[ad_1] Who can open an account under Smart Saver Deposit Scheme of J&K Bank?Accounts under this scheme can be opened by: Individuals, singly or joint, and HUF (Hindu Undivided Families) shall be eligible to open Smart Saver accounts linked with savings bank accounts. Individuals, Sole Proprietorship, HUF, partnership firms andContinue Reading

[ad_1] FEATURES & BENEFITS Monthly Installment          Rs. 100/- and its multiples. Tenure                                  7, 9 and 10 years as recurring (Phase-I) and 5 , 7 and 10 years respectively as term deposit (Phase-II). Interest rate                        Fixed. Interest rates as per the rates prevalent at the beginning of the respective phases. Interest application             QuarterlyContinue Reading

[ad_1] To provide adequate and timely credit to farmers under single window, with flexible and simplified procedure, adopting whole farm approach, including the short-term credit, medium term and long term credit needs of the borrowers for agriculture and allied activities and a reasonable component for consumption needs as indicated below:-ShortContinue Reading

[ad_1] FEATURES & BENEFITS Deposit Amount                 Rs. 1000/- and above. Tenure                                   1 year to 10 years. Interest rate                        Fixed. Interest application             Simple Interest (Discounted). Interest payouts                 Monthly. Premature withdrawal       Allowed with penalty. ELIGIBILITY A person in his/her name. More than one person in their joint names. Minor through parents/guardian.Continue Reading

[ad_1] CASH CERTIFICATE SCHEME (CCR) Cumulative Term Deposit Scheme in which Compound interest is paid at the time of maturity. ELIGIBILITY Resident Individuals (sole or joint account) Hindu Undivided Families. Minor through parents/guardian. Sole Proprietorship Concerns, Partnership Firms Private and Public Limited Companies Associations, Clubs, Societies, Trusts etc. FEATURES &Continue Reading