponds, tanks, open water bodies, raceways, hatcheries, rearing units, boats, nets and such other fishing gear as the case may be and possess necessary authorisation/ certification as may be applicable in respective states for fish farming and fishing related activities, and for any other State specific fisheries and allied activities.

    b. Marine Fisheries- Beneficiaries listed at above, who own or lease registered fishing vessel/boat, possess necessary fishing license/permission for fishing in estuary and sea, fish farming/Mariculture activities in estuaries and open sea and any other State specific fisheries and allied activities.

     

    SCALE OF FINANCE

    The scale of finance for KCC including Animal Husbandry (AH) and Fisheries will be fixed by respective District Level Technical Committee (DLTC) based on local cost worked out on per acre/per unit/per animal/per bird etc basis.

    The working capital components in fisheries, under the scale of finance, may  include recurring  cost  towards  seed,  feed,  organic  and  inorganic fertilizers, lime/other soil conditioners, harvesting and marketing charges, fuel/electricity charges, labour, lease rent (if leased water area) etc. For capture fisheries, working capital may include the cost of fuel, ice, labouring charges, mooring/landing charges etc. may form part of the scale of finance. The working capital components in Animal Husbandry, under the scale of finance, may include recurring cost towards feeding, veterinary aid, labour, water and electricity supply. The maximum period for assessment of working capital requirement may be based on the cash flow statement or completion of one production cycle.

    PROCESSIN CHARGES

    Upto Rs.5.00 lakhs Nil
    From Rs.5.00 lakhs to Rs.10.00 lakhs 0.10% of Limit
    Above Rs.10.00 lakhs 0.25% of Limit

    CIBIL and CRIF charges shall be recovered  upfront from all prospective borrowers/ guarantors/ Mortgagors at the time of extraction of Credit Information report (CIR) in accordance with Bank’s Policy on Credit Information Management – Utilization of Credit Information Services as amended from time to time.

    RATE OF INTEREST (SUBJECT TO CHANGE)

    At present, rate of interest up to Rs 2.00 lakhs (in case of new applicants
    of KCC AH&F) OR up to Rs 3.00 Lakhs (in case of aggregate KCC Limit) per farmer will be @7% p.a. (fixed) as per the Government of India (GoI) directives. It is subject to GoI providing 2% p.a., interest subvention to Bank on such advances.

    Note: As per KCC AH&F Scheme Interest subvention will be available upto Rs 2.00 lakhs in case of new applicants of KCC AH&F & upto Rs 3.00 lakhs (in aggregate) in case of borrowers having existing KCC-Crop Loan. Any loan amount exceeding the said limits shall carry normal Rate of Interest.

    REPAYMENT

    The KCC-Animal Husbandry & Fishery limit is revolving cash credit facility

    Borrowers are required to route their sale proceeds or other credits into the KCC-Animal Husbandry & Fishery account, with a minimum of loan amount plus interest and other charges, if any within the repayment due dates.

    8FE7849C B144 4498 8FF8 2D1476C6FAB6

    The post JK Bank Kissan Credit Scheme Check Benefits and Features appeared first on Kashmir Publication.

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    ( With inputs from : kashmirpublication.in )

  • Jkbose 10th, 11th, 12th Unfair Means Notification

    Jkbose 10th, 11th, 12th Unfair Means Notification

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    Jkbose 10th, 11th, 12th Unfair Means Notification (Special Supplementary Exam)

    Unfair Means Notification of Classes 10th, 11th and 12th Special (supplementary) Examination Bi-Annual 2022 of Kashmir Division including District Kargil Jkbose.

    This is notified for the information of all the concerned candidates bearing following Roll No’s pertaining to Secondary School Examination (class 10 Higher Secondary Examination Part-Class 11 & Higher Secondary Examination Part-(Class 12″) including District Kargil of class 12 Session Special(Supplementary) Private Examination 2022

    who are alleged to have resorted to use of Unfair means /Misconduct etc, is offered an opportunity to present themselves before the UFM Committee along with their admit cards for scrutiny /disposal of their case on 09-02-2023(Thursday) at 11.00 AM in the Office chamber of the Joint Secretary, Secrecy-Kashmir Division New Campus, Bemina, Srinagar



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    In case, any candidate fails to appear before the said committee on the schedule date, his/her case/s shall be decided on the basis of the available records /evidence and no further claim on this account Shall be entertained.

