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  • NSP Scholarship Money Credited In Students Bank Accounts

    NSP Scholarship Money Credited In Students Bank Accounts

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    NSP Scholarship Money Credited In Students Bank Accounts – AADHAAR Based Payment


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    NSP Scholarship Money Credited In Students Bank Accounts – AADHAAR Based Payment

    In this article we will briefly discuss about NSP Scholarship Money Credited In Students Bank Accounts – AADHAAR Based Payment

    Check all essential details below

    NSP Scholarship Money Credited In Students Bank Accounts – AADHAAR Based Payment NSP Scholarship Money Credited In Students Bank Accounts – AADHAAR Based Payment.

    NSP Scholarship  2023 Amount  Successfully  Credited  in students  bank account

    Students who have successfully gone through various levels of verification are now waiting for their scholarship amount. As per latest news, scholarship amount has been credited to various students in many states. Students are advised to keep checking their NSP payment status daily. We will provide you full procedure to check your payment status easily.

    How to Check NSP Scholarship Payment Status

    Steps to be followed are given as:

    • Click on the link below.
    • Now login in by entering your login details.
    • After successfully login in, Click on ‘CHECK PAYMENT STATUS‘
    • Enter the details there like account number, DOB etc.
    • Finally, Click on search button.

    After this process, your NSP Payment Status will be displayed.

    CLICK HERE

    NSP Scholarship 2023 AADHAAR Based Payment

    Applicants/Students who have entered Aadhaar in their online application correctly and if their Aadhaar is linked to any of their bank account, in such cases the amount of Scholarship will be credited to that Aadhaar linked bank account only even if the student has mentioned any other non-Aadhaar linked bank account in her/his online application.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Personal Consumption Loan Scheme Check Eligibility

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    NATURE OF FACILITY

    • Term Loan.

    PURPOSE

    • For any personal/professional need.

    QUANTUM OF FINANCE

    • 2.5 times net annual income or 30 months net monthly income or Rs.20.00 Lakhs whichever is lower. Average of the income of the last two years to be considered. Gross Deductions including existing loan instalment (if any) & proposed loan instalment, Income tax and other compulsory / optional deductions not to exceed 60% of gross income.

    ELIGIBILITY

    • Doctors , Engineers, Architects, CA’s , Lawyers etc Who are self-employed & earn their income by virtue of their profession, and are maintaining relationship with our Bank.

    MAXIMUM TENOR

    • 7 years i.e. 84 months.

    SECURITY

    • For loans upto 10.00 lacs: 3 rd party guarantee of two person having individual Net Worth of at least 200% of the loan amount.
    • For loans above 10.00 lacs: Equitable/ registered mortgage of Tangible collateral securities with realizable value equal to or more than110% of loan amount in addition to third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount. or Extension of charge on Tangible collateral securities, already charged to bank under other facilities, having sufficient residual value (110% or above) to secure loans under Personal Consumption scheme along with Third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount.

      However in deserving cases, based on merits of individual case, the sanctioning authority may waive off the requirement of mortgage and instead of it stipulate 3rd party guarantee of two or more persons having individual net worth of at least 200% of loan amount. However, it shall be ensured that, where ever such relaxation is granted, at least two of the guarantors have adequate recurring perpetual income to repay the loan in case the principal borrower fails to do so.

    MARGIN

    • NIL.

    RATE OF INTEREST (SUBJECT TO CHANGE)

    • MCLR 3Y + 4.00 % (fixed) with monthly rests
    • Click here for rate of Interest

    REPAYMENT PERIOD

    • To be repaid in equated monthly instalments (EMIs) to be fixed as per tenor of the loan. Repayment to start one month after the date of disbursement of loan

    PROCESSING CHARGES

    • 1% of loan amount + applicable GST subject to a maximum of Rs 10,000/- + GST (currently 18%)

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    The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Kissan Credit Card Scheme Check Features

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    To provide adequate and timely credit to farmers under single window, with flexible and simplified procedure, adopting whole farm approach, including the short-term credit, medium term and long term credit needs of the borrowers for agriculture and allied activities and a reasonable component for consumption needs as indicated below:-
    Short Term Credit Limit:
    • To meet the short term credit requirements for cultivation of crops
    • Post harvest expenses
    • Produce marketing loan
    • Consumption requirements of farmers household.
    • Working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals, inland fishery etc.

    Long Term Credit:
    • Investment credit requirement for agriculture and allied activities like pump sets, sprayers, tillers, agri implements, dairy animals, sheep, poultry etc.

    KCC Scheme also includes the crop loans under Apple Advance Scheme

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    ( With inputs from : kashmirpublication.in )

  • Bank Holiday Alert! Big news! Banks will remain closed for 3 days

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    Holi 2023: If you have to do any work related to the bank, then you should not delay any more for that work. We are saying this because banks will remain closed for 3 days this week due to Holi (2023) .

    If you have important bank work this week, then you have only today’s time. Because in the second week of March, due to Holi , banks will remain closed for many days continuously. For this reason, you should complete the bank related works by today and tomorrow. Due to Holi in some states of the country, banks will remain closed for three days (Holi 2023 Bank Holiday) .

    With this, there will be a holiday in banks for 12 days in the entire month of March. Regarding this, RBI has released the list of bank holidays for March 2023. There are a total of 12 holidays in March including different festivals, second and fourth Saturdays and four Sundays. Also, they open on the first and third Saturdays of every month, while the second and fourth Saturdays are bank holidays.

    Banks will remain closed at these places even on March 7

    Banks will remain closed for 3 days from tomorrow till the next day of Holi. Banks will have a holiday on March 7, 8 and 9 on account of Holi festival. Whereas on March 11, there will be second Saturday holiday and on March 12, there will be a Sunday holiday. However, in the meantime, online services will continue in banks.

