Tag: instant

  • Viopatch Headache Relief Patch – 40 Patches – For Instant & Long lasting Relief in Headache Pains

    Viopatch Headache Relief Patch – 40 Patches – For Instant & Long lasting Relief in Headache Pains

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    Product Description

    viopatch viopatch

    Introducing our new Headache Patches which are 100% herbal and dermatologically safe. Now no more mess to worry about, no more smell to feel conscious about.

    The patch can be applied anytime, anywhere (like a plaster) and delivers a constant dose of medicine to the pain affected area for over 12 hours (unlike sprays/gels which need re-application every 2-3 hours).

    Instant and long lasting relief in headache pains!

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    The patch is thin, discreet and translucent that can be applied on the forehead temples anytime during the day or night. It is equipped with 5 powerful herbal pain relievers.

    Wintergreen Oil blocks the pain signals thereby reducing the sensation of pain. Menthol is a vasodilator that improves blood circulation around the temples and forehead that helps reduce inflammation and pain. Camphor is a soothing agent that provides cooling relief. Eucalyptus Oil relaxes the muscles around the head. Clove Oil is a numbing agent that reduces the sensitivity towards pain.

    Only 100% Natural Ingredients!

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    Gandhpura Oil

    Gandhpura Oil, also known as Oil of Wintergreen is a herbal pain reliever that inhibits the sensation of pain in the locally applied region without the side-effects of oral pain killers.

    Menthol

    Menthol acts as a penetration enhancer increasing the porosity of the skin towards other medicines in the patch. It is also a counter-irritant and improves circulation in peripheral blood vessels, thus reducing inflammation and swelling.

    Camphor

    Camphor is readily absorbed through the skin and produces a feeling of cooling similar to that of Menthol, and acts as a mild local anesthetic and antimicrobial substance.

    Eucalyptus Oil / Clove Oil

    Eucalyptus oil is renowned for long term relief in muscular aches and pains, sprains and poor circulation. It has a curative action as opposed to only masking the pain. Clove oil has a local anesthetic effect and temporarily numbs and relieves the pain.

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    Herbal product, safe for use in all kinds of pain conditions without any side effects!

    Sustained medicine release for 12 hours – Once a patch is applied, the medicine starts releasing through the skin into the applied area within 5 minutes and continues release in a controlled manner for 12 straight hours100% Herbal – No side-effects – Free of any harmful chemicals, Viopatch has been clinically tested to be 100% safe. Unlike oral pain killers that have many side-effects such as acidity, liver / kidney damage, Viopatch does not go through the digestive system, therefore having no side-effects.Non-messy, non-greasy – Viopatch is a waterproof patch that can be applied anytime, anywhere without the mess and smell of sprays / gels. It is made from a skin friendly adhesive and does not need massaging /rubbing.Targeted medicine release -Where a large portion of oral medicines are digested, Viopatch releases medicine in a targeted manner through the skin. Therefore, majority of the medicine actually reaches the affected area providing maximum relief.

    Package Dimensions ‏ : ‎ 21.2 x 12.4 x 0.7 cm; 20 Grams
    Date First Available ‏ : ‎ 13 April 2022
    Manufacturer ‏ : ‎ Unexo Life Sciences Pvt. Ltd.
    ASIN ‏ : ‎ B09XTR51LS
    Item part number ‏ : ‎ 8905694515163
    Country of Origin ‏ : ‎ India
    Manufacturer ‏ : ‎ Unexo Life Sciences Pvt. Ltd.
    Item Weight ‏ : ‎ 20 g
    Net Quantity ‏ : ‎ 1.00 count

    100% Herbal, Waterproof patches – clinically tested to be non-skin irritant
    Viopatch bypasses the digestive system and therefore, does not have side effects associated with oral pain killers such as gastric irritation/gastritis, liver damage etc. Since it is not digested and is directly pasted on the affected area, it delivers a much higher dose of the drug than oral medicines
    Unlike common headache balms and oils, it does not require re-application after every 3-4 hours and delivers the drug at a controlled rate for 12 hours
    It is non-messy and non-greasy so that it can be easily applied on the forehead. Dry the application area before pasting the patch

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    #Viopatch #Headache #Relief #Patch #Patches #Instant #Long #lasting #Relief #Headache #Pains

  • Rahul tore ordinance that shielded MLAs, MPs from instant disqualification: Annamalai

    Rahul tore ordinance that shielded MLAs, MPs from instant disqualification: Annamalai

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    Chennai: Congress leader Rahul Gandhi had on September 28, 2013 torn an ordinance that shielded the MLAs and MPs from instant disqualification, Tamil Nadu BJP president K. Annamalai said on Saturday.

