SRINAGAR: After experiencing rain and snow during the last 24 hours, Jammu and Kashmir is expecting a generally dry weather on Thursday, as per the MeT office.
The 40-day king period of harsh winter cold known locally as the ‘Chillai Kalan’ which started in December 21 will end on January 30.
Meanwhile, Srinagar registered 1.2 degrees Celsius, Pahalgam minus 2.4 degree and Gulmarg minus 10.4 degree as the minimum temperature.
Ladakh recorded a low of minus 8.1 degree, while Leh was at minus 9.
Jammu clocked 6.3 degrees, Katra 5.6, Batote minus 0.5, Banihal 1.2 and Bhaderwah 0.6 as the minimum temperature
SRINAGAR: The Government of Jammu and Kashmir on Wednesday announced the conferment of the Jammu and Kashmir Government Awards, 2023. These awards are conferred each year on the eve of Republic Day in recognition of contributions made by outstanding achievers in different fields viz; Achievements in the field of Literature, performing Art, excellence in Art & Crafts, Social Reforms and Empowerment, Meritorious Public Service, Lifetime Achievement in any other field, Award for Outstanding Sports Persons, Outstanding Media Persons and Outstanding Industrial Entrepreneurship.
This year, the government has conferred the award in the category of bravery to Deepak Kumar (Posthumously) S/o Rajinder Kumar R/o Dangri, Rajouri, Saroj Bala W/o Late Rajinder Kumar R/o Dangri, Rajouri.
In the field of Literature, the Jammu and Kashmir Government Award, 2022 for Literature have been conferred on Dhian Singh (Writer), Dr. Neelam Sarin (Hindi/Dogri Writer), Rajeshwar Singh Raju (Hindi/Dogri Writer), Ghulam Nabi Haleem (Kashmiri Author), Nisar Rahi (Pahari Writer).
The award in the category of Performing Arts have been conferred to Vidyut Jamwal (Film Actor), Aditya Dhar (Director), Mir Sarwar (Film Actor), Iqbal Khan (Film Actor), Noor Mohammad (Kashmiri Folk Singer).
Ravinder Jamwal (Sculptor) has been conferred with award in the category of Arts & Crafts.
Ravinder Pandita (Save Sharda Committee) has been conferred with award in the category of Social Reforms & Empowerment.
Award for Meritorious Public Service have been conferred to Finance Department, General Administration Department,PW(R&B) Department,Revenue Department, Information Technology Department, Department of Forest,Ecology & Environment, Tourism Department, Food Civil Supplies & Consumer Affairs Department,J&K Public Service Commission,J&K Sports Council, District Administration, Shopian.District Administration, Ganderbal,District Administration, Kupwara,District Administration, Pulwama,District Administration, Jammu, District Administration, Udhampur, District Administration, Doda, Municipal Committee, Dooru-Verinag.
Award for Lifetime Achievements have been conferred to Bashir Bhaderwahi (Kashmiri/ Urdu Writer), Ustad Mohammad Yaqoob Sheikh (Kashmiri Sufi Classical Maestro), Vijay Kumar Sambyal (Indian Classical Maestro), Ramesh Hangloo (Founder/ Director,Radio Sharda).
Umran Malik (Cricket) ,Ishan Pandita (Footballer), Ankita Raina (Tennis) , Inshah Bashir (Basketball (Wheel Chair Player),Ayeera Hassan Chisti (Wushu), Soham Kamotra (Chess), Rahul Jangral (Mountaineering), Muskan Rana (Gymnastics), Kritarthi Kotwal (Fencing), Mannat Choudhary (Volley ball) have been conferred with the Award in the category of outstanding sports persons.
Tejinder Singh (Editor News 18) , Sominder Koul (Bureau Chief ANI), Nishikant Khajuria (Daily Excelsior) , Emmad Makdoomi (Greater Kashmir) have been conferred with the Award in the category of Outstanding Media Persons.
SRINAGAR: The Government on Wednesday created 20 posts in different categories for establishment of Terror Monitoring Group (TMG) in Jammu and Kashmir.
According to a government order, they include one post of Senior Superintendent of Police, six posts each of Deputy Superintendent of Police, Inspectors and Head Constables besides one post of follower.
The TMC was ordered to be constituted by the Ministry Of Home Affairs, Government of India, in early 2019.