    According to RBI’s banking calendar, banks will remain closed on March 7, 2023 (Tuesday) in some states on the occasion of Holika Dahan. This includes Uttarakhand’s Dehradun, Guwahati, Hyderabad, Rajasthan’s Jaipur, Jammu, UP’s Kanpur and Lucknow, Kolkata, Mumbai, Nagpur, Panaji, Ranchi and Srinagar.

    Banks will remain closed in Agartala, Ahmedabad, Aizawl, Gangtok, Imphal, Patna, Raipur, Aizawl, Bhopal, Lucknow, Delhi, Bhubaneswar, Chandigarh, Dehradun, Ranchi, Shillong, Srinagar and Shimla on Wednesday, March 8. Banks will remain closed in Bihar on March 9 due to Bank Holi or Osang.

    Work like this when the bank is closed

    Even though banks will be closed for many days in Holi, but you will be able to transfer money through Mobile Banking, Net Banking sitting at home. Apart from this, you can also transfer money through UPI. At the same time, you can use ATM for cash withdrawal.

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    ( With inputs from : kashmirpublication.in )

  • Stay Alert Against Fraudsters: Important Message From J&K Bank

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    Stay Alert Against Fraudsters: Important Message From J&K Bank On Safe And Smart Banking Practices


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    J&K Bank urges you to remain vigilant against fraudulent activities and avoid sharing any confidential information over the phone or online. It is essential to remember that fraudsters are just a click away.

    Always prioritise safe and smart banking practices and beware of potential threats.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Smart Saver Term Deposit Scheme Check Features

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    Who can open an account under Smart Saver Deposit Scheme of J&K Bank?
    Accounts under this scheme can be opened by:

    • Individuals, singly or joint, and HUF (Hindu Undivided Families) shall be eligible to open Smart Saver accounts linked with savings bank accounts.
    • Individuals, Sole Proprietorship, HUF, partnership firms and limited companies shall be allowed to open smart saver account linked with current accounts.
    • What are the tenures for which the accounts can be opened?
      You can open an account for the following tenures:
      • Core Deposit: 1 year to 10 years.
      • Linked Deposits: 180 days.
    • What are the value additions of this scheme?

    The product provides both liquidity as well as high returns through Auto Sweep and Reverse Sweep.

    Under Auto Sweep, the amount in the operative account beyond the threshold minimum balance (minimum floor balance) is auto swept to form linked term deposits.

    Under this facility, the deposit amount in the linked Smart Saver Term Deposits (not the Core Deposit) is available for clearing of debit instruments (cheques, standing instructions, ATM transactions, etc) in case the balance in the operative account is not sufficient.

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Loan Scheme For Establishment of Mini Sheep Farms

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    a) Live stock

    Comprehensive Insurance of Live Stock.

    b) Breeder (borrower)

    Insurance cover to sheep breeders under the “social Security Scheme” of Central Wool Board which shall cover natural as well as accidental death and also total or partial disability @rupee330/annum, out of which the breeder shall pay rupee80/- and the rest shall be contributed by Government of India & LIC. The cover shall be:

    (Amt. in Rupees)

    Natural Death60,000
    Accidental death1,50,000
    Total Disability1,50,000
    Partial Disability75,000

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Child Care Deposit Scheme Check Feature and Benefits

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    • Monthly Installment          Rs. 100/- and its multiples.
    • Tenure                                  7, 9 and 10 years as recurring (Phase-I) and 5 , 7 and 10 years respectively as term deposit (Phase-II).
    • Interest rate                        Fixed. Interest rates as per the rates prevalent at the beginning of the respective phases.
    • Interest application             Quarterly compounded interest.
    • Interest payouts                 On maturity
    • Add- ons

    Accidental Insurance Cover for the Parent / Guardian (linked to the size of monthly deposit amount).

    • Premature withdrawal       Allowed with penalty.

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    ( With inputs from : kashmirpublication.in )

  • JK Bank Car loan Scheme for purchase of Fresh cars for private

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    To provide finance for purchase of new cars/vans/jeep/SUV/MUV, fuel operated as well as electric cars, for Private Use only at:

    “Ex-Showroom” Prices

    OR

    “On Road Prices” wherever opted by Borrower(s) shall mean Ex-Showroom Prices plus:

    • One Time Registration Charges
    • First Insurance Premium
    • Cost of Accessories (should be limited to 10% of Ex-Showroom Price).

     

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    ( With inputs from : kashmirpublication.in )

  • J&K Bank Business Start Up Loan Scheme Check Eligibility

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    To finance a new enterprise in manufacturing/services sector by entrepreneurs of age less than 45 years. The activities under this scheme include: community, social & personal service, food products, textiles, micro units, engineering like electronic, e-commerce, GSM/ GPRS based technology, IT & allied services, biotechnology like microbial, plant, medical genetics and diagnostics, health care and life sciences, tourism, handlooms, handicrafts and artisan products, beauty spas, boutique, fitness centre, kindergarten/preschool, formal school, crèches, tuition centres, media & entertainment, agriculture, e.g. pisciculture (fishery), apiculture (beekeeping), poultry, livestock, dairy, agri-clinics & agribusiness centers, aggregation agro industries, food & agro processing and services supporting these.

    Preference will be given to applicants who are recommended by recognized Incubators like Shri Mata Vaishno Devi University Technology Business Incubation Center Society (SMVDU TBIC), Centre for Trainings & Skill Development (CTSD) and Centre for Incubation & Business Acceleration (CIBA) of Jammu & Kashmir Entrepreneurship Development Institute (JKEDI)/ training institutions like ITIs.

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    ( With inputs from : kashmirpublication.in )