    Notification:

    Jkbose 10th, 11th, 12th Unfair Means Notification (Special Supplementary Exam)

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    ( With inputs from : kashmirpublication.in )

  • PM-KISAN 13th Installment Of Rs 2,000 Likely To Come

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    PM Kisan 13th Installment Date 2022: PM Kisan Samman Nidhi scheme is a Central scheme with 100 per cent funding from the central government. Under the scheme, income support of 6,000 per year in three equal instalments is being provided to small and marginal farmer families having combined land holding/ownership of up to 2 hectares.



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    All the three installments of the current financial year have been transferred in the bank accounts of the farmers while it is believed that the next installment (13th installment) will be credited before Holi.

    The government has recently released the 12th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana (Scheme) and now farmers are waiting for the next or 13th installment of the scheme.

    PM KIsan 13th Overview 2023

    The Scheme’s name Pradhan Mantri Kisan Samman Nidhi Scheme
    Scheme Executed By The Central Government of India
    PM Kisan Yojana started in 2018
    PM Kisan Yojana Powered By Prime Minister Narender Modi
    More  Click Here
    Beneficiaries India’s Small and Marginal Landowner Farmers
    Release Date for the 13th Installment Before Holi
    Status of E KYC PM Kisan EKYC
    The Payment Method Bank transfer directly
    Credited Amount Under the PM Kisan Scheme 6000 Rupees in Total, Paid in Three Equal Installments
    Kisan Help Desk for PM 011-24300606, 155261
    Official Website pmkisan.gov.in

    PM Kisan 13th Installment Date & Time 2023

    The PM Modi led Central Government will soon announce the Date & Time for the 13th Installment. It is expected that the next installment (13th installment)  of Rs 2000 will be credited before Holi to the marginal farmers . However, there is no official announcement by the government regarding this.

    The first instalment is transferred between 1st December to 31st March, second between 1st April to 31st July, while the third is given between 1st August to 30th November.

    PM Kisan Samman Nidhi Yojana 13th Installment: Steps to Check Balance

    1. Go to the official website of the government https://pmkisan.gov.in/
    2. Now look for ‘Farmer’s Corner Section at the homepage
    3. Select the’ Beneficiary Status’ option. Here, the beneficiary can check his or her application status.
    4. The list will have the farmer’s name and the amount sent to his bank account.
    5. Now either enter your Aadhar Number or Account Number or Mobile Number.
    6. Then click on the ‘Get data’.

    PM Kisan 13th Installment List PDF 2023

    The list of beneficiaries of the 13th instalment is provided by the government of India. The PM Kisan’s 13th installment list of farmers who get the money from this section can be checked easily.

    The PDF will provide all the information you are required to know about the 13th instalment. The farmers whose name is not on the list shall check the list of the rejected farmers. The name, as well as the reason for the rejection, will be provided in the list there.

    How to Check 13th Installment List?

    The farmers are keen to know about the status. They can check their names in the beneficiary list as the money is transferred. The steps to check the beneficiary list are as below. If you are having trouble to fill the information in English then you can simply right-click on the mouse and click on Translate

    • To begin, the farmers or the one who is checking shall go to the official portal of the Pradhan Mantri Kisan Samman Nidhi (PMKY).
    • Then on the home page, click on the Beneficiary list tab.
    • Then please fill in the details required. They are:
    1. State
    2. District
    3. Sub-District
    4. Block
    5. Village
    • After entering the data correctly with the help of the drop-down menu. Please click on the Get Report button.
    • After this, all the information regarding your PM Kisan account will be displayed on the screen.

    The farmers can select any option. They can either visit the official portal or contact them with the help of the toll-free number provided in the article. The 13th Installment will be given in the upcoming month to all the registered beneficiaries of the PM Kisan.

    PM Kisan Status Check 2023 By Mobile Number

    • Farmers can do PM Kisan Status Check 2023 by Mobile Number using the Steps mentioned.
    • First thing you have to do is open pmkisan.gov.in and then tap on the Beneficiary Status button.
    • Now enter your Mobile Number and enter the OTP you received in Message.
    • Your Status as a beneficiary will be now visible on screen in which you can check your Eligibility.
    • So using this process, you can check PM Kisan Status 2023 by Mobile Number.

