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[ad_1] PURPOSE To increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector. NATURE OF FACILITY Both working capital and term loan. ELIGIBILITY Individuals engaged in the entrepreneurial activity in the non-farm sector, , which is eligible for classification under the priority sector guidelines  Loan facilityContinue Reading

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[ad_1] Who can open a Special Bachat Deposit account with J&K Bank? Special Bachat Deposit account can be opened by individuals, either singly or jointly, Parents/ Guardians on behalf of minors. What is the minimum Average Monthly Balance required to be maintained? Minimum AMB of Rs. 10000/-. What are the benefitsContinue Reading

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[ad_1] To provide adequate and timely credit to farmers under single window, with flexible and simplified procedure, adopting whole farm approach, including the short-term credit, medium term and long term credit needs of the borrowers for agriculture and allied activities and a reasonable component for consumption needs as indicated below:-ShortContinue Reading