Tag: 12th Pass Jobs

Financial Rules Change: These important financial rules

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New Rules from February 2023: From today, the second month of the year i.e. February has started. Along with the month of February, there has been a change in many financial rules (Financial Rules Changed From 1 Feb 2023).
Its direct impact has fallen on the pocket of the general public. Today, on February 1, the country’s Finance Minister Nirmala Sitharaman is going to present the last full budget (Budget 2023) of the second term of the Modi government.

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The Finance Minister will give her budget speech in Parliament at 11 am. Today is a very important day because of the Union Budget 2023. Today we tell you which financial rules have changed with the change of month. Let’s know about this-
Today Finance Minister Nirmala Sitharaman will present her budget for the financial year 2023-24. Taxpayers, business class etc. people from all walks of life have high hopes from this budget. Common people have hope that the government will take some necessary steps to reduce inflation in the country through this budget. The budget will be presented at 11 am.

3. Tata Motors car became expensive
India’s largest car manufacturer Tata Motors has decided to increase the price of its passenger vehicles. The company has decided to increase the prices of both petrol and diesel vehicles by up to 1.2 per cent. The new rates are applicable from today. In such a situation, you will have to loose more pocket to buy Tata’s car.
4. Important news for drivers in Noida!
If you live in Noida and Greater Noida, then know that the Noida administration has banned the use of old vehicles under the scrappage policy. From February 1, 2023, you will not be able to drive 15 years old petrol vehicles and 10 years old diesel vehicles in the city. If someone is caught doing this, then a heavy fine can be imposed on him.
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#Financial #Rules #Change #important #financial #rules
( With inputs from : kashmirpublication.in )

February 2, 2023
JK Grameen Bank Dairy Loan Scheme Check Eligibility

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JK Grameen Bank Dairy Loan Scheme Check Eligibility and Rate of Interest

Objective:
» Enhance production and marketing of clean milk.
» Capacity building of farmers for undertaking dairy farming as commercial activity.
» Increase income of dairy farmers through value addition.
» Promoting use of appropriate scientific technology in dairy farming.
» Provision for infrastructure like animal shed, bulk coolers, etc.
» Promotion of dairy farming on a more commercial scale by up-scaling the number of commercial farms.
» Increasing the average cattle farm size with the farmers so as to reduce cost on material inputs.
» Encouraging good functional SHGs to take up dairy farming activity.
» Increase employment opportunities for the rural unemployed youth.
Eligibility
» Individuals living within the operational area of the branch. Preference be given to the Women beneficiaries & the ex-servicemen drawing pension through our Bank;
» The Farmers, Self Help Groups, Joint Farmers Groups are eligible to avail loan under the Scheme; &
» The identified beneficiaries should have necessary skill/ training to manage the dairy unit.
Age Criteria
Minimum: 18 years at the time of loan application; &
Maximum: 70 years at the time of loan maturity.
Unit Size
Minimum Two to Maximum Ten milch animals.

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Margin
For Loans upto Rs.4.00 lakh: 10%
For Loans above Rs.4.00 lakh: 20%
Security:
For loans up to Rs.3.00 lakh
Primary: Hypothecation of animals to be purchased and misc. fixed assets.
Collateral:
1. Two third party guarantees of sufficient net means acceptable to the bank.
2. Negative Lien of immovable property (including the shed to be constructed with land underneath) not less than the loan amount
For loans above Rs.3.00 lakh
Primary: Hypothecation of animals to be purchased and misc. fixed assets.
Collateral:
1. Guarantee of two persons having sound financial net means, good for loan amount and acceptable to the bank.
2. Mortgage of immovable property (including the shed to be constructed with land underneath) not less than the loan amount.
Repayment Period
The repayment period has been fixed as 6 years. The loan will be recovered in 69 equal monthly installments starting after initial gestation period of three months from the purchase of 1st lot of animals.
Processing Charges : 0.25% of the Loan Amount * Conditions Apply
Gestation Period – 3 months

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#Grameen #Bank #Dairy #Loan #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )

February 2, 2023
JK Bank Karobar Card Scheme Check Features and Benefits
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PURPOSE
To increase the flow of credit to individuals for entrepreneurial activity in the non-farm sector.
NATURE OF FACILITY
Both working capital and term loan.
ELIGIBILITY
Individuals engaged in the entrepreneurial activity in the non-farm sector, , which is eligible for classification under the priority sector guidelines
Loan facility under General Credit Card (GCC) should, however, not be extended to ACC, WCC borrowers.
The borrowers should not have been loan defaulter at any bank/ branch.
QUANTUM OF FINANCE
Maximum of 1.00 lacs.
REPAYMENT
Maximum: 60 months including maximum moratorium period of 03 months.
CLASSIFICATION
Micro Enterprise.
MARGIN
Upto 50,000: No margin is required for loans.
Above 50,000 and upto 1.00 lac: 10%.

