Tag: Consumption

  • World liver day: Fatty liver cases on rise in J&K; doctors blame lifestyle, consumption of junk food

    [ad_1]

    Jahangeer Ganaie

    Srinagar, Apr 19: Sedentary lifestyle and consumption of junk food is the key reason behind surge in fatty liver, doctors said while expressing concern over the rising fatty liver population in Kashmir.

    A leading oncologist at SKIMS Soura Dr Zahoor told the news agency—Kashmir News Observer (KNO) that fatty liver or nonalcoholic steatohepatitis (NASH) has emerged as a major lifestyle disease in the modern world.

    “It is mainly associated with intake of high calorie, processed food with poor physical activity and these people usually tend to have high BMI, hypertension and diabetes mellitus,” he said.

    Fatty liver can lead to fibrosis of liver and subsequent Chronic Liver Disease (CLD), he said, adding that it is emerging as one of the major causes of liver cancer worldwide overtaking viral hepatitis in causing so.

    Dr Mohammad Salim Khan, head of Department of Community Medicine at GMC Srinagar at GMC Srinagar told KNO that the sedentary lifestyle, consumption of junk food, change in dietary pattern with consumption of food rich in fat, salt and sugar, very limited physical activities, stress, indulgence in alcoholism, all are contributing to increasing liver diseases especially fatty liver.

    Furthermore, injecting drug use (abuse, addiction) with sharing of needles and syringes has caused an epidemic of viral Hepatitis, especially Hepatitis-C and Hepatitis-B, he said.

    DAK President Dr Nisar ul Hassan said that junk food is causing a spike in fatty liver cases in the valley as junk food has become a routine part of people’s lives and has largely replaced homemade meals.

    “Fast food is the quickest meal not just for busy professionals, but there is a rising trend of fast food among children and teenagers. They are often seen eating fast foods like pizzas and burgers. Children are addicted to chips, sugary drinks and frozen ready meals,” he said.

    “This change in dietary habits from homemade to processed and convenient foods is the primary factor contributing to the enormous burden of fatty liver in Kashmir,” he said.

    “If you are obese or diabetic, fast food has an even more negative impact on the liver and can lead to even higher amounts of fat in the liver,” he said.

    Dr Nisar said one in three persons in Kashmir have fatty liver and young people are mostly hit while the prevalence of disease is 60-70% among diabetics and obese individuals.

    People with fatty liver have a greater chance of developing cardiovascular disease, he said.

    “In order to prevent this disease, we need to go back to our culture of taking homemade meals and avoid junk food. We need to be on roads and gyms rather than in luxury cars,” Dr Nisar said

    [ad_2]
    #World #liver #day #Fatty #liver #cases #rise #doctors #blame #lifestyle #consumption #junk #food

    ( With inputs from : roshankashmir.net )

  • Consumption of food items wrapped in printed paper harmful

    Consumption of food items wrapped in printed paper harmful

    [ad_1]

    Hyderabad: Along with the use of plastic, it is becoming imperative to raise awareness among the public against the use of waste papers that have been published with ink, as this is one of the main reasons for the increase in the number of patients with liver and gastrointestinal diseases.

    If you consume items packed in ink paper, you are setting yourself up for liver damage as the substance in ink contributes to liver and stomach damage. The ink contained in the waste newspapers and books, which are often used for packaging fried and other edible items, is extremely harmful to human health and gradually weakens the human body and damages the immune system.

    Fried items such as mirchi,bhajiye, etc. which are usually packed in the waste of newspapers or books, the oil released by these items and the ink on the paper can cause the effect of the ink to be absorbed into the food item. Due to this, the ink enters the human body through food. Very dangerous chemicals are used in the production of ink and if you smell this chemical mixer, you will probably feel difficulty in breathing.

    According to the officials of the Food Safety and Standards Authority of India FSSAI, selling food items wrapped in newspaper or book waste is extremely unhealthy and consumption of food items packed in this published paper is extremely dangerous.

    There is a need to create awareness among the public and apart from this corner shops, carts, and hotels involved in such activities in the city should also be made aware of these causes. It is said that the constant consumption of food items wrapped in newspapers or the printed paper is likely to cause many stomach diseases and digestive problems and can lead to ulcers and other serious diseases.

    Medical experts say that such irresponsible packaging of food items should be avoided whenever these items are bought outside.

    [ad_2]
    #Consumption #food #items #wrapped #printed #paper #harmful

    ( With inputs from www.siasat.com )

  • JK Bank Personal Consumption Loan Scheme Check Eligibility

    [ad_1]

    F112F5FA 168C 4ADB 9222 DB1B840B9CF4

    NATURE OF FACILITY

    • Term Loan.

