JAMMU: Chief Secretary, Dr Arun Kumar Mehta today remarked that J&K has come a long way in improving both the quality and magnitude of expenditure in the last couple of years which has resulted in five fold increase in number of projects completed.
He made these remarks while speaking in a meeting to review the expenditure out of Capex budget 2022-23 by different departments.
The meeting was attended by the Administrative Secretaries, Directors of Finance and other concerned officers from different departments.
Srinagar based officers participated in the meeting through video conferencing.
At the outset, the Chief Secretary impressed upon the Administrative Secretaries to look out for the projects that are nearing completion so that funds are provided for their early culmination. He urged them to accelerate the pace of expenditure so that no part remains to be unspent before the given period.
Dr Mehta maintained that J&K has improved on many indices continuously from the last few years. He gave out that the developmental curve has seen an upward trend with enhanced focus on both quality and quantity of work done on ground.
The Chief Secretary stressed on continuing this pace and momentum of development and reforms in administration so that the objective of less government more governance is achieved effectively. He enumerated that the UT has been successful in moving up the ladder on number of developmental parameters. He elucidated that whether it is digitization of land records, construction of roads under PMGSY, tourist arrivals, sports infrastructure or activities, industrial Investments etc, J&K happens to be an example in fast tracking development.
In terms of reforms, he observed that the UT has done a transformative job. He stated that a year or so before, it was unimaginable to think of Digital J&K, which is a reality today. He reiterated that no goal fixed ever has remained too far for J&K to achieve. He stated that the reforms taken by the LG administration had been first of their kind in the history of J&K.
He said that be it District Good Governance Index, Departmental Deliverables, saturation of individual beneficiary programmes, Aspirational blocks, Aspirational Panchayats, introduction of e-office or other measures, J&K has attained a distinction in moving towards a more vibrant, responsive, transparent and accountable system in these years.
The Chief Secretary urged the officers to make preparations for effectively implementing the next year budget. He advised them to have ambitious targets and achieve them efficiently. He made out that each of these set targets should be followed dedicatedly by all of them. He directed for conducting monthly meetings to assess the progress at apex level besides departmental meetings regularly by the respective Administrative Secretaries to achieve the targets efficiently on time.
The Chief Secretary also said that number of projects likely to be completed in 22-23 is likely to be around 65,000 which shall be more than seven times of number of projects completed in 18-19, reflecting the emergence of new work culture in J&K.
Personal Loans are used for many things, including a medical bill, debt consolidation, purchase of a new appliance, vacation, education and more. After borrowing a personal loan, you need to repay the money in EMIs, including the applied interest. Most Personal Loan schemes are unsecured, meaning they do not require any collateral, guarantor, or security for backup.
As far as applying for a Personal Loan online is concerned, aspiring borrowers have two options: the financial institution’s website or mobile app.
You can generally apply for a loan by providing basic personal and income details. The lenders will consider – age, income, employment, credit score, and outstanding debts to assess your eligibility and interest rate. This article will teach you a few crucial steps to get Personal Loan quick approval.
Calculate Personal Loan Eligibility
Qualifying for a Personal Loan involves several steps – and the first one is to ensure that it’s the right loan plan for you. For instance, if you want to borrow money to renovate your house, the loan should be enough to cover the renovation cost.
Although moneylenders determine the loan amount based on – income, credit history, and repayment capacity, be sure to compare loan schemes and get the best offer.
You can calculate Personal Loan eligibility using an eligibility calculator and apply for an appropriate loan plan.
Things to Consider Before Personal Loan Application
Before shopping around for the best Personal Loan offers, here are a few essential things to consider:
Eligibility: Various loan companies like Fullerton India have different eligibility conditions that you need to fulfill to qualify. These include – age, income, employment and credit rating. Check the particular NBFC’s eligibility criteria and ensure fulfilling them before applying to get Personal Loan quick approval.