For working capital: 20%.
SECURITY
PRIMARY: Hypothecation of all the assets financed.
COLLATERAL: Nil.

RATE OF INTEREST (SUBJECT TO CHANGE)
RLLR+1.00%
Click here for rate of Interest
The post JK Bank Karobar Card Scheme Check Features and Benefits appeared first on Kashmir Publication.
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( With inputs from : kashmirpublication.in )
February 2, 2023
JK Bank Bike, Scooty Loan Finance Scheme Check Eligibility
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PURPOSE
For purchases of fresh Two wheelers i.e. Scooters, Scooties, Motor Cycles, Mopeds, Battery-Operated Scooters etc of any make and model.
ELIGIBILITY
Employees of Government/Semi-Government Undertakings, Autonomous bodies, Public Sector Undertakings, Private Companies or Reputed Establishments.
Professionals or Self-employed individuals / Businessmen / Employees on contractual basis (Rehbare-I-Talim, Rehbare-I-Zerat)
Pensioners , Family Pensioners drawing their pensions from our Bank.
Persons engaged in Agricultural and allied activities.
Students with a parent (Mother or father or both) as Co-borrower. Income of both the father and mother can be considered for arriving at quantum of finance and repaying capacity.
Housewives aged 18 years & above, with spouse as Co-borrower. Income of the spouse shall be considered for finance.
Minimum employment
(Applicant/Co-borrower): The applicant must have been in current employment for a period not less than 6 months or must have a business standing of at least 1 years.
Employees on contractual basis in Government / Semi-Government undertakings, Autonomous bodies & public Sector undertakings shall also be eligible, if they have been in current contractual job for a period not less than 1 year and the remaining contract period is longer than the chosen repayment period.
AGE
Minimum age of applicant/co-borrower: 18 years
(16 years for purchase of scooter having engine capacity below 55CC).
Maximum age of applicant at loan maturity: 65 years.
INCOME CRITERIA
Minimum Net Annual Income : Rs. 75,000/- .
QUANTUM OF FINANCE
Minimum: Rs.25,000/-
Maximum: Rs.2,50,000/-
MARGIN
10% of the ex-showroom price for Two wheelers with ex-showroom price up to Rs.1,00,000/-.
20% of the ex-showroom price for Two wheelers having ex-showroom price above Rs.1,00,000/-.
REPAYMENT PERIOD
Maximum period of 60 months.
RATE OF INTEREST (SUBJECT TO CHANGE)
RLLR+2.00% (Fixed) RLLR+1.50% (Floating)
Click here for rate of Interest
Rebate of 25 basis point for female borrowers.
SECURITY
Primary
Hypothecation of Two – Wheeler to be purchased.
Collateral
a) No third party guarantee required in respect of permanent employees of State / Central Government, State / Central Government Undertakings & Autonomous Bodies drawing salary through our Bank and where letter of undertaking from employer is available.
b) Guarantee of one person for all others.
PREPAYMENT CHARGES
Nil
PROCESSING CHARGES
1% of Loan amount to be paid upfront subject to a
Minimum of Rs. 500/- and
Maximum of Rs-2000/
The post JK Bank Bike, Scooty Loan Finance Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
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#Bank #Bike #Scooty #Loan #Finance #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )
February 2, 2023
JK Bank Special Bachat Deposit Scheme Check Features
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- Who can open a Special Bachat Deposit account with J&K Bank?
Special Bachat Deposit account can be opened by individuals, either singly or jointly, Parents/ Guardians on behalf of minors.
- What is the minimum Average Monthly Balance required to be maintained?
  Minimum AMB of Rs. 10000/-.
- What are the benefits of the Special Bachat Deposit Scheme?
  You can avail the following benefits:
  Free cash withdrawals over the counter: 30 withdrawals per half year.
  Free accidental death insurance cover of Rs.2.00 lacs.
  International Gold Debit Card with withdrawal limit of Rs. 1.00 lacs per day and shopping limit of Rs. 1.50 lacs per day.
  Special discount in charges on cash deposit at Base and Non-Base Business Units.
  Free e-banking / m-banking facility.
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#Bank #Special #Bachat #Deposit #Scheme #Check #Features
( With inputs from : kashmirpublication.in )
February 1, 2023
JK Bank Laptop/ PC Finance Loan Scheme Check Eligibility
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NATURE OF FACILITY
TERM LOAN.
PURPOSE
To provide finance for purchase of Laptop/ PCs / Netbooks / Tablets.
ELIGIBILITY
Permanent Employees, Contractual employees, Professionals, Self-employed Individuals, Proprietorship concerns, Teachers under Rehaber-a-Taleem J&K Govt., Officials under Rehaber-a Zeerat , J&K Govt., Pensioners drawing their monthly pension through our bank.
Employees of Private Limited Companies, Private Organizations, Reputed Establishments.
Regular students of recognized schools, colleges & universities.
Regular teachers of recognized private schools (must be permanent residents of Union Territories of J&K and Ladakh).
AGE OF THE APPLICANT
Minimum age: 18 years.
Maximum age at loan maturity: For employees Date of retirement or 60 Years whichever is earlier.
For others: 70 years.
QUANTUM OF FINANCE
Maximum of Rs.1,50,000/=.
MARGIN
10%.
SECURITY
PRIMARY:
NIL for loans up to Rs. 50000/-
Hypothecation of Laptop/PC/Netbook/ be purchased, if loan amount is above Rs. 50,000.00
COLLATERAL:
Nil for:
Government employees drawing salary through our Branches & where letter of confirmation is available.
Platinum / Gold / Premium plus Current account holders, having maintained satisfactory accounts for at least last 6 months.
Cash Credit / SOD account holders having a sanctioned limit above Rs 5 lacs and minimum average utilization percentage above 60% from at least 6 months prior to this facility.
Customers having Fixed Deposit accounts of value more than Rs. 5 Lakh in the Business unit sanctioning the facility. The deposit should be more than 3 months old at the time of disbursement of the loan.
Third Party Guarantee of one person for all other categories.

