Tag: ATM

ATM Transaction Limit and Charges: customers know the latest

[ad_1]
Check ATM Transaction Limit and Charges: Nowadays almost all ATMs do transactions. But if you do not know the rules and charges of ATM transactions, then you may suffer financial loss.
RBI has made rules for ATM withdrawal limit and charges, on the basis of which banks have fixed their charges. In fact, the ATM transaction limit often depends on your account type and the debit card you are using. If you are a customer of SBI, HDFC, ICICI or Axis Bank, then let us know how much will be charged and what is your bank’s ATM cash transaction limit?
As per RBI rules, ATMs in six metro cities such as Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai and New Delhi have different rules. There will be at least three free transactions (including financial and non-financial transactions) in a month, while in other places, banks have to allow their savings bank account holders to have at least five free transactions (financial and non-financial transactions) at other bank ATMs in a month. including financial transactions).
According to the information given on the SBI website, you can do 3 free transactions in 6 metro centers (Mumbai, Delhi, Chennai, Kolkata, Hyderabad and Bangalore). Whereas in other places 5 free transactions (financial and non-financial) can be done in a month. 20 plus GST for withdrawing money from other bank’s ATMs after five transactions and 10+GST applicable on SBI ATMs. In this, for non-financial transactions in excess of the limit, Rs 8 plus GST for ATMs of other banks and Rs 5 plus GST for SBI ATMs.

As per the information on HDFC Bank’s website, HDFC Bank offers 5 free transactions per month for savings and salary accounts at bank ATMs, 3 free transactions at Metro ATMs and 5 free transactions at non-metro ATMs for other banks gives. HDFC Bank charges Rs 21 plus GST if you make cash withdrawals more than the specified number of free transactions, while for non-financial transactions, Rs 8.50 plus GST.
As per the information given on the ICICI Bank website, the first five transactions (both financial and non-financial) done at ICICI Bank ATMs are free. After that, you will be charged Rs 21 for withdrawal and Rs 8.50 for non-financial transactions. In this too, the first three transactions (financial and non-financial) every month at non-ICICI Bank ATMs in six metro areas (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) are free as per RBI norms. At the same time, apart from this, the first five transactions (financial and non-financial) in other cities are free.
Regarding withdrawal from ATMs, RBI has said that banks should provide at least five free transactions in a month to their savings bank account holders. Wherever the ATM is located, non-cash withdrawal transactions will be provided free of cost. That is, RBI is friendly to customers regarding ATM rules.

[ad_2]
#ATM #Transaction #Limit #Charges #customers #latest
( With inputs from : kashmirpublication.in )

February 24, 2023
Bank Service Charge Changed: ATM cash withdrawal will be
[ad_1]
Bank Service Charge Changed: ATM cash withdrawal will be charged after the limit is over, Know what changed on other services
New Delhi: After the cash withdrawal limit from ATM is over, customers will have to pay a fixed amount every time they do a money transaction. Apart from this, banks charge fees from customers for providing different types of services. It is taken from the customer in the form of processing fee, service charge (Bank Service).
According to Canara Bank, it has made new charges for banking services effective from 3 February 2023. Charges will be applicable to the customers for addition or deletion of name in the bank account. For addition or deletion of names, a charge of Rs 100 plus applicable GST rate per case will have to be made. However, no charge will have to be paid for adding or deleting names through online mode. The bank has said that it will not take any charge on the request to remove the name due to the death of the joint account customer.
What is the charge rate for changing mobile number or changing e-mail?
If account holders request to change mobile number, e-mail, address, then different banks have different fee rates. Canara Bank does not charge fee for the first change after account opening. But after that every time customers have to pay Rs 50 and applicable GST rate.