    Note: All candidates who have submitted applications under the PM Kisan Yojana 2023 are advised to visit the official website, pmkisan.gov.in, to know the most recent information and updates regarding the PM Kisan 13th Installment 2023. The last time anyone tried to access EKYC was on January 20, 2023, however, the official Portal is still up and running. Before the Portal closes, those who haven’t completed their E-KYC yet will do so.

    PM Kisan E-Kyc 2023

    To complete the E-KYC procedure of the PM Kisan 13th Beneficiary list 2023 online, follow the easy and precise steps given below:

    • Firstly, head to the Pradhan Mantri Kisan Samman Nidhi Yojana’s official website, pmkisan.gov.in.
    • Secondly, notice the link naming PM Kisan E-KYC 2023 on the homepage of the PM Kisan Yojana Online Portal.
    • After that, enter all the credentials asked for, such as the Aadhaar Card range, Mobile range joined with the Aadhaar Card, and therefore the captcha code shown on the screen and fill within the house provided rigorously. Then Click on the Get just once word (OTP) button on the screen.
    • Then you’ll receive an associate degree OTP on the registered mobile range. Enter the OTP received on your mobile within the house provided on your pc or mobile screen.
    • Lastly, Click on the Submit button. By following these straightforward steps, your pmkisan.gov.in E-KYC 2023 is going to be completed in a problem-free manner.

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    ( With inputs from : kashmirpublication.in )

  • Jammu and Kashmir Latest Petrol and Diesel Prices

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    Jammu and Kashmir Latest Petrol and Diesel Prices

    CITY TODAY PRICE
    Anantnag ₹ 100.38
    Badgam ₹ 101.73
    Bandipora ₹ 102.22
    Baramullah ₹ 102.34
    Doda ₹ 99.98
    Ganderbal ₹ 102.04
    Jammu ₹ 97.59
    Kathua ₹ 98.43
    Kishtwar ₹ 100.89
    Kulgam ₹ 101.11
    Kupwara ₹ 102.46
    Poonch ₹ 100.51
    Pulwama ₹ 101.14
    Rajouri ₹ 99.03
    Ramban ₹ 100.06
    Reasi ₹ 98.82
    Samba ₹ 97.60
    Shopian ₹ 100.97
    Srinagar ₹ 101.74
    Udhampur ₹ 98.64



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    CITY TODAY PRICE YESTERDAY PRICE
    Anantnag ₹ 85.75 ₹ 86.49
    Badgam ₹ 86.82 ₹ 86.82
    Bandipora ₹ 87.28 ₹ 87.01
    Baramullah ₹ 87.39 ₹ 87.19
    Doda ₹ 85.38 ₹ 85.38
    Ganderbal ₹ 87.11 ₹ 87.11
    Jammu ₹ 83.35 ₹ 83.46
    Kathua ₹ 84.12 ₹ 83.83
    Kishtwar ₹ 86.12 ₹ 86.12
    Kulgam ₹ 86.30 ₹ 86.30
    Kupwara ₹ 87.50 ₹ 87.64
    Poonch ₹ 85.80 ₹ 85.80
    Pulwama ₹ 86.45 ₹ 86.45
    Rajouri ₹ 84.64 ₹ 84.29
    Ramban ₹ 85.45 ₹ 85.45
    Reasi ₹ 84.30 ₹ 84.30
    Samba ₹ 83.35 ₹ 83.26
    Shopian ₹ 86.29 ₹ 86.11
    Srinagar ₹ 86.83 ₹ 86.83
    Udhampur ₹ 84.14 ₹ 83.93

    petrol diesel

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    ( With inputs from : kashmirpublication.in )

  • JK first to start GPS based attendance For These Employees

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    He enjoined upon the officers to monitor the progress at highest levels so that the results improve substantially. He maintained that the teachers in government sector are best in terms of qualifications and trainings and they just needs to focus more on academic activities to ensure improved results.

    The Chief Secretary advised the department to make this feedback a benchmark while analysing the annual performance reports of the teachers. He said that the teachers who perform well, and are punctual and who also receive good feedback from students should be duly recognized and rewarded by the department. He observed that such teachers should be preferred in career progression and other recommendations.

    The system named as “SAMIKSHA” as it will be reflecting the true performance of the Teachers with respect to their inputs in the actual classroom, leaving no space for subjectivity.