The group, comprising of eight members, has Additional DGPCID of J&K Police as its Chairman. It also has IGP of J&K Police,representatives from Intelligence Bureau (IB), National Investigation Agency (NIA),Central Bureau of Investigation (CBI), Central Board of Indirect taxes and Customs (CBIC), Central Board of Direct Taxes (CBDT), as its members.
The terms of reference of the TMG include, “taking action against hardcore sympathisers among government employees including teachers etc providing overt or covert support to such activities”.
The MHA also charges the TMG with action against all registered cases related to militancy, militant financing and militancy-related activities and bring them to a logical conclusion.
It is also tasked with the work of “identify all key persons including leaders of the organisations who are involved in supporting (militancy) in any form and take concerted action against them.( GNS)
SRINAGAR: Two Jammu and Kashmir residents among 91 Padma Shri Awardees have been conferred with the Padma Shri Awards for 2023.
Ghulam-Mohammed-Zaz
According to Ministry of Home Affairs handout, Mohan Singh from Jammu and Ghulam Muhammad Zaz from Kashmir have been conferred with the Padma Shri Awards this year.
As per the handout Mohan Singh has been conferred the Padma Award in the field of Literature and Education, while Ghulam Mohammad Zaz has been conferred the award in the field of Art.
As per MHA, Padma Awards – one of the highest civilian Awards of the country, are conferred in three categories, namely, Padma Vibhushan, Padma Bhushan and Padma Shri.
The Awards are given in various disciplines/ fields of activities, viz.- art, social work, public affairs, science and engineering, trade and industry, medicine, literature and education, sports, civil service, etc.
Padma Vibhushan’ is awarded for exceptional and distinguished service; ‘Padma Bhushan’ for distinguished service of high order and ‘Padma Shri’ for distinguished service in any field. The awards are announced on the occasion of Republic Day every year.
These Awards are conferred by the President of India at ceremonial functions which are held at Rashtrapati Bhawan usually around March/ April every year.
For the year 2023, the President has approved conferment of 106 Padma Awards including 3 duo cases (in a duo case, the Award is counted as one). The list comprises 6 Padma Vibhushan, 9 Padma Bhushan and 91 Padma Shri Awards. 19 of the awardees are women and the list also includes 2 persons from the category of Foreigners/NRI/PIO/OCI and 7 Posthumous awardees.
JAMMU: Lieutenant Governor Manoj Sinha has extended his greetings and felicitations to the people on the occasion of 74th Republic Day.
In a message, the Lt Governor said: “I extend warm greetings to all. I convey my special greetings to members of Jammu Kashmir Police, Armed Forces, CAPFs and emergency responders. I also wish and congratulate all our sportspersons who have participated and won laurels for Jammu Kashmir”.
On this day in 1950, by adopting the values and ideals enshrined in the Constitution, the architects of our country had embarked on a journey to create a society based on justice, brotherhood and equality. This seven-decade-long developmental journey is a living example of our inclusive ideology, national unity, hard work and dynamism, added the Lt Governor.
We pay tribute to the farmers, scientists, engineers, doctors, nurses, teachers, tribals, litterateurs, artists, businessmen, workers, youth and women who have infused new energy into Jammu Kashmir and ensured inclusive and sustainable development, the Lt Governor said.
The Lt Governor also paid homage to the founding fathers and the freedom fighters who made supreme sacrifice for the unity and integrity of our Country.
Anantnag, Jan 25 (GNS): Divisional Commissioner (Div Com) Kashmir, Pandurang K Pole today inaugurated the Clock Tower at Anantnag which was illuminated in the tricolour on the occasion.
The Div Com appreciated Municipal Council Anantnag and R&B Anantnag for completing the clock tower within the stipulated timeline. He lauded the efforts of Deputy Commissioner Anantnag towards face-lifting the town. He congratulated people on the fresh spell of fresh snowfall and for the upcoming 74th Republic Day.
The event was attended by Deputy Commissioner Anantnag, Dr Basharat Qayoom; Director, Urban Local Bodies, Mathoora Masoom; President MC Anantnag, Hilal Ahmad Shah; President MC Dooru Verinag, Mohd Iqbal; ADC Gulzar Ahmad; ADC SM Ashraf; CEO MC Anantnag, ACR, Councillors of MC Anantnag, members of the media fraternity and members of the civil society.(GNS)
JAMMU: Chief Secretary, Dr Arun Kumar Mehta today remarked that J&K has come a long way in improving both the quality and magnitude of expenditure in the last couple of years which has resulted in five fold increase in number of projects completed.