    Taking to Twitter, he said that Rahul Gandhi had on September 28, 2013 torn an ordinance that gave three months time for MLAs and MPs from disqualification.

    He was responding to Tamil Nadu Chief Minister M.K. Stalin’s statement on Friday that disqualification of Rahul Gandhi as an MP before he could go for an appeal was the death knell of democracy in India.

    Stalin also said that the metamorphosis of BJP’s vindictive politics into autocracy was taking place at an alarming pace. He also said, “If one goes by history, it is obvious what is in store for such autocrats.”

    Annamala stepped up the attack on Stalin and Rahul said, “Rahul Gandhi has been disqualified after a court verdict for his insult to the country’s OBC and Teli society and for not apologising.”

    He said that Rahul Gandhi was a habitual and had in the past apologised for peddling lies in public and added that the verdict had rattled habitual liars, the DMK.

    It may be noted that according to the Representation of People Act, 1951, sitting MPs and MLAs have a protection from disqualification if they are convicted of certain offences and they are given a period of three months for a sitting MLA or MP from being disqualified.

    The Act also states that if the sitting MLA or MP files an appeal for revision within three months of the date of conviction, the public servant cannot be disqualified until the appeal or revision was not disposed of.

    The Supreme Court had struck down this in 2013 in the judgment of Lily Thomas vs Union of India and struck down Section 8(4) of the Representation of People Act.

    The United Progressive Alliance (UPA) government of Prime Minister Dr Manmohan Singh had tried to nullify the judgment through the Representation of the People (Second Amendment and Validation) Bill, 2013. Rahul Gandhi had on September 28, 2003 in a press conference torn the copy of the ordinance calling it utter “nonsense”.

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    #Rahul #tore #ordinance #shielded #MLAs #MPs #instant #disqualification #Annamalai

    ( With inputs from www.siasat.com )

  • ‘I sold the concept of ‘Instant Architecture’ to Saudi Arabia and it worked’

    ‘I sold the concept of ‘Instant Architecture’ to Saudi Arabia and it worked’

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    By Zahyr Siddiqi

    I allowed myself to be encouraged by my father that the talent I have has no market in India. He was convinced that it is the USA where my talents would bloom. My younger brother was already settled. That is the only open society where you will find good bearing, he had advised. I took off from India with a blind stroke of a straight bat, hoping to continue after one stop in Jeddah, Kingdom of Saudi Arabia, putting my USA dream on hold.

    Being a master’s scholarship student of Urban Planning in the New Delhi’s prestigious ‘School of Planning and Architecture’ SPA with Housing as specialization I was confident of doing something worthwhile. The SPA Director’s vision was to make everyone in the class of 35 the best after two years of the master’s programme completion. Prior to my departure I had my own office with a colleague of SPA and a teaching job in Jawaharlal Technological University in Hyderabad. But I found myself on a blind date.

    Before I proceed, a brief SPA experience would add value to my sojourn.

    In SPA I got embroiled with a senior student from my own state, Andhra Pradesh. After my admission in SPA in an all-India competition, I arrived on time and was ushered into a good room in the SPA hostel on the top floor on a first come first serve basis.

    However, it was not liked by our state’s favored senior student who had come late. He kept harassing me to vacate the room for him. Since I was young and new, I felt restive and wanted to see the Director for my problem. Before I could meet the Director, the registrar briefed him about my case and gave me only 5 to 10 minutes to explain him and move out of his room.

    The Director was very kind and explained to me that since I come from a ‘Hyderabadi type’ of soft background, I need to get adjusted in whatever way I could to continue my studies. He was aware that I was among the top five candidates from all over India. He narrated his experience of London School of RIBA regarding his own roommate who incidentally also was a Hyderabadi but shy and self-composed.

    The major lesson he gave me was to be the best. He made me stand for more than an hour to listen to his doctrine of making the SPA students the best. I returned to my room and moved over to the ground floor.