    It was given out  that the student feedback forms are designed to get feedback from students on different teaching-learning techniques in the institution. Besides the teachers are given unique usernames and passwords to verify their input and outcomes. The comprehensive report will be visible to all levels viz-Teachers, HOIs, ZEO, CEO, DSEK/J, and at UT level in the hierarchy.

    The department has worked out some 25 parameters (questions) regarding teachers and school ambience, out of which 02 are optional. The school and teacher based questionnaire needs to be filled by the students once on monthly basis grading them on 5-point scale with Excellent, Very Good, Good, Average and Below Average results, as informed during the launch ceremony.

    Another app launched today was ‘JK Attendance-SED’ available for downloading on both Android and iOS. The application will give a peek into the daily attendance of teachers to even Directors and CEOs. The application will capture live location of the employee with Geo Coordinates and even allow his/her time specific tracking.

    The attendance system would reduce paperwork and save time and resources. It would eliminate the duplicate data entries and  improve  management of attendance across all schools.

    The same application would enable employees to make leave requests online. It would automatically send it for necessary approval and keep his/her leave account safe for viewing by the higher authorities.

    Later on the Chief Secretary also released ‘Whole School Safety’ manual. He called it a very important document prepared by the department. He observed that the safety of our children is all important and should be given priority over every other concern. He declared that this document is important and provides holistic  approach for keeping children safe against hazards.

    The Principal Secretary, School Education, Alok Kumar revealed that all of the digital applications besides the safety manual has been prepared in-house by the department employing its own personnel and resources. He gave out that he feels immensely pleased that Directorate of Samagra Shiksha has trained Key Resource Persons in this regard.

    He stated that the necessary orientation of all CEOs/DIET principals and teachers as per the guidelines has also been done, which explicitly elaborate various kinds of vulnerabilities our children are exposed to and their remedies. The SOPs on current pandemic viz-a-viz the role and responsibilities of every individual concerned makes the document a comprehensive reference document.

    The same is also an initiative of Samagra Shiksha which has been designed for creating a safe environment for children, starting from their homes to their schools and back, says the manual.

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    ( With inputs from : kashmirpublication.in )

  • JKBOSE Class 10th, 11th, 12th Class Date Sheet 2023 Important

    JKBOSE Class 10th, 11th, 12th Class Date Sheet 2023 Important

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    JKBOSE Class 10th, 11th, 12th Class Date Sheet 2023 Important Info

    Srinagar, Feb 07: For the examination of class 10th to 12th, Jammu and Kashmir Board of School Education is going to release a subject-wise date sheet in the coming days.



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    The exams for class 10th, 11th and 12th will start from 4 March and the date sheet will be issued 15 days prior to the exams, said Joint Secretary Administration, Aijaz Ahmad Hakak.

    As the subject-wise date-sheet will be released in this month, he said that the arrangements for the exam are in place.
    “The date-sheet is being finalized. The arrangements will also be made,” he said.

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    #JKBOSE #Class #10th #11th #12th #Class #Date #Sheet #Important

    ( With inputs from : kashmirpublication.in )

  • Cash Transaction Notice: Big Alert! These high value cash

    Cash Transaction Notice: Big Alert! These high value cash

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    Cash Transaction Notice: If you deposit money in cash, then first of all read this news. The era is of digital transactions and the government keeps an eye on all your financial transactions, in such a situation, you can get a notice from the Income Tax Department on depositing the amount in cash. Let’s know.

    Cash Transaction Notice: If you are a taxpayer then there is very important news for you. Your one mistake can get you a notice from the tax department. Actually, the government keeps an eye on all your financial transactions. If you do cash transactions more than a limit, then you can get a notice from the Income Tax Department.

    Actually, the Income Tax Department has to give information to banks, mutual funds, brokerage houses and property registrars if someone does big cash transactions. In such a situation, if you also do more cash transactions than digital, then you are making a mistake. Let us know about some such cash transactions that can get you the notice of Income Tax Department.

    Property Shopping
    If you buy or sell property worth 30 lakhs or more in cash, then you will be informed about this to the Income Tax Department. In such a situation, the Income Tax Department can inquire about it from you. You can also be asked about the source of your cash.

    Payment of Credit Card Bill
    If you also deposit the credit card bill in cash, then you can get into trouble. If you deposit your credit card bill in cash more than Rs 1 lakh in one go, then the Income Tax Department can inquire from you. If you pay a credit card bill of more than Rs 10 lakh in cash in a financial year, then you will also have to provide its source.