He made these remarks while speaking in a meeting to review the expenditure out of Capex budget 2022-23 by different departments.
The meeting was attended by the Administrative Secretaries, Directors of Finance and other concerned officers from different departments.
Srinagar based officers participated in the meeting through video conferencing.
At the outset, the Chief Secretary impressed upon the Administrative Secretaries to look out for the projects that are nearing completion so that funds are provided for their early culmination. He urged them to accelerate the pace of expenditure so that no part remains to be unspent before the given period.
Dr Mehta maintained that J&K has improved on many indices continuously from the last few years. He gave out that the developmental curve has seen an upward trend with enhanced focus on both quality and quantity of work done on ground.
The Chief Secretary stressed on continuing this pace and momentum of development and reforms in administration so that the objective of less government more governance is achieved effectively. He enumerated that the UT has been successful in moving up the ladder on number of developmental parameters. He elucidated that whether it is digitization of land records, construction of roads under PMGSY, tourist arrivals, sports infrastructure or activities, industrial Investments etc, J&K happens to be an example in fast tracking development.
In terms of reforms, he observed that the UT has done a transformative job. He stated that a year or so before, it was unimaginable to think of Digital J&K, which is a reality today. He reiterated that no goal fixed ever has remained too far for J&K to achieve. He stated that the reforms taken by the LG administration had been first of their kind in the history of J&K.
He said that be it District Good Governance Index, Departmental Deliverables, saturation of individual beneficiary programmes, Aspirational blocks, Aspirational Panchayats, introduction of e-office or other measures, J&K has attained a distinction in moving towards a more vibrant, responsive, transparent and accountable system in these years.
The Chief Secretary urged the officers to make preparations for effectively implementing the next year budget. He advised them to have ambitious targets and achieve them efficiently. He made out that each of these set targets should be followed dedicatedly by all of them. He directed for conducting monthly meetings to assess the progress at apex level besides departmental meetings regularly by the respective Administrative Secretaries to achieve the targets efficiently on time.
The Chief Secretary also said that number of projects likely to be completed in 22-23 is likely to be around 65,000 which shall be more than seven times of number of projects completed in 18-19, reflecting the emergence of new work culture in J&K.
Personal Loans are used for many things, including a medical bill, debt consolidation, purchase of a new appliance, vacation, education and more. After borrowing a personal loan, you need to repay the money in EMIs, including the applied interest. Most Personal Loan schemes are unsecured, meaning they do not require any collateral, guarantor, or security for backup.
As far as applying for a Personal Loan online is concerned, aspiring borrowers have two options: the financial institution’s website or mobile app.
You can generally apply for a loan by providing basic personal and income details. The lenders will consider – age, income, employment, credit score, and outstanding debts to assess your eligibility and interest rate. This article will teach you a few crucial steps to get Personal Loan quick approval.
Calculate Personal Loan Eligibility
Qualifying for a Personal Loan involves several steps – and the first one is to ensure that it’s the right loan plan for you. For instance, if you want to borrow money to renovate your house, the loan should be enough to cover the renovation cost.
Although moneylenders determine the loan amount based on – income, credit history, and repayment capacity, be sure to compare loan schemes and get the best offer.
You can calculate Personal Loan eligibility using an eligibility calculator and apply for an appropriate loan plan.
Things to Consider Before Personal Loan Application
Before shopping around for the best Personal Loan offers, here are a few essential things to consider:
Eligibility: Various loan companies like Fullerton India have different eligibility conditions that you need to fulfill to qualify. These include – age, income, employment and credit rating. Check the particular NBFC’s eligibility criteria and ensure fulfilling them before applying to get Personal Loan quick approval.
DocumentationRequirements: Eligible applicants must provide a few necessary documents to support their details. These include – address, income, and identity proof. Check the required documents’ availability before applying to accelerate the loan process.
Interest Rate: The interest rate is a crucial parameter that significantly affects your EMI and total loan cost. The higher the interest rate, the costlier the loan will be. Aspiring borrowers with a good income and decent credit score have higher chances of getting the lowest interest rate on Personal Loans.
Repayment Capacity: Decide on a loan amount you can easily repay within the loan tenure. An individual’s repayment capacity depends on income and financial obligations. Use Fullerton India’s eligibility calculator to calculate Personal Loan eligibility and apply for an adequate loan amount.
Loan EMIs: Use a Personal Loan EMI calculator to calculate the monthly EMI amount for the loan. Ideally, the loan EMI should not consume more than 65% of the applicant’s monthly income. You can easily adjust it into your monthly budget without straining your finances.