DocumentationRequirements: Eligible applicants must provide a few necessary documents to support their details. These include – address, income, and identity proof. Check the required documents’ availability before applying to accelerate the loan process.
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Loan EMIs: Use a Personal Loan EMI calculator to calculate the monthly EMI amount for the loan. Ideally, the loan EMI should not consume more than 65% of the applicant’s monthly income. You can easily adjust it into your monthly budget without straining your finances.
Fulfill the Documentation Requirements
Each NBFC has different documentation requirements for Personal Loan applications. These often include the following:
Identity proof, like an Aadhaar card, voter ID, passport, and driving license
Address proof, like an Aadhaar card, voter ID, passport, driving license, rent agreement, ration card, and utility bill
Income proof, like bank statements, salary slips, ITR, Form 16, etc.
Decide on the Loan Amount
Remember that when an individual borrows money, they don’t just repay the principal amount. They also pay interest on the money they borrowed. Paying interest on loan amount that you do not use makes no sense.
However, if you get a lower loan amount than required, eventually, you would seek other expensive funding sources at the last minute. Therefore, the loan amount should be sufficient to cover the intended expense but not more than your repayment capacity.
Check the Credit Score
Personal Loan lenders rely heavily on the applicant’s creditworthiness. It is advised to check credit scores and obtain the latest credit reports before applying. As checking your credit score is a soft inquiry, it does not impact your credit score. If your score is between 750 and 900, the chances of getting quick approval at better interest rates are high.
Complete the Application Process
Visit the selected NBFCs website and fill out their online application form with personal and financial details. Scan and upload the necessary documents to complete the application process. Double-check the details before hitting the submit button and wait for the verification process to complete.
Once the loan company verifies all details and documents, they send a loan offer with the proposed loan amount, interest rate, and loan tenure. When you accept the loan offer, they disburse it directly into your bank account shortly after approval.
Those with excellent credit scores find Personal Loans a reasonably inexpensive way to cover their costs. A Personal Loan’s quick approval depends on the applicant’s creditworthiness, loan purpose, and repayment capacity. After approval and disbursal, borrowers must repay it in EMIs over a set term of up to 60 months.
Online lottery sites have become increasingly popular in India over the past few years, offering players the chance to win big prizes from the comfort of their own homes. With so many sites available, it can be difficult to know which ones are legitimate and offer a safe and secure online lottery experience. To help you make an informed decision, we have selected the most important info about lotteries, their types, and tips for secure playing and winning.
Is It Legal or Not?
An online lottery is a popular form of gambling in India, and it is legal to play online lotteries in 13 Indian states. Websites of online lotteries headquartered outside India are also legal for Indian players. However, Punjab, Andhra Pradesh, Telangana, and Tamil Nadu have banned online lotteries within their respective states.
When playing the lottery online, it is important to ensure that the website you are using is trustworthy and secure. All genuine online lottery sites in India have authentic gambling licenses and high-level security systems to protect players’ personal information. Furthermore, players can rest assured that they will get paid if they win a prize no matter how large. As long as you play on a trusted site, playing the lottery online can be an enjoyable experience with potentially lucrative rewards.
How do Play the Online Lottery when living in India?
Playing an online lottery from India is a great way to win big prizes without having to leave the comfort of your home. To get started, you need to create an account and add lottery tickets to your cart. Once you have selected the tickets you want to purchase, you will need to deposit the exact amount required for those tickets. After that, all you have to do is wait for the online lottery results and collect any prizes if you are lucky enough to win.
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Lottery Agents vs. Lotto Betting
Lottery agents and lotto betting are two popular ways of playing the lottery online in India. Lottery agents purchase real tickets on your behalf, with big prizes needing to be claimed in person. Lotto betting is the process of betting on lottery results and being paid by an online lottery site. Most recommended Indian online lottery sites are betting sites, allowing players to receive all prizes without having to travel.