PROCESSING CHARGES
NIL
RATE OF INTEREST (SUBJECT TO CHANGE)
3 year MCLR plus 2.50%, fixed.
Click here for rate of Interest
REPAYMENT
12 to 48 months in equated monthly installments.
No Pre-payment Charges
MORATORIUM PERIOD
Nil
The post JK Bank Laptop/ PC Finance Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
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( With inputs from : kashmirpublication.in )
February 1, 2023
Job Vacancies In Srinagar check details
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Name of the Post: Account Executive and HR Executive Job Vacancies in Srinagar
Post Date: 31-01-2023
Job Vacancies in Srinagar – Eligibility, Salary, Selection Process, Important Dates and Full Notification: Aisha Healthcare is hiring candidates fulfilling the eligibility criteria for the following positions.
Jobs In Srinagar: Overview
Organization Aisha Healthcare
Job Location Srinagar
Post Name Account Executive
HR Executive
Category Private Job
Application Mode Email
Job Vacancies In Srinagar: Full Notification
Educational Qualification:

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Account Executive: M.Com/MBA. Knowledge of Tally BUSY & MARG IS Compulsory.
HR Executive: MBA HRM
Vacancy Details
NAME OF POST
Account Executive
HR Executive
Vacancies In Srinagar: How To Apply?
Interested and eligible candidate can send their CV to aishahealthcare789@gmail.com.

For further details visit or contact:
Address: 92-Opp. Iqbal Park 1.G Road Srinagar-190008
Mobile: 7006560879
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#Job #Vacancies #Srinagar #check #details
( With inputs from : kashmirpublication.in )
February 1, 2023
Banks will remain closed for 10 days in 28 days of February,check…
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February Bank Holiday 2023: The second month of the new year i.e. February 2023 is starting. In such a situation, like every month, this month also the banks are going to remain closed for many days. According to the Reserve Bank of India (RBI) calendar, banks are going to remain closed for a total of 10 days and this time February is going to be of only 28 days. These bank holidays are going to be in many states and cities.
These bank holidays also include Sunday, second Saturday and fourth Saturday. RBI releases the list of these holidays every month. This holiday of banks is going to fall on different days in different states of the country, which includes many local festivals and national holidays. Let us know on which day and where the holiday is going to take place.