    After that episode my approach to life became thoroughly professional which helped me to be assertive up-front and result oriented. I was someone that did not look back. I always succeeded.

    My foreign journey predicament

    I landed in the coastal city of Jeddah for Hajj with only 2.5-pound sterling which the travel agent gave me before boarding. He had taken all documents signed in return of my travel documents that included my foreign exchange. I took a taxi to a handwritten address of a relative after cajoling the taxi man for one pound and eating a sandwich for another one. I was left with 50 shillings (5X10) coins, which is still with me among my heritage travel bags.

    The initial first week I fulfilled all the sacred rituals and got dropped in the night near a Hajjis travel lodging. In the scramble of all that I misplaced the location paper of my relative. There was no place to stay. At the same time I had fallen sick. I took refuge in the travel lodge’s basement parking area. I visited the nearby government clinic where I was given a handful of multi-coloured tablets to take with meals. For food, I would walk by any group eating together to be invited. They were nice religious people. They would often ask me to join them for food. After a couple of days, I became weaker but as luck would have it, I manage to locate the residence of my relatives who lived around the corner.

    I was sick for a couple of more days. Still I enquired about the address of the downtown where I had been told that numerous offices are located. Suffering with fever and weakness, I decided to look for the downtown. I took to the street with my meager projects’ portfolios. I had to find a job to survive. I entered a newly built office mall called the “Queen’s Building” and went through the ‘Building Office Inventory’. There were many engineering and construction offices in the list. That gave me hopes of finding some job. My desperation was such that I was ready to take up even the job of a typist if it was available. I entered one office that reflected its cosmopolitan image. There some men and women working together.

    At the reception I enquired about an architect’s job opening. The young woman receptionist looked at me from top (shaven head) to bottom (very lean thin person). Surprisingly, she dared to say that I did not look like an architect. I was flustered. I rebutted in English that ‘I am not here for a beauty contest.’ She was not expecting such an answer from a walk-in job seeker.

    She said sheepishly that the architect-owner of ‘IDEA Center’ would come in a few minutes and that I can be seated. Soon after a young, tall and handsome Saudi gentleman walked in his traditional attire and asked the receptionist in an American accent to clear the entrance as he was expecting an important client soon. He looked at me and asked, ‘Who is this’?

    She told him that I was a job seeker. He advised her to clear the place and make me sit somewhere inside with the staff. I went inside and took an empty seat near the drafting board with a person working on it.

    A picture containing text, outdoor, linedrawing

    Description automatically generated

    SV Reservation Center, RDQ Sketch Perspective Concept sketch designed on the flight to Saudi Arabia.

    It took a good amount of time. The Saudi gentleman barged in again to ask the person working on the drafting board to hurry up. He made three more visits every time making more noise. I stood up gently to see what exactly that person was doing and read the nicely drawn presentation. While sitting next to the drafting board, I took my pad and started sketching as it was my habit.

    The owner came again and this time he snatched the drawing off the drafting board. For the next few seconds he saw the sketch I had worked on and asked directly, “What is this?’

    I said, “It is my version of the assignment he had given to that gentleman.” He suddenly said it was fantastic and went on to ask me whether I could give him that sketch. I handed him over the sketch.”

    He vanished again inside his office.

    A few minutes later the same receptionist who had doubts about my looks came hurriedly towards me. She had a pad and pencil in hand. She asked for my needs to design the sketch as a project. She also asked in what time I can finish the design.

    With my responses, I found something which I had not expected at all. I was immediately appointed to the job. I was told to start working from the next day. With the speed of turn of events, I was in a shock.

    Was this real or a dream? I asked myself.

    The answer was no it was not. It was the Kingdom of Saudi Arabia running with lightening speed to become one of the most happening countries in the world.

    I also ended up asking myself. Was it the way Saudi Arabia worked? Or was it my sheer luck?

    Perhaps I was at that place at the right time.

    I took it as a great opportunity and called my beginning there as ‘Instant Architecture’. My professional climb thereafter was based on the brand I subconsciously created as ‘Instant Architecture’, like instant tea which was getting marketed at that time. Ready to share and give architectural designs at any given situation. On hearing the requirements in any form my hand will start sketching the design as required.

    SV HQ Bldg Jeddah KSA My Concept hand sketch design – Winning entry SV HQ Model

    I owe appreciation of my work to my father who was the real super-visionary. He understood my potential and advised me to pursue my talents outside of India.