Lottery betting is the most common form of online lottery, offered by most sites. It is generally preferred because claiming prizes is easier and faster, and tickets are usually cheaper. When playing lottery betting, you pick your lucky numbers as usual and the outcome of the official draw determines whether you win or not. Buying official lottery tickets online in India through a lottery messenger service ensures that any winnings will be paid by the lottery. The lotto site has agents located all over the world who will buy a ticket on your behalf and send you a scanned copy of the ticket.
Why Buy Lottery Tickets Online?
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Types of Lottery to Play in India
Lottery games have been popular in India for centuries, and now players can participate in Indian government lotteries online. There are various types of lotteries to play with in India, including state-run lotteries and private lotteries. Players can also take part in international lotteries such as Powerball and Mega Millions. LottoBaba provides Indian players with access to dozens of different online lottery games and jackpots. Our reviews and guides help players save time and effort when playing from their mobile or computer.
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International Lotteries
Playing the online lottery in India gives access to international lotteries, offering the chance to win millionaire jackpots. International lotteries are available in America, Europe, and Asia, and are a form of gambling involving the drawing of lots for a prize. Lotteries are regulated by governments to varying degrees, with some countries outlawing them and others endorsing them. In some countries, lotteries are legalized by the government as a means of raising revenue for public services or charities.
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Tips to Avoid Getting Scammed on Online Lotteries
Playing online lotteries can be a fun and exciting way to win some money, but it’s important to be aware of the risks associated with it. Scams are unfortunately common in the world of online lotteries, so it’s important to take steps to protect yourself from being taken advantage of. Here are three tips to help you avoid getting scammed on online lotteries:
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JAMMU: On the eve of Republic Day, 2023, Director General’s Prison Medal has been awarded to 10 Officer/Official(s) of the Prisons Department, J&K in recognition of their outstanding performance.
The awardees include Shabir Ahmed, I/c Assistant Superintendent Jail, District Jail Poonch; Mumtaz Ahmad Khan, Head Assistant, Central Jail Srinagar; Kamal Singh, Head Warder, Central Jail Jammu Kotbhalwal; Mohd. Naseer Mumtaz, Head Warder, District Jail Rajouri; Ram Kumar, SG. Warder, District Jail Udhampur; Rakesh Kumar, SG. Warder, District Jail Kathua; Fayaz Ahmed Lone, I/c SG. Warder, District Jail Anantnag; Nazir Ahmed Ganaie, Warder, District Jail Kupwara; Mushtaq Ahmed Wani, Warder, District Jail Baramulla and Bhim Singh, Jamadar, District Jail Kishtwar.
While congratulating the awardees, Deepak Kumar, Director General of Prisons expressed the hope that they would continue to work with the same zeal and enthusiasm in future also.
SRINAGAR: Authorities on Wednesday appointed Parikshat Singh Manhas Chairman of Jammu and Kashmir Board of School Education for period of two years.
Principal Secretary to Government, School Education Department has said that the new BOSE chairman was appointed on the orders of Lieutenant Governor.
The news agency KNO has leant that the principal secretary has said, “In exercise of the powers conferred by sub-section (1) of section 12 of Jammu and Kashmir Board of School Education Act, 1975, the Government hereby appoint Dr Parikshit Singh Manhas—Director School of Hospitality and Tourism Management, Faculty of Business Studies, University of Jammu as Chairman of the Jammu and Kashmir Board of School Education on deputation basis for a period of two years from the date of issuance of this notification.”
JAMMU: The Jammu and Kashmir government has ordered freezing of boundaries of all administrative units in the Union Territory till completion of census 2021.
“In exercise of the power conferred by clause (iv) of rule 8 of the Census Rules, 1990 and in supersession of all notification issued in this behalf, the Government of Jammu and Kashmir hereby freezes the boundaries of Districts/Tehsils, Municipalities, Towns, Revenue villages and other Administrative units in the whole Union Territory of Jammu and Kashmir w.e.f 1st July, 2023 till completion of Census 2021”, read the notification issued by the Planning Development and Monitoring Department in this regard.