How much will be charged for exceeding the ATM cash withdrawal limit?
The charge rate of each bank is different for crossing the ATM cash withdrawal limit. Canara Bank gives 4 free chances to its customers to withdraw cash from their own or other bank’s ATM. After this, the customer has to pay a fee of Rs 5 and the applicable GST rate every time he withdraws money from the ATM.
Fees have to be paid for these banking services as well.
On changing the mobile number linked to the account,
Adding or removing name from bank account
Change email address
Free cash withdrawal limit from atm,
Check return charges
ECS debit return charges,
Average Minimum Balance (AMB),
Maintenance of average monthly minimum balance,
Ledger folio,
Internet and Mobile Banking Services
Online fund transfer,
Fees on ATM Transaction Services
[ad_2]
#Bank #Service #Charge #Changed #ATM #cash #withdrawal
( With inputs from : kashmirpublication.in )
February 22, 2023
ATM Cash Withdrawal Rules: Big news for customers

[ad_1]
SBI Change ATM Withdraw Process: State Bank of India has now changed the method of withdrawing cash from ATM. Now SBI has started OTP service to withdraw cash from ATM.
The bank has made this big change to protect its customers from fraud. Soon this rule will be seen applicable on SBI ATMs. This rule will act as an additional safeguard against unauthorized transactions.
According to the bank, while completing the transaction, the bank customers will have to share the OTP while withdrawing cash from the ATM, so that it is ensured that the ATM user is the right user. OTP is a system-generated four-digit number that the bank will send to the customer’s registered mobile number. This OTP will authenticate the cash withdrawal and will be valid for only one transaction.
OTP cash withdrawal started from January 1, 2020
The country’s largest lending bank SBI had started OTP-based cash withdrawal services from January 1, 2020. SBI has been creating awareness about ATM frauds through social media and other platforms from time to time. It is appealing to all its customers to avail the service.
OTP will be required in transactions of 10 thousand or above
Now this service will come in handy for SBI customers at the time of withdrawing cash from ATMs. SBI made these rules in view of the increasing fraud, cyber crime. Let us tell you that customers withdrawing Rs 10,000 or more in a single transaction from SBI ATMs will require OTP to complete the transaction.
Withdraw cash using OTP

You must have your Debit Card and Mobile Phone while withdrawing cash from SBI ATM OTP will come Enter the OTP received on your phone on the ATM screen After entering the valid OTP, the transaction will be completed.
[ad_2]
#ATM #Cash #Withdrawal #Rules #Big #news #customers
( With inputs from : kashmirpublication.in )

February 18, 2023
ATM Transaction New Charges: Big news! Withdrawing cash

[ad_1]
Canara Bank has increased the service charge on annual fee, replacement of card, debit card inactivity charge and SMS alert charge. The new service charges will be applicable from February 13. Let’s know the complete details about it.
Public sector Canara Bank has given a big blow to the customers in the new year. Actually, the bank has increased the service charge on all types of debit cards. According to the bank notification, the new service charges will be applicable from February 13, 2023.
In a statement issued by Canara Bank, it was said that the bank has increased the service charge on annual fee, replacement of card, debit card inactivity charge and SMS alert charge. Taxes are not included in the service charge. Applicable taxes will be charged extra. The revised service charges will be effective from February 13, 2023.
Canara Bank Debit Card Annual Fee
Under the changes, Canara Bank has increased the annual fee on the use of Debit Card. The annual fee for Classic or Standard Debit Card has increased from Rs 125 to Rs 200.
The annual charge for the Platinum card has been increased from Rs 250 to Rs 500 and the annual charge for the business card has been increased from Rs 300 to Rs 500. The bank will continue to levy an annual charge of Rs 1000 for select Debit Cards.
Fee up to Rs 150 will have to be paid for replacing the debit card
According to Canara Bank, from February 13, the customer will have to pay Rs 150 for replacing the classic or standard category debit card. Earlier no fee was applicable on this. The bank has increased the debit card replacement fee from Rs 50 to Rs 150 for Platinum, Business and Select categories.