    With a quirk of fate my architectural designs now grace great metropolises of India, the Middle East, Europe, and USA.

    The self-belief helped me to design great architectures by traveling around the world in search of my identity.

    In recent days I have given up active architectural design passion on persuasion of my children who proclaimed, “Enough is enough. You are not getting any younger.” They demanded that I spend more time with them. And that is what I am doing now.

    The article is a biographical narrative of Zahyr Siddiqi, a Hyderabad- born architect and urban planner who made his fortune in the Kingdom Saudi Arabia. He now lives in Chicago, IL, USA.

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    #sold #concept #Instant #Architecture #Saudi #Arabia #worked

    ( With inputs from www.siasat.com )

  • KENT 16020 Instant Egg Boiler | 3 Boiling Modes | Upto 7 Egg at a Time | Automatic Operation | Easy and Quick Operation | Overheat Protection

    KENT 16020 Instant Egg Boiler | 3 Boiling Modes | Upto 7 Egg at a Time | Automatic Operation | Easy and Quick Operation | Overheat Protection

    41Zv8KTbTLL51bvPkjP09L51FslIYnrzL51lB8htENGL41bdw2Fj FL41KqAZlrsOL415InnQVLkL
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    Presenting KENT Instant Egg Boiler, a quick and easy way to prepare a healthy breakfast or brunch every day. The appliance is designed to boil 7 crack free eggs at a time. Just put the eggs, then water and with its one-touch operation you can boil soft, medium, or hard eggs – the choice is yours. Also, you don’t need to frequently check if they are done as the boiler’s automatic power off will shut down the appliance once the process is done.
    Kent Egg Boiler is easy to operate, all you need to do is put the eggs in the appliance, add appropriate quantity of water and select the desired mode, Non-stick Coating: No
    Kent Egg boiler comes with a one-touch operation which makes it easy to operate the appliance without any hassles
    The machine will turn off automatically when the eggs are boiled; Before switching on the appliance, make sure that your home’s main voltage corresponds to the operating unit
    1 Year Warranty and
    Power: 360 watts, Input Power Supply: Single phase 220 V AC, 50 Hz
    Includes: Egg Boiler and User Manual
    Country of Origin: China

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    #KENT #Instant #Egg #Boiler #Boiling #Modes #Upto #Egg #Time #Automatic #Operation #Easy #Quick #Operation #Overheat #Protection

  • Natural Health and Herbal Products Multani Mitti Flavour Waxing Powder Instant Hair Remover for All Types of Hair & Skin, Hands, Legs, Underarms, Bikini (Private Part) Area (100 g)

    Natural Health and Herbal Products Multani Mitti Flavour Waxing Powder Instant Hair Remover for All Types of Hair & Skin, Hands, Legs, Underarms, Bikini (Private Part) Area (100 g)

    51Atn7LQs1S51qgpqBMQEL41smqh5AnjL418pfG2ZtUL418MqRJpQTL31su24yNGIL51TQNjE8uFL31IHKtsPe9L
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    Product Description

    LogoLogo

    SPN-TRASPN-TRA

    Body hair removal is one of the most important steps of the personal care routine. Women tend to spend many hours at a beauty parlor getting their hands and legs waxed. But, what if there was a way that allowed you to wax your hair in the comfort of your home? Natural Health & Herbal Products brings to you Waxing Powder that allows you to get rid of body hair without going to a parlor or boutique. This Instant Hair Remover is made using natural ingredients like Multani Mitti, Lemon, Orange Bark, Aloe-vera, Pudina, Black salt, sandalwood & etc… which also soothe your skin once the waxing is complete. This product is a great choice for any woman as it not only saves time but also money. Moreover, the compact nature of this packet makes it possible for you to carry it on the go while traveling.

    Last Longer and Smoother resultsLast Longer and Smoother results

    Features:

    smooth skin

    smooth skin

    Multipurpose

    Multipurpose

    slow hair growth

    slow hair growth

    Smooth Skin Experience

    Waxing is often considered to be a very difficult process as it causes redness, rashes and pain when you try to remove your body hair. However, this product is made with natural Multani Mitti which is soft on the skin and does not cause any rashes or irritation during hair removal. All you need to do is apply it in the form of a paste and rub it off with a wet cloth after Seven to Ten minutes.