Fulfill the Documentation Requirements
Each NBFC has different documentation requirements for Personal Loan applications. These often include the following:
Identity proof, like an Aadhaar card, voter ID, passport, and driving license
Address proof, like an Aadhaar card, voter ID, passport, driving license, rent agreement, ration card, and utility bill
Income proof, like bank statements, salary slips, ITR, Form 16, etc.
Decide on the Loan Amount
Remember that when an individual borrows money, they don’t just repay the principal amount. They also pay interest on the money they borrowed. Paying interest on loan amount that you do not use makes no sense.
However, if you get a lower loan amount than required, eventually, you would seek other expensive funding sources at the last minute. Therefore, the loan amount should be sufficient to cover the intended expense but not more than your repayment capacity.
Check the Credit Score
Personal Loan lenders rely heavily on the applicant’s creditworthiness. It is advised to check credit scores and obtain the latest credit reports before applying. As checking your credit score is a soft inquiry, it does not impact your credit score. If your score is between 750 and 900, the chances of getting quick approval at better interest rates are high.
Complete the Application Process
Visit the selected NBFCs website and fill out their online application form with personal and financial details. Scan and upload the necessary documents to complete the application process. Double-check the details before hitting the submit button and wait for the verification process to complete.
Once the loan company verifies all details and documents, they send a loan offer with the proposed loan amount, interest rate, and loan tenure. When you accept the loan offer, they disburse it directly into your bank account shortly after approval.
Those with excellent credit scores find Personal Loans a reasonably inexpensive way to cover their costs. A Personal Loan’s quick approval depends on the applicant’s creditworthiness, loan purpose, and repayment capacity. After approval and disbursal, borrowers must repay it in EMIs over a set term of up to 60 months.
Online lottery sites have become increasingly popular in India over the past few years, offering players the chance to win big prizes from the comfort of their own homes. With so many sites available, it can be difficult to know which ones are legitimate and offer a safe and secure online lottery experience. To help you make an informed decision, we have selected the most important info about lotteries, their types, and tips for secure playing and winning.
Is It Legal or Not?
An online lottery is a popular form of gambling in India, and it is legal to play online lotteries in 13 Indian states. Websites of online lotteries headquartered outside India are also legal for Indian players. However, Punjab, Andhra Pradesh, Telangana, and Tamil Nadu have banned online lotteries within their respective states.
When playing the lottery online, it is important to ensure that the website you are using is trustworthy and secure. All genuine online lottery sites in India have authentic gambling licenses and high-level security systems to protect players’ personal information. Furthermore, players can rest assured that they will get paid if they win a prize no matter how large. As long as you play on a trusted site, playing the lottery online can be an enjoyable experience with potentially lucrative rewards.
How do Play the Online Lottery when living in India?
Playing an online lottery from India is a great way to win big prizes without having to leave the comfort of your home. To get started, you need to create an account and add lottery tickets to your cart. Once you have selected the tickets you want to purchase, you will need to deposit the exact amount required for those tickets. After that, all you have to do is wait for the online lottery results and collect any prizes if you are lucky enough to win.
Fortunately, LottoBaba.inprovides Indians with access to dozens of different lottery games and jackpots. They offer honest reviews and in-depth guides so players can save time and effort when selecting which lotteries they want to play. Additionally, LottoBaba has selected the best online lotteries in India for players to consider so they can make an informed decision about which ones offer them the best chance of winning big prizes.
Lottery Agents vs. Lotto Betting
Lottery agents and lotto betting are two popular ways of playing the lottery online in India. Lottery agents purchase real tickets on your behalf, with big prizes needing to be claimed in person. Lotto betting is the process of betting on lottery results and being paid by an online lottery site. Most recommended Indian online lottery sites are betting sites, allowing players to receive all prizes without having to travel.
Lottery betting is the most common form of online lottery, offered by most sites. It is generally preferred because claiming prizes is easier and faster, and tickets are usually cheaper. When playing lottery betting, you pick your lucky numbers as usual and the outcome of the official draw determines whether you win or not. Buying official lottery tickets online in India through a lottery messenger service ensures that any winnings will be paid by the lottery. The lotto site has agents located all over the world who will buy a ticket on your behalf and send you a scanned copy of the ticket.
Why Buy Lottery Tickets Online?