Card Inactive Fee and Fee on Message Alert
Charges will also have to be paid for deactivating the Debit Card of Canara Bank. The bank has implemented this charge of Rs 300 which will be applicable only on Business Debit cards. There will be no charge for deactivating the remaining category of cards. The bank has kept a fee of Rs 15 on SMS alert.
Canara Bank Debit Card Inactivity Fee and Fee on Message Alert
For Business Debit Card users, the bank will now levy a card inactivity fee of Rs 300 only annually. No charge will be levied on any other type of card. Apart from this, Canara Bank will now levy SMS alert charges on actual basis.
Canara Bank has also made the loan costlier
Recently, Canara Bank has increased the Marginal Cost Based Lending Rate (MCLR) by 15 to 25 basis points. Increase in MCLR will make home, auto and personal loans costlier. The increased interest rates have come into effect from January 7, 2023.
The post ATM Transaction New Charges: Big news! Withdrawing cash from ATM has expensive from 13 February ! Quickly check what’s new charges now appeared first on Kashmir Publication.
[ad_2]
#ATM #Transaction #Charges #Big #news #Withdrawing #cash
( With inputs from : kashmirpublication.in )

February 11, 2023
ATM Transaction: Keep this light in mind while withdrawing cash

[ad_1]
Safe ATM Transaction: In addition to online transactions, withdrawing money from ATMs is also not safe amidst increasing cases of cybercrime. As much as ATM has made the problem of withdrawing cash easier, it has also increased the difficulties more than that.
A little caution can save you from any untoward incident. Before withdrawing money from ATM, you should check that how safe is the machine from which you are withdrawing money. The biggest danger in ATM is due to card cloning. We will tell you how your details can be stolen…
Hackers steal the data of any customer from the card slot in the ATM machine. They put such a device in the card slot of the ATM machine, which scans the complete information of your card. After this, they steal data from Bluetooth or any other wireless device.

Never Miss An Update After Joining This Channel
Join Telegram Group Click Here
Join WhatsApp Group Click Here

To gain complete access to your debit card, the hacker needs to have your PIN number. Hackers can track the pin number with a camera. To avoid this, whenever you enter your PIN number in the ATM, hide it with the other hand. So that his image does not go in the CCTV camera.

When you go to the ATM, check the card slot of the ATM machine carefully. If you feel that any tampering has been done in the ATM card slot or the slot is loose or there is any other problem then do not use it.
While putting the card in the card slot, pay attention to the light burning in it. If the green light is on in the slot then the ATM is safe. But if red or any other light is not burning in it, then do not use the ATM. This could be a sign of a glitch.
If you ever feel that you have fallen into the trap of hackers and the bank is also closed, then you should contact the police. By giving this information to the police as soon as possible, you can get fingerprints there. You can also see who has an active Bluetooth connection around you, making it easier to reach that person.

[ad_2]
#ATM #Transaction #light #mind #withdrawing #cash
( With inputs from : kashmirpublication.in )

February 11, 2023
ATM Transaction New Charges: Big update for crores of bank

[ad_1]
These banks have recently increased the charges for withdrawing money from ATMs, due to which the customers have to face a lot of problems. Which bank has increased the rates by how much, let us know
Now withdrawing money from ATM has become more expensive. After the free withdrawal limit, you will have to pay a higher cost for each transaction of withdrawing money. All major government and private banks across the country have made changes regarding cash withdrawal from ATMs. This fee is 20 to 22 rupees. Different banks have imposed different rules and charges.
Know what are the new rules of which bank
SBI-
In case of metro cities, the number of free transactions is limited to 3. A charge of Rs 10 is levied on cash withdrawal transactions over and above the free limit at SBI ATMs. SBI charges Rs 20 per transaction for additional financial transactions at other bank’s ATMs. In addition to the fee, applicable GST is also charged to the customer’s account.
PNB:
PNB gives 5 free transactions per month at ATMs. Also, a charge of Rs 10 has to be paid for any financial transaction. Apart from PNB, the rules of transaction are different from ATMs of other banks. There is a rule of 3 free transactions in metro cities and 5 free transactions in non-metro cities in a month. A charge of Rs 20 is levied for doing financial or non-financial transactions beyond the free limit from other bank’s ATMs.
HDFC Bank :