    Multi-purpose Usage

    A highlighting feature of this Waxing Powder is that it is suitable for both men and women. The delicate nature of this powder makes it possible for you to use it on your legs, arms, underarms and near intimate areas. You are bound to have soft skin free of unwanted hair the moment you rub off the powder from that particular area.

    Slows Down Hair Growth

    This Waxing Powder not just removes your hair without any pain but also slows down the growth of hair in that area. Thus, you can rest assured that your body hair is not going to grow soon and you can flaunt your waxed arms and legs without worrying about anything.

    Painless waxing is all you needPainless waxing is all you need

    Product Dimensions ‏ : ‎ 10 x 6 x 2 cm; 100 Grams
    Date First Available ‏ : ‎ 23 February 2020
    Manufacturer ‏ : ‎ Natural Health and Herbal Products, Thakkarnagar, Ahmedabad – 382350 (Mo: +91 8200974853)
    ASIN ‏ : ‎ B0855BKL6P
    Item part number ‏ : ‎ NATURAL-HAHP-160
    Country of Origin ‏ : ‎ India
    Manufacturer ‏ : ‎ Natural Health and Herbal Products, Thakkarnagar, Ahmedabad – 382350 (Mo: +91 8200974853), 8200974853
    Packer ‏ : ‎ Natural Health and Herbal Products, Thakkarnagar, Ahmedabad – 382350 (Mo: +91 8200974853)
    Item Weight ‏ : ‎ 100 g
    Item Dimensions LxWxH ‏ : ‎ 10 x 6 x 2 Centimeters
    Net Quantity ‏ : ‎ 100 gram
    Generic Name ‏ : ‎ Waxing Powder for Hair Removal

    Waxing can be painful when the strip is removed from the skin. Zero Pain, Last Longer and Smoother results
    Don’t want to go through burns, ingrown hair, skin darkening or physical pain while getting rid of body hair?
    Don’t worry – there may be another way. Have you heard of “Natural Health and Herbal Products” Herbal Waxing Powder
    Waxing powder for Instant herbal herbal removal for Men and Women

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    #Natural #Health #Herbal #Products #Multani #Mitti #Flavour #Waxing #Powder #Instant #Hair #Remover #Types #Hair #Skin #Hands #Legs #Underarms #Bikini #Private #Part #Area

  • AptechDeals Mini LCD digital thermometer sensor wired for Room temperaure/fridges, Indoor Outdoor Portable Pocket LCD Electronic Temperature Meter Tester Instant Read Thermocouple

    AptechDeals Mini LCD digital thermometer sensor wired for Room temperaure/fridges, Indoor Outdoor Portable Pocket LCD Electronic Temperature Meter Tester Instant Read Thermocouple

    31NHwia2AQL314vIejKKNL
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    SPN-BFC LCD Electronic Temperature Meter
    Temperature measurement accuracy:±1°C

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    #AptechDeals #Mini #LCD #digital #thermometer #sensor #wired #Room #temperaurefridges #Indoor #Outdoor #Portable #Pocket #LCD #Electronic #Temperature #Meter #Tester #Instant #Read #Thermocouple

  • Amkette Evo Gamepad Pro 4 for Android | Instant Play | Bluetooth 4.0 | Extendable Smartphone Clamp | Works with COD, Mobile Legends, BGMI, LOLWR and Many More | (Iphone and Mediatek Devices not Supported) (Black)

    Amkette Evo Gamepad Pro 4 for Android | Instant Play | Bluetooth 4.0 | Extendable Smartphone Clamp | Works with COD, Mobile Legends, BGMI, LOLWR and Many More | (Iphone and Mediatek Devices not Supported) (Black)