JAMMU: The Administrative Council (AC) which met here under the chairmanship of the Lieutenant Governor, Manoj Sinha gave its approval for enhancement of Annuity Grant in favour of Gallantry Awardees from the UT of J&K.
Rajeev Rai Bhatnagar, Advisor to the Lieutenant Governor, Dr. Arun Kumar Mehta, Chief Secretary, J&K attended the meeting.
The proposal to enhance the grant to the existing gallantry awardees was made in order to bring it to parity with the other neighbouring states/UTs and keeping in view the inflation, since the last revision of rates was done in the year 2008.
As per the decision, the revised rates for Param Vir Chakra is now Rs. 1,75,000 from Rs. 1,25,000. Similarly, the revised rates for is Mahavir Chakra Rs. 1,50,000, Vir Chakra Rs. 75,000, Ashok Chakra Rs. 1,50,000, Kirti Chakra Rs. 1,50,000, etc.
SRINAGAR: The government on Wednesday retrieved Khacharie land allegedly encroached upon by National Conference General Secretary Ali Mohammad Sagar at Humhama where he currently resides.
The move comes in the backdrop of ongoing eviction drive against encroachments on State and Khacharie lands throughout Jammu and Kashmir in which the government has said that they won’t evict encroachers belonging to financially weaker sections but would retrieve the land from big encroachers.
The property has been alleged to be in the name of Sagar’s wife and the leader is among the first high-profile people who are facing the wrath of the demolition drive.
A board outside the property has been erected declaring that it is part of the Khacharie land of the Budgam district. However, the eviction drive hasn’t brought down the main house but only the building and boundary walls adjacent to the airport road.
There has been a political uproar over common people being evicted from the state and Khacahaire lands which the government denied saying that the action is being initiated against high-profile land grabbers.
Earlier, Supreme Court declined to stay the drive but only provided relief to Roshni Act land owners asking the UT government to not demolish any houses of people under the scheme till the next hearing in the case on January 31.
A reaction from Ali Mohammad Sagar is yet to be received.
SRINAGAR: Security forces on Wednesday recovered arms and ammunition in Poonch district of Jammu division.
Quoting official sources news agency GNS reported that today during searches, police along with Army and CRPF in the area of Kalai Top, Shiendra, Ratta Jabbar and adjoining areas recovered war like Arms and ammunition.
He further said that among the recovery, 2 AK-47 rifles, 3 AK-47 magazines and 35 rounds of AK were recovered.
SRINAGAR: The government on Thursday issued a reminder to its employees for filling details of annual property return as well as action over its non-submission by the end of this month.
“Vide Circular No. 52-JK(GAD) of 2022 dated 22.12.2022, all the employees working under Jammu and Kashmir Government have been advised to file their property returns for the year 2022 on the PRS portal, which is accessible on https://prs.ik.gov.in from 1st of January,2023 to 31 of January, 2023,” news agency GNS quoted government circular as having said.
However, the circular noted, that that a “sizeable” number of employees are yet to submit their property returns.
“The last date for filing of property returns is fixed for 31st of January, 2023, beyond which the Portal would automatically not accept the submission of the property returns and moreover, no manual submission shall be accepted in any case,” it said, adding, “It is clarified that non submission of property returns shall invite action against such defaulting employees under relevant provisions of law and shall result in denial of vigilance clearance as well.”
Accordingly, the government directed all the employees who are yet to submit their annual property returns for the year 2022 to submit the same immediately, well before the specified timeline of January 31.
“It is further enjoined upon all the Drawing and Disbursing Officers (DDOS) to ensure compliance with regard to filing of property returns by all the employees of their establishment. Further, Administrative Departments shall also assess the progress in this regard,” the circular added.
