[ad_1] Eligibility: a) A permanent employee working in Govt. / Semi-Govt. / Public Sector undertaking/ Autonomous Bodies having completed minimum 2 years of confirmed service as on date of application. The employee should be maintaining his/ her salary or saving bank account with the Bank or maintaining his salary accountContinue Reading

[ad_1] FEATURES & BENEFITS Amount of daily Installment  Rs. 100/- and above in multiples of Rs. 50 Tenure                                1-5 years. Interest rate                       Fixed. Interest calculation            As applicable to Savings Deposit. Premature withdrawal        Allowed ELIGIBILITY Individuals. Joint account holders Proprietors Individual partners. DOCUMENTATION Application Form Photograph of depositor/s (2 copies) Documents as Continue Reading

[ad_1] NATURE OF FACILITY TERM LOAN. PURPOSE To provide finance for purchase of Laptop/ PCs / Netbooks / Tablets. ELIGIBILITY Permanent Employees, Contractual employees, Professionals, Self-employed Individuals, Proprietorship concerns, Teachers under Rehaber-a-Taleem J&K Govt., Officials under Rehaber-a Zeerat , J&K Govt.,  Pensioners drawing their monthly pension through our bank. EmployeesContinue Reading

[ad_1] Who can open an account under Smart Saver Deposit Scheme of J&K Bank?Accounts under this scheme can be opened by: Individuals, singly or joint, and HUF (Hindu Undivided Families) shall be eligible to open Smart Saver accounts linked with savings bank accounts. Individuals, Sole Proprietorship, HUF, partnership firms andContinue Reading

[ad_1] NATURE OF FACILITY Term Loan. PURPOSE For any Personal need. SCALE OF FINANCE Minimum: Rs. 50000.00 Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary For employees of Govt not maintaining salary account withContinue Reading

[ad_1] Monthly Installment          Rs. 100/- and its multiples. Tenure                                  7, 9 and 10 years as recurring (Phase-I) and 5 , 7 and 10 years respectively as term deposit (Phase-II). Interest rate                        Fixed. Interest rates as per the rates prevalent at the beginning of the respective phases. Interest application             Quarterly compounded interest. InterestContinue Reading

[ad_1] To finance a new enterprise in manufacturing/services sector by entrepreneurs of age less than 45 years. The activities under this scheme include: community, social & personal service, food products, textiles, micro units, engineering like electronic, e-commerce, GSM/ GPRS based technology, IT & allied services, biotechnology like microbial, plant, medicalContinue Reading