    41 pctbUp9L51J90iQM+aL41DnaF3TsPL51ts13n7fsL51M60nTt8PL414IEqg74DL
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    EGP4 is a great Smartphone Bluetooth Game Controller with 2 Modes – a Native mode that lets you play Gamepad supported games on ALL Android Phones, and an Instant Play Mode for Android Phones that enables gamepad support for Games that don’t natively support it.
    Batteries ‏ : ‎ 1 Lithium Ion batteries required. (included)
    Language ‏ : ‎ English
    Product Dimensions ‏ : ‎ 13 x 7.3 x 3 cm; 196 Grams
    Release date ‏ : ‎ 1 September 2022
    ASIN ‏ : ‎ B0B4B7X1Z3
    Country of Origin ‏ : ‎ China
    Manufacturer ‏ : ‎ Allied Electronics & Magnetics Pvt. Ltd., Allied Electronics & Magnetics Private Limited C-64/4, Okhla Phase – 2, New Delhi – 110020
    Packer ‏ : ‎ Allied Electronics & Magnetics Private Limited C-64/4, Okhla Phase – 2, New Delhi – 110020
    Importer ‏ : ‎ Allied Electronics & Magnetics Private Limited C-64/4, Okhla Phase – 2, New Delhi – 110020
    Item Weight ‏ : ‎ 196 g
    Item Dimensions LxWxH ‏ : ‎ 13 x 7.3 x 3 Centimeters
    Net Quantity ‏ : ‎ 1 Count
    Included Components ‏ : ‎ Gamepad, User Manual, Charging Cable, Quick Start Guide
    Generic Name ‏ : ‎ Android Gamepad

    Instant Play for Android (Home + A) lets you map your Gamepads buttons, to the touchscreen, enabling you to play your favourite Games like BGMI, COD, LOL, NFS and more! Requires the use of a 3rd party app.
    With the HID/Native Mode for Android (Home + X), discover and play over 300 games that already support a Gamepad, like Asphalt, Mine Craft, GTA and more). The Evo Gamepad Pro 4 Bluetooth Gamepad comes with the Evo Gamepad App found on Android Play Store.
    The Evo Gamepad Pro 4 comes with a full featured Xbox style layout, analog triggers and also has quick action back buttons that are very useful for actions like peek, or grenade lobs.
    For detailed setup videos and guides, scan the QR code behind the Gamepad or simply WhatsApp or Email our Customer Support team.

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    #Amkette #Evo #Gamepad #Pro #Android #Instant #Play #Bluetooth #Extendable #Smartphone #Clamp #Works #COD #Mobile #Legends #BGMI #LOLWR #Iphone #Mediatek #Devices #Supported #Black

  • Learn How to Apply for Instant Personal Loan Online

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    Personal Loans are used for many things, including a medical bill, debt consolidation, purchase of a new appliance, vacation, education and more. After borrowing a personal loan, you need to repay the money in EMIs, including the applied interest. Most Personal Loan schemes are unsecured, meaning they do not require any collateral, guarantor, or security for backup.

    As far as applying for a Personal Loan online is concerned, aspiring borrowers have two options: the financial institution’s website or mobile app.

    You can generally apply for a loan by providing basic personal and income details. The lenders will consider – age, income, employment, credit score, and outstanding debts to assess your eligibility and interest rate. This article will teach you a few crucial steps to get Personal Loan quick approval.

    Calculate Personal Loan Eligibility

    Qualifying for a Personal Loan involves several steps – and the first one is to ensure that it’s the right loan plan for you. For instance, if you want to borrow money to renovate your house, the loan should be enough to cover the renovation cost.

    Although moneylenders determine the loan amount based on – income, credit history, and repayment capacity, be sure to compare loan schemes and get the best offer.

    You can calculate Personal Loan eligibility using an eligibility calculator and apply for an appropriate loan plan.

    Things to Consider Before Personal Loan Application

    Before shopping around for the best Personal Loan offers, here are a few essential things to consider:

    • Eligibility: Various loan companies like Fullerton India have different eligibility conditions that you need to fulfill to qualify. These include – age, income, employment and credit rating. Check the particular NBFC’s eligibility criteria and ensure fulfilling them before applying to get Personal Loan quick approval.
    • Documentation Requirements: Eligible applicants must provide a few necessary documents to support their details. These include – address, income, and identity proof. Check the required documents’ availability before applying to accelerate the loan process.
    • Interest Rate: The interest rate is a crucial parameter that significantly affects your EMI and total loan cost. The higher the interest rate, the costlier the loan will be. Aspiring borrowers with a good income and decent credit score have higher chances of getting the lowest interest rate on Personal Loans.
    • Repayment Capacity: Decide on a loan amount you can easily repay within the loan tenure. An individual’s repayment capacity depends on income and financial obligations. Use Fullerton India’s eligibility calculator to calculate Personal Loan eligibility and apply for an adequate loan amount.
    • Loan EMIs: Use a Personal Loan EMI calculator to calculate the monthly EMI amount for the loan. Ideally, the loan EMI should not consume more than 65% of the applicant’s monthly income. You can easily adjust it into your monthly budget without straining your finances.