    PURPOSE

    • For any personal/professional need.

    QUANTUM OF FINANCE

    • 2.5 times net annual income or 30 months net monthly income or Rs.20.00 Lakhs whichever is lower. Average of the income of the last two years to be considered. Gross Deductions including existing loan instalment (if any) & proposed loan instalment, Income tax and other compulsory / optional deductions not to exceed 60% of gross income.

    ELIGIBILITY

    • Doctors , Engineers, Architects, CA’s , Lawyers etc Who are self-employed & earn their income by virtue of their profession, and are maintaining relationship with our Bank.

    MAXIMUM TENOR

    • 7 years i.e. 84 months.

    SECURITY

    • For loans upto 10.00 lacs: 3 rd party guarantee of two person having individual Net Worth of at least 200% of the loan amount.
    • For loans above 10.00 lacs: Equitable/ registered mortgage of Tangible collateral securities with realizable value equal to or more than110% of loan amount in addition to third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount. or Extension of charge on Tangible collateral securities, already charged to bank under other facilities, having sufficient residual value (110% or above) to secure loans under Personal Consumption scheme along with Third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount.

      However in deserving cases, based on merits of individual case, the sanctioning authority may waive off the requirement of mortgage and instead of it stipulate 3rd party guarantee of two or more persons having individual net worth of at least 200% of loan amount. However, it shall be ensured that, where ever such relaxation is granted, at least two of the guarantors have adequate recurring perpetual income to repay the loan in case the principal borrower fails to do so.

    MARGIN

    • NIL.

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • MCLR 3Y + 4.00 % (fixed) with monthly rests
    • Click here for rate of Interest

    REPAYMENT PERIOD

    • To be repaid in equated monthly instalments (EMIs) to be fixed as per tenor of the loan. Repayment to start one month after the date of disbursement of loan

    PROCESSING CHARGES

    • 1% of loan amount + applicable GST subject to a maximum of Rs 10,000/- + GST (currently 18%)

    F112F5FA 168C 4ADB 9222 DB1B840B9CF4

    The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

    [ad_2]
    #Bank #Personal #Consumption #Loan #Scheme #Check #Eligibility

    ( With inputs from : kashmirpublication.in )

  • JK Bank Personal Consumption Loan Scheme Check Eligibility

    [ad_1]

    F112F5FA 168C 4ADB 9222 DB1B840B9CF4

    NATURE OF FACILITY

    • Term Loan.

    PURPOSE

    • For any Personal need.

    SCALE OF FINANCE

    • Minimum: Rs. 50000.00
      Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary
      For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower.
      For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower

    ELIGIBILITY

    1. Permanent Employees of
      • Government (State/Central/ Union Territories).
      • Public Sector Undertakings,
      • Autonomous Bodies & Institutions of Government
      • Govt. Employees (J&K and Ladakh only) recruited under SRO 202 with minimum service of 18 months. Note: Employees of State Govt/Central Govt/ UT Govt, PSUs, Autonomous Bodies & Institutions of Government not maintaining salary account with J&K Bank shall also be eligible.
    2. Permanent Employees of Reputed Institutions banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account.
    3. Permanent Employees of Corporate Houses banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account provided:
      1. These corporate houses have a minimum business of Rs 5.00 crore (Advances+ Deposits) with the branch/bank.
      2. Concerned Zonal offices will identify such corporate houses and permit the respective branches under their jurisdiction to grant personal consumption Loans to their regular employees.
      3. For branches operating outside J&K and Ladakh UTs, such loans shall be granted only to those regular employees of corporate customers who are permanent residents of periphery of the branch, otherwise such loans shall be additionally guaranteed by the employer.

    SECURITY

    • For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank:
      • NIL
    • For all Others:
      • 3 rd party Guarantee of Two persons having individual net worth of at least 200% of loan amount

    MARGIN

    • NIL

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • Employees maintaining salary account with the bank: MCLR 3Y+3.00%
    • Employees not maintaining salary account with the bank: MCLR 3Y+4.00%

    Click here for rate of Interest

    REPAYMENT PERIOD

    • The maximum repayment period shall be 120 months with the repayment commencing next month of disbursement.
    • Important to note that repayment is to be fixed in such a way that loan shall be fully adjusted by or before employee retires from active service.

    PROCESSING CHARGES

    • NIL

    F112F5FA 168C 4ADB 9222 DB1B840B9CF4

    The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

    [ad_2]
    #Bank #Personal #Consumption #Loan #Scheme #Check #Eligibility

    ( With inputs from : kashmirpublication.in )

  • JK Bank Personal Consumption Loan Scheme Check Eligibility

    [ad_1]

    8FE7849C B144 4498 8FF8 2D1476C6FAB6

    NATURE OF FACILITY

    • Term Loan.