Only the first 5 withdrawals from HDFC Bank ATMs in a month are free. Rs 20 plus taxes per transaction for cash withdrawal, Rs 8.5 plus taxes for non-financial transactions. 3 free transactions allowed at any other bank’s ATM in 6 metro cities (Mumbai, Delhi, Chennai, Kolkata, Hyderabad and Bengaluru) and 5 free transactions (financial and non-financial) in a month at other locations If the transaction is declined due to insufficient balance at other bank’s ATM or merchant outlet, a charge of Rs.25 will have to be paid.
ICICI:
5 transactions are free from ICICI ATM in a month. After that Rs 20 plus GST has to be paid on ATM withdrawal. This limit is for financial transactions while the charge for non-financial transactions is Rs 8.50 plus GST.

Axis Bank:
5 financial transactions are free in a month from Axis Bank ATMs. Financial and non-financial 3 transactions are free in metro cities. At other places, 5 transactions are free in a month. If cash is withdrawn from Axis and Non Axis ATMs outside the limit, then Rs 21 per transaction will have to be paid.
Earlier banks used to charge Rs 20 per transaction
The first 3 transactions are absolutely free for withdrawing money from the bank’s ATMs in the six metro cities of Mumbai, Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. This includes both financial and non-financial transactions. While in non-metro cities, you can withdraw money from ATMs up to 5 times. After this, for financial transactions in metro cities, Rs 20 per transaction and Rs 8.50 for non-financial transactions had to be paid. Which has now been increased to 21.
Due to this the transaction fee has been increased
The decision to increase the transaction fee has been taken due to the increase in the cost of banks related to installation and maintenance of ATM machines. At the end of the financial year 2020-21, there were 1,15,605 ‘onsite’ (in bank premises) ATMs and 97,970 ‘offsite’ (apart from bank premises) ATMs across the country.
[ad_2]
#ATM #Transaction #Charges #Big #update #crores #bank
( With inputs from : kashmirpublication.in )

February 6, 2023
Benaras gets a ‘roti ATM’ to feed stray dogs and cows

[ad_1]
Varanasi: Benaras has got a ‘roti ATM’, a first-of-its-kind initiative to feed speechless stray dogs and cows.
Grootguardian, the organization that Gaurav Rai set up along with his four friends for a noble purpose, now houses 40 youths.
Grootguardian President Gaurav Rai said that he got the inspiration for the work from his friend Siddharth Singh who passed away in a road accident.
Rai said that Singh was an animal lover and wherever he used to see hungry animals, he used to feed them biscuits and jaggery.
“We have started this ATM after his sudden demise. We feed the food collected in the ATM to stray dogs and cows,” Rai said.
The first ATM is installed in a society in Pandeypur in Banke Bihari, in which around 100-150 chappatis are being collected. The next ATM will be installed in Shivpur where 200 families reside.
“We are being supported by around 40 people including Prajwal, Harsh, Aman, Mrintujay, Vikas, Kavish, Sadas, Avinash, Shivani, Tulika , Akshara, Kritika, Himalaya, and Nihal,” he said.
Prajwal said that organization was founded in 2019 and during the Covid pandemic, they used to feed stray animals and distribute rations to the poor people.

“His team is continuously working for animal welfare, women and child education, and environmental conservation,” Prajwal said.
[ad_2]
#Benaras #roti #ATM #feed #stray #dogs #cows
( With inputs from www.siasat.com )

February 5, 2023
ATM Cash Withdrawal Rules: Big news for customers

[ad_1]

ATM Cash Withdrawal Rules: Big news for customers, now the method of withdrawing cash from ATM has changed, read full details