Saturday and Sunday Holidays
Holiday due to Sunday 5th February
Holiday on second Saturday on 11 February
Sunday 12th February is a holiday
Holiday due to Sunday on 19 February
February 25 is going to be the fourth Saturday of the month
February 26 is going to be a Sunday
Banks will remain closed on this day also
There will be a holiday on 15th February in Manipur due to Lui Ngai Ni. It is a festival celebrating the sowing of crops.
Banks will remain closed in Thiruvananthapuram, Srinagar, Shimla, Ranchi, Raipur, Nagpur, Lucknow, Kochi, Kanpur, Jammu, Hyderabad, Dehradun, Bhubaneswar, Bhopal and Bengaluru and other places on account of Mahashivaratri on February 18.
Banks will remain closed on February 20, the State Foundation Day in Mizoram.
There will be a holiday on the day of Losar in Sikkim on 21st February.
Please tell that these holidays are going to be in all public sector, cooperative banks, private sector banks and regional banks. However, you can use the bank’s net banking, ATM and other services during this period.
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#Banks #remain #closed #days #days #Februarycheck..
( With inputs from : kashmirpublication.in )
January 31, 2023
JKBOSE Fresh Important Notifications | Check Here

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JKBOSE Fresh Important Notifications | Check Here

JKBOSE Fresh important notifications
Check below:

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#JKBOSE #Fresh #Important #Notifications #Check
( With inputs from : kashmirpublication.in )

January 31, 2023
JK Bank Personal Consumption Loan Scheme Check Eligibility
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NATURE OF FACILITY
Term Loan.
PURPOSE
For any Personal need.
SCALE OF FINANCE
Minimum: Rs. 50000.00
Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary
For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower.
For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower
ELIGIBILITY
Permanent Employees of
Government (State/Central/ Union Territories).
Public Sector Undertakings,
Autonomous Bodies & Institutions of Government
Govt. Employees (J&K and Ladakh only) recruited under SRO 202 with minimum service of 18 months. Note: Employees of State Govt/Central Govt/ UT Govt, PSUs, Autonomous Bodies & Institutions of Government not maintaining salary account with J&K Bank shall also be eligible.
Permanent Employees of Reputed Institutions banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account.
Permanent Employees of Corporate Houses banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account provided:
These corporate houses have a minimum business of Rs 5.00 crore (Advances+ Deposits) with the branch/bank.
Concerned Zonal offices will identify such corporate houses and permit the respective branches under their jurisdiction to grant personal consumption Loans to their regular employees.
For branches operating outside J&K and Ladakh UTs, such loans shall be granted only to those regular employees of corporate customers who are permanent residents of periphery of the branch, otherwise such loans shall be additionally guaranteed by the employer.
SECURITY
For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank:
NIL
For all Others:
3 rd party Guarantee of Two persons having individual net worth of at least 200% of loan amount
MARGIN
NIL
RATE OF INTEREST (SUBJECT TO CHANGE)
Employees maintaining salary account with the bank: MCLR 3Y+3.00%
Employees not maintaining salary account with the bank: MCLR 3Y+4.00%
Click here for rate of Interest
REPAYMENT PERIOD
The maximum repayment period shall be 120 months with the repayment commencing next month of disbursement.
Important to note that repayment is to be fixed in such a way that loan shall be fully adjusted by or before employee retires from active service.
PROCESSING CHARGES
NIL
The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
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( With inputs from : kashmirpublication.in )
January 31, 2023

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Organization	Aisha Healthcare
Job Location	Srinagar
Post Name	Account Executive HR Executive
Category	Private Job
Application Mode	Email

Tag: 12th Pass Jobs

JK Grameen Bank Dairy Loan Scheme Check Eligibility and Rate of Interest

Objective:

Eligibility

Age Criteria

Unit Size

Margin

Security:

Repayment Period

Gestation Period – 3 months

PURPOSE

NATURE OF FACILITY

ELIGIBILITY

QUANTUM OF FINANCE

REPAYMENT

CLASSIFICATION

MARGIN

SECURITY

RATE OF INTEREST (SUBJECT TO CHANGE)

PURPOSE

ELIGIBILITY

AGE

INCOME CRITERIA

QUANTUM OF FINANCE

MARGIN

REPAYMENT PERIOD

RATE OF INTEREST (SUBJECT TO CHANGE)

SECURITY

PREPAYMENT CHARGES

PROCESSING CHARGES

NATURE OF FACILITY

PURPOSE

ELIGIBILITY

AGE OF THE APPLICANT

QUANTUM OF FINANCE

MARGIN

SECURITY

PROCESSING CHARGES

RATE OF INTEREST (SUBJECT TO CHANGE)

REPAYMENT

MORATORIUM PERIOD

Jobs In Srinagar: Overview

Job Vacancies In Srinagar: Full Notification

Educational Qualification:

Vacancy Details

Vacancies In Srinagar: How To Apply?

Saturday and Sunday Holidays

Banks will remain closed on this day also

JKBOSE Fresh Important Notifications | Check Here

NATURE OF FACILITY

Term Loan.

PURPOSE

SCALE OF FINANCE

ELIGIBILITY

SECURITY

MARGIN

RATE OF INTEREST (SUBJECT TO CHANGE)

REPAYMENT PERIOD

PROCESSING CHARGES