    Buying shares and mutual funds
    Be cautious if you invest in the stock market or do large amounts of cash transactions in mutual funds, debentures and bonds. If you invest more than Rs 10 lakh in these in a financial year, you can get a notice from the Income Tax Department.

    Deposit in cash in FD
    If you deposit more than Rs 10 lakh in fixed deposits in a year, then the Income Tax Department may ask you for information about the source of these money. You deposit money in FD digitally only, so that the income tax department will have a record of your transactions and you will not face any problem.

    Do not deposit cash in bank account
    The way you deposit Rs 10 lakh or more in cash in a year in fixed deposits, then you may be questioned. Apart from this, if you deposited an amount of 10 lakh or more in cash in a year in any bank or co-operative bank, then you will come under the radar of Income Tax Department. In such a situation, if you want to deposit any amount, do it online so that the department knows about your transaction.

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    ( With inputs from : kashmirpublication.in )

  • ATM Transaction New Charges: Big update for crores of bank

    ATM Transaction New Charges: Big update for crores of bank

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    These banks have recently increased the charges for withdrawing money from ATMs, due to which the customers have to face a lot of problems. Which bank has increased the rates by how much, let us know

    Now withdrawing money from ATM has become more expensive. After the free withdrawal limit, you will have to pay a higher cost for each transaction of withdrawing money. All major government and private banks across the country have made changes regarding cash withdrawal from ATMs. This fee is 20 to 22 rupees. Different banks have imposed different rules and charges.

    Know what are the new rules of which bank

    SBI-

    In case of metro cities, the number of free transactions is limited to 3. A charge of Rs 10 is levied on cash withdrawal transactions over and above the free limit at SBI ATMs. SBI charges Rs 20 per transaction for additional financial transactions at other bank’s ATMs. In addition to the fee, applicable GST is also charged to the customer’s account.

    PNB:

    PNB gives 5 free transactions per month at ATMs. Also, a charge of Rs 10 has to be paid for any financial transaction. Apart from PNB, the rules of transaction are different from ATMs of other banks. There is a rule of 3 free transactions in metro cities and 5 free transactions in non-metro cities in a month. A charge of Rs 20 is levied for doing financial or non-financial transactions beyond the free limit from other bank’s ATMs.

    HDFC Bank :

    Only the first 5 withdrawals from HDFC Bank ATMs in a month are free. Rs 20 plus taxes per transaction for cash withdrawal, Rs 8.5 plus taxes for non-financial transactions. 3 free transactions allowed at any other bank’s ATM in 6 metro cities (Mumbai, Delhi, Chennai, Kolkata, Hyderabad and Bengaluru) and 5 free transactions (financial and non-financial) in a month at other locations If the transaction is declined due to insufficient balance at other bank’s ATM or merchant outlet, a charge of Rs.25 will have to be paid.

    ICICI:

    5 transactions are free from ICICI ATM in a month. After that Rs 20 plus GST has to be paid on ATM withdrawal. This limit is for financial transactions while the charge for non-financial transactions is Rs 8.50 plus GST.

     

    Axis Bank:

    5 financial transactions are free in a month from Axis Bank ATMs. Financial and non-financial 3 transactions are free in metro cities. At other places, 5 transactions are free in a month. If cash is withdrawn from Axis and Non Axis ATMs outside the limit, then Rs 21 per transaction will have to be paid.

    Earlier banks used to charge Rs 20 per transaction

    The first 3 transactions are absolutely free for withdrawing money from the bank’s ATMs in the six metro cities of Mumbai, Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. This includes both financial and non-financial transactions. While in non-metro cities, you can withdraw money from ATMs up to 5 times. After this, for financial transactions in metro cities, Rs 20 per transaction and Rs 8.50 for non-financial transactions had to be paid. Which has now been increased to 21.

    Due to this the transaction fee has been increased

    The decision to increase the transaction fee has been taken due to the increase in the cost of banks related to installation and maintenance of ATM machines. At the end of the financial year 2020-21, there were 1,15,605 ‘onsite’ (in bank premises) ATMs and 97,970 ‘offsite’ (apart from bank premises) ATMs across the country.

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    #ATM #Transaction #Charges #Big #update #crores #bank

    ( With inputs from : kashmirpublication.in )