    Fulfill the Documentation Requirements

    Each NBFC has different documentation requirements for Personal Loan applications. These often include the following:

    • Identity proof, like an Aadhaar card, voter ID, passport, and driving license
    • Address proof, like an Aadhaar card, voter ID, passport, driving license, rent agreement, ration card, and utility bill
    • Income proof, like bank statements, salary slips, ITR, Form 16, etc.

    Decide on the Loan Amount

    Remember that when an individual borrows money, they don’t just repay the principal amount. They also pay interest on the money they borrowed. Paying interest on loan amount that you do not use makes no sense.

    However, if you get a lower loan amount than required, eventually, you would seek other expensive funding sources at the last minute. Therefore, the loan amount should be sufficient to cover the intended expense but not more than your repayment capacity.

    Check the Credit Score

    Personal Loan lenders rely heavily on the applicant’s creditworthiness. It is advised to check credit scores and obtain the latest credit reports before applying. As checking your credit score is a soft inquiry, it does not impact your credit score. If your score is between 750 and 900, the chances of getting quick approval at better interest rates are high.

    Complete the Application Process

    Visit the selected NBFCs website and fill out their online application form with personal and financial details. Scan and upload the necessary documents to complete the application process. Double-check the details before hitting the submit button and wait for the verification process to complete.

    Once the loan company verifies all details and documents, they send a loan offer with the proposed loan amount, interest rate, and loan tenure. When you accept the loan offer, they disburse it directly into your bank account shortly after approval.

    Those with excellent credit scores find Personal Loans a reasonably inexpensive way to cover their costs. A Personal Loan’s quick approval depends on the applicant’s creditworthiness, loan purpose, and repayment capacity. After approval and disbursal, borrowers must repay it in EMIs over a set term of up to 60 months.

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    #Learn #Apply #Instant #Personal #Loan #Online

    ( With inputs from : kashmirlife.net )

  • ‘They’re 25, they don’t do emails’: is instant chat replacing the inbox?

    ‘They’re 25, they don’t do emails’: is instant chat replacing the inbox?

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    Could office emails go the way of the fax machine and the rolodex? They have not joined those workplace dinosaurs yet, but there were signs of evolutionary change at the annual gathering of business leaders in Davos this week, where tech bosses said emails were becoming outdated.

    The chief executive of the IT firm Wipro, which employs 260,000 people worldwide, said about 10% of his staff “don’t even check one email per month” and that he used Instagram and LinkedIn to talk to staff.

    “They’re 25, they don’t care. They don’t go on their emails, they go on Snapchat, they go on all these things,” said Thierry Delaporte. Anjali Sud, the chief executive of video platform Vimeo, said at the summit emails were “outdated”.

    Delaporte’s comments, reported by the Daily Telegraph, referred to Gen Z professionals – typically people born after 1997 – but according to one UK business owner, it cuts across all generations.

    “If I want something done quickly, I rarely rely on email myself,” says Farhad Divecha, owner and managing director of London-based digital marketing agency Accuracast. “I tend to send a [Microsoft] Teams message, or even WhatsApp if it’s really urgent. I might send an email with details, but over the past three to five years I’ve learned that email’s just not good enough if you want something done quickly.”

    He adds that some clients with Gen Z employees preferred to bypass email, using alternatives such as the messaging service Slack. “It’s not uncommon to have clients with more Gen Z employees tell us: ‘let’s take the discussion on Slack because we tend not to use email much’,” he says.

    Email has many rivals that offer messaging services. Instagram is used by more than 2 billion people a month, LinkedIn has 875 million members, Snapchat has more than 360 million daily users and 2 billion people are on WhatsApp. Microsoft’s Teams platform is also popular, with more than 270 million users.

    But email is not going away and its use continues to grow. The total number of business and consumer emails sent and received each day will exceed 333bn in 2022, says the tech research firm Radicati, which represents a 4% increase on the previous year – and will grow to more than 390bn by 2026. More than half the world’s population, 4.2 billion, uses email, according to Radicati.