    PURPOSE

    • For any Personal need.

    SCALE OF FINANCE

    • Minimum: Rs. 50000.00
      Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary
      For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower.
      For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower

    ELIGIBILITY

    1. Permanent Employees of
      • Government (State/Central/ Union Territories).
      • Public Sector Undertakings,
      • Autonomous Bodies & Institutions of Government
      • Govt. Employees (J&K and Ladakh only) recruited under SRO 202 with minimum service of 18 months. Note: Employees of State Govt/Central Govt/ UT Govt, PSUs, Autonomous Bodies & Institutions of Government not maintaining salary account with J&K Bank shall also be eligible.
    2. Permanent Employees of Reputed Institutions banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account.
    3. Permanent Employees of Corporate Houses banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account provided:
      1. These corporate houses have a minimum business of Rs 5.00 crore (Advances+ Deposits) with the branch/bank.
      2. Concerned Zonal offices will identify such corporate houses and permit the respective branches under their jurisdiction to grant personal consumption Loans to their regular employees.
      3. For branches operating outside J&K and Ladakh UTs, such loans shall be granted only to those regular employees of corporate customers who are permanent residents of periphery of the branch, otherwise such loans shall be additionally guaranteed by the employer.

    SECURITY

    • For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank:
      • NIL
    • For all Others:
      • 3 rd party Guarantee of Two persons having individual net worth of at least 200% of loan amount

    MARGIN

    • NIL

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • Employees maintaining salary account with the bank: MCLR 3Y+3.00%
    • Employees not maintaining salary account with the bank: MCLR 3Y+4.00%

    Click here for rate of Interest

    REPAYMENT PERIOD

    • The maximum repayment period shall be 120 months with the repayment commencing next month of disbursement.
    • Important to note that repayment is to be fixed in such a way that loan shall be fully adjusted by or before employee retires from active service.

    PROCESSING CHARGES

    • NIL

    8FE7849C B144 4498 8FF8 2D1476C6FAB6

    The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

    [ad_2]
    #Bank #Personal #Consumption #Loan #Scheme #Check #Eligibility

    ( With inputs from : kashmirpublication.in )

  • J&K Bank Announces Personal Consumption Loan Scheme – Know Details – Kashmir News

    [ad_1]

    Jammu And Kashmir Bank Personal Consumption Loan Scheme For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary. For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower. For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower.

    News WhatsApp Group Links – Join Now

    • Minimum: Rs. 50000.00
      Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary
      For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower.
      For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower
    1. Permanent Employees of
      • Government (State/Central/ Union Territories).
      • Public Sector Undertakings,
      • Autonomous Bodies & Institutions of Government
      • Govt. Employees (J&K and Ladakh only) recruited under SRO 202 with minimum service of 18 months. Note: Employees of State Govt/Central Govt/ UT Govt, PSUs, Autonomous Bodies & Institutions of Government not maintaining salary account with J&K Bank shall also be eligible.
    2. Permanent Employees of Reputed Institutions banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account.
    3. Permanent Employees of Corporate Houses banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account provided:
      1. These corporate houses have a minimum business of Rs 5.00 crore (Advances+ Deposits) with the branch/bank.
      2. Concerned Zonal offices will identify such corporate houses and permit the respective branches under their jurisdiction to grant personal consumption Loans to their regular employees.
      3. For branches operating outside J&K and Ladakh UTs, such loans shall be granted only to those regular employees of corporate customers who are permanent residents of periphery of the branch, otherwise such loans shall be additionally guaranteed by the employer.
    • For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank:
    • For all Others:
      • 3 rd party Guarantee of Two persons having individual net worth of at least 200% of loan amount
    • Employees maintaining salary account with the bank: MCLR 3Y+3.00%
    • Employees not maintaining salary account with the bank: MCLR 3Y+4.00%

    Click here for rate of Interest

    • The maximum repayment period shall be 120 months with the repayment commencing next month of disbursement.
    • Important to note that repayment is to be fixed in such a way that loan shall be fully adjusted by or before employee retires from active service.
    CLICK ON THE BELOW PROVIDED LINKS TO FOLLOW KASHMIR NEWS ON: 

    OUR APPLICATION IS ALSO LIVE ON GOOGLE PLAY STORE, DOWNLOAD MOBILE APPLICATION


    Post Views: 2,311



    [ad_2]
    #Bank #Announces #Personal #Consumption #Loan #Scheme #Details #Kashmir #News

    ( With inputs from : kashmirnews.in )