SBI Change ATM Withdraw Process: State Bank of India has now changed the method of withdrawing cash from ATM. Now SBI has started OTP service to withdraw cash from ATM.
The bank has made this big change to protect its customers from fraud. Soon this rule will be seen applicable on SBI ATMs. This rule will act as an additional safeguard against unauthorized transactions.
According to the bank, while completing the transaction, the bank customers will have to share the OTP while withdrawing cash from the ATM, so that it is ensured that the ATM user is the right user. OTP is a system-generated four-digit number that the bank will send to the customer’s registered mobile number. This OTP will authenticate the cash withdrawal and will be valid for only one transaction.
OTP cash withdrawal started from January 1, 2020

Never Miss An Update After Joining This Channel
Join Telegram Group Click Here
Join WhatsApp Group Click Here

The country’s largest lending bank SBI had started OTP-based cash withdrawal services from January 1, 2020. SBI has been creating awareness about ATM frauds through social media and other platforms from time to time. It is appealing to all its customers to avail the service.
OTP will be required in transactions of 10 thousand or above
Now this service will come in handy for SBI customers at the time of withdrawing cash from ATMs. SBI made these rules in view of the increasing fraud, cyber crime. Let us tell you that customers withdrawing Rs 10,000 or more in a single transaction from SBI ATMs will require OTP to complete the transaction.
Withdraw cash using OTP
You must have your Debit Card and Mobile Phone while withdrawing cash from SBI ATM OTP will come Enter the OTP received on your phone on the ATM screen After entering the valid OTP, the transaction will be completed.

[ad_2]
#ATM #Cash #Withdrawal #Rules #Big #news #customers
( With inputs from : kashmirpublication.in )

February 4, 2023
Raj: Unknown miscreants uproots ATM having more than Rs 30 lakh

[ad_1]
Jaipur: Unidentified miscreants uprooted an automated teller machine (ATM) having more than Rs 30 lakh cash in Rajasthan’s Ajmer district, police said on Tuesday.
The incident took place late Monday night.
Additional Superintendent of Police (Headquarters) Vikas Sangwan said unknown miscreants uprooted the ATM of State Bank of India having more than Rs 30 lakh cash installed at the powerhouse intersection.
He said efforts are being made to identify the miscreants with the help of CCTV cameras.
They probably uprooted the machine with the help of a vehicle they had brought in which they took the ATM with them, he said.
A complaint has been lodged at the Arian police station, police said, adding that the actual amount of cash stolen is being assessed.
Subscribe us on

[ad_2]
#Raj #Unknown #miscreants #uproots #ATM #lakh
( With inputs from www.siasat.com )

January 24, 2023
boAt Xtend Smartwatch with Alexa Built-in, 1.69” HD Display, Multiple Watch Faces, Stress Monitor, Heart & SpO2 Monitoring, 14 Sports Modes, Sleep Monitor, 5 ATM & 7 Days Battery(Charcoal Black)

Price: [price_with_discount]
(as of [price_update_date] – Details)

[ad_1]
boAt Xtend Smartwatch with Alexa Built-in, 1.69” HD Display, Multiple Watch Faces, Stress Monitor, Heart & SpO2 Monitoring, 14 Sports Modes, Sleep Monitor, 5 ATM & 7 Days Battery(Charcoal Black)
Screen Size- ;1.69″ big square colour LCD display with a round dial features complete capacitive touch experience to let you take control, effortlessly.
Watch Faces- Multiple watch faces with customizable options to match your OOTD, every day!
Brightness- The ambient light display allows automatic adjustment of brightness on the watch, suited to your environment
HR & SpO2- The watch comes with a stress monitor that reads your HR to indicate stress levels.It also monitors your heart rate and SpO2 (blood oxygen levels) to keep a tab on your overall health.
Sleep Monitor- Track all stages of sleep every night and keep a tab on your sleep health with the sleep monitoring feature on the watch.
Sports Friendly- Its 14 sports mode and 5 ATM dust, splash and sweat resistance makes it the perfect fitness companion to have.

[ad_2]
#boAt #Xtend #Smartwatch #Alexa #Builtin #Display #Multiple #Watch #Faces #Stress #Monitor #Heart #SpO2 #Monitoring #Sports #Modes #Sleep #Monitor #ATM #Days #BatteryCharcoal #Black

November 28, 2022