Buying lottery tickets online is becoming increasingly popular in India, as it offers a convenient and secure way to participate in the lottery. With online platforms, you can safely store your tickets online and never worry about losing a prize. Additionally, these platforms make it easy to deposit and withdraw funds with discounts available. You can also play from anywhere with an internet connection, making it even more convenient.
When buying lottery tickets online, it is important to only use safe platforms that are reliable and secure. We recommend using the above-mentioned platforms for purchasing online lottery tickets in India as they have been tested and verified for security purposes. Furthermore, these platforms offer an easy process for purchasing tickets without any hassle or confusion. With all of these benefits, buying lottery tickets online is the way to go!
Types of Lottery to Play in India
Lottery games have been popular in India for centuries, and now players can participate in Indian government lotteries online. There are various types of lotteries to play with in India, including state-run lotteries and private lotteries. Players can also take part in international lotteries such as Powerball and Mega Millions. LottoBaba provides Indian players with access to dozens of different online lottery games and jackpots. Our reviews and guides help players save time and effort when playing from their mobile or computer.
Online lottery games specifically created for players from India are available, offering a variety of options for those looking to win big prizes. We have selected the best online lotteries in India and prepared honest reviews for your consideration. With so many options available, it is important to research each game before deciding which one is right for you. With our help, you can find the perfect lottery game that offers great odds of winning while still providing an enjoyable experience.
International Lotteries
Playing the online lottery in India gives access to international lotteries, offering the chance to win millionaire jackpots. International lotteries are available in America, Europe, and Asia, and are a form of gambling involving the drawing of lots for a prize. Lotteries are regulated by governments to varying degrees, with some countries outlawing them and others endorsing them. In some countries, lotteries are legalized by the government as a means of raising revenue for public services or charities.
Lottery tickets can be purchased from authorized retailers or online through websites that offer international lottery services. Players must choose their numbers carefully and pay attention to the draw dates to have a chance at winning the jackpot. The odds of winning vary depending on the number of players participating in each draw and the size of the jackpot. It is important to remember that playing international lotteries involves taking risks and should only be done with the money that you can afford to lose.
Tips to Avoid Getting Scammed on Online Lotteries
Playing online lotteries can be a fun and exciting way to win some money, but it’s important to be aware of the risks associated with it. Scams are unfortunately common in the world of online lotteries, so it’s important to take steps to protect yourself from being taken advantage of. Here are three tips to help you avoid getting scammed on online lotteries:
Play only on websites that have been fully vetted and have a proper license to operate online. This ensures that the site is legitimate and not fraudulent. Also, before you play the lottery online, research and read honest reviews from other players. This will give you an idea of what other people’s experiences with the site have been, which will help you make an informed decision about whether to play there.
Avoid free lotteries in India that promise to give out money, and prefer promotions of free real tickets, discounts, and other offers. Free lotteries are often scams, and you should never give out your personal information or financial details to anyone offering them.
Be sure to read the terms and conditions of any website before signing up for an account. This will help you understand the rules and regulations of the site, as well as any fees that may be associated with playing online lotteries.
Finally, if you are looking for a reliable and trustworthy online lottery service in India, Lottobaba is a perfect choice. Lottobaba is an authorized online lottery provider that offers international lotteries from around the world. They provide secure payment options, 24/7 customer support, and a wide range of promotions and bonuses to make playing the lottery even more exciting. Plus, they have a strict privacy policy to ensure that your personal information is kept safe and secure.
JAMMU: On the eve of Republic Day, 2023, Director General’s Prison Medal has been awarded to 10 Officer/Official(s) of the Prisons Department, J&K in recognition of their outstanding performance.
The awardees include Shabir Ahmed, I/c Assistant Superintendent Jail, District Jail Poonch; Mumtaz Ahmad Khan, Head Assistant, Central Jail Srinagar; Kamal Singh, Head Warder, Central Jail Jammu Kotbhalwal; Mohd. Naseer Mumtaz, Head Warder, District Jail Rajouri; Ram Kumar, SG. Warder, District Jail Udhampur; Rakesh Kumar, SG. Warder, District Jail Kathua; Fayaz Ahmed Lone, I/c SG. Warder, District Jail Anantnag; Nazir Ahmed Ganaie, Warder, District Jail Kupwara; Mushtaq Ahmed Wani, Warder, District Jail Baramulla and Bhim Singh, Jamadar, District Jail Kishtwar.
While congratulating the awardees, Deepak Kumar, Director General of Prisons expressed the hope that they would continue to work with the same zeal and enthusiasm in future also.