    “We don’t feel email is dying,” says the research firm’s CEO, Sara Radicati. One major source of growth in email use comes from the consumer sphere, such as emails related to online purchases. Also, an email account is needed for all sorts of online activity, such as setting up social media accounts and buying goods.

    Radicati acknowledges, nonetheless, that in the world of work, social media and instant messaging are playing a role alongside email. “Email tends to be used for official communications, while more interpersonal, casual communication is finding its way through social media and instant messaging”, she says.

    Professionals who spoke to the Guardian described a mixed approach to email use. Jordan, 28, a project manager in the construction industry from Bristol, says there was a split between formal and informal communications at work: “I use emails purely to talk about formal things that need to be written down. That’s in terms of agreements or anything like that. But for anything that is remotely informal, I move straight over on to Teams.”

    Tracy, 29, a scientific researcher from London, says she often checks her personal email “for keeping track of things like theatre tickets or other purchases”. At work, she has a separate email address “which I draft out and use very formally” but also uses instant messaging on Teams for quick checkups with colleagues. She adds that she “never” uses text or social media to contact colleagues in the workplace.

    Gen Z workers who contacted the Guardian also said they used work emails regularly. “I generally check personal emails once a day and work emails regularly between 9 and 6,” says Matthew, 23, a human rights paralegal based in London. Meanwhile, Owen, 25, a programmer from Aberdeen, says: “Like any professional environment, my workplace uses email. Were I asked to check something like Instagram at work, I would expect some kind of wrongdoing was taking place.”

    For one expert, the Davos comments reflect a constant of professional life: relentless technological and cultural change. Emails were frowned upon by the “telephone and letter” generation, says Thomas Robinson, senior lecturer at Bayes Business School in London. But a shift happened anyway.

    “We can partner up with younger generations and add our experience to that, partner up with that community, or we can make enemies of the future. But thinking you can hold back techno-cultural change is for the birds,” he says.

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    ( With inputs from : www.theguardian.com )

  • Pigeon by Stovekraft Quartz Electric Kettle (14299) 1.7 Litre with Stainless Steel Body, used for boiling Water, making tea and coffee, instant noodles, soup etc. 1500 Watt (Silver)

    Pigeon by Stovekraft Quartz Electric Kettle (14299) 1.7 Litre with Stainless Steel Body, used for boiling Water, making tea and coffee, instant noodles, soup etc. 1500 Watt (Silver)

    31TLru4LT8L51+QgqKeshL51UhYeAlIBL41Yo1jwszRL41Pbj+VUMLL41iGpFyUevL41pz jAC+PL41aXyOY2vjL51HoiEXUTyL41rzTmB5v8L41mDSLR+FEL
    Price: [price_with_discount]
    (as of [price_update_date] – Details)

    ISRHEWs
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    From the manufacturer

    Quartz Electric Kettle 1.7 Litre

    Quartz Electric KettleQuartz Electric Kettle

    Easy to operateEasy to operate

    Big mouthBig mouth

    Stainless Steel BodyStainless Steel Body

    Glass LidGlass Lid

    Single Push flip Glass lid: The single touch locking Glass lid mechanism in Pigeon Quartz Electric Kettle 1.7 Litre ensures a quick seal to prevent steam from escaping and water to boil in no time.
    360 degree rotational base: The 360° rotational swivel power base in Pigeon Quartz Electric Kettle 1.7 Litre allows you to plug it in any direction with desired jug handle position. The base helps in ease movement to carry and serve the hot water.
    Auto cut off: This kettle has illuminated power indicator which glows when power is on and switches off when Pigeon Quartz electric kettle 1.7 Litre automatically off. The automatic cut off feature cuts off the power supply, when the water is boiled. It protects the appliance from damage, making it safe and improves its lifespan of the Electric kettle.
    Cool touch handle: Elegant heat resistant handles make you for ease movement of your Pigeon Quartz electric kettle 1.7 Litre and extremely durable in usage with no hassle.
    240 Voltage Power Requirement and 1500 Watt Power consumption, Capacity 1.7 Litre
    1 Year Warranty from the Manufavturer

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    #Pigeon #Stovekraft #Quartz #Electric #Kettle #Litre #Stainless #Steel #Body #boiling #Water #making #tea #coffee #instant #noodles #soup #Watt #Silver