JKBOSE Important Centre Notice For Class 11th And 12th Annual Regular Examination 2023
JKBOSE Important Centre Notice for Class 11th and 12th Annual Regular Examination 2023
This is for information of all the stake holders, particularly for the students of Government Higher Secondary school Panzgam who are going to appear in the Upcoming Annual Regular 2023 Examination of Class 11th and Class 12th that the below mentioned changes have been made in the already published/ issued centre Notices pertaining to Class 11th and Class 12th Annual Regular Examination issued by the undersigned.
To provide finance for purchase of Laptop/ PCs / Netbooks / Tablets.
ELIGIBILITY
Permanent Employees, Contractual employees, Professionals, Self-employed Individuals, Proprietorship concerns, Teachers under Rehaber-a-Taleem J&K Govt., Officials under Rehaber-a Zeerat , J&K Govt., Pensioners drawing their monthly pension through our bank.
Employees of Private Limited Companies, Private Organizations, Reputed Establishments.
Regular students of recognized schools, colleges & universities.
Regular teachers of recognized private schools (must be permanent residents of Union Territories of J&K and Ladakh).
AGE OF THE APPLICANT
Minimum age: 18 years.
Maximum age at loan maturity: For employees Date of retirement or 60 Years whichever is earlier.
For others: 70 years.
QUANTUM OF FINANCE
Maximum of Rs.1,50,000/=.
MARGIN
10%.
SECURITY
PRIMARY:
NIL for loans up to Rs. 50000/-
Hypothecation of Laptop/PC/Netbook/ be purchased, if loan amount is above Rs. 50,000.00
COLLATERAL:
Nil for:
Government employees drawing salary through our Branches & where letter of confirmation is available.
Platinum / Gold / Premium plus Current account holders, having maintained satisfactory accounts for at least last 6 months.
Cash Credit / SOD account holders having a sanctioned limit above Rs 5 lacs and minimum average utilization percentage above 60% from at least 6 months prior to this facility.
Customers having Fixed Deposit accounts of value more than Rs. 5 Lakh in the Business unit sanctioning the facility. The deposit should be more than 3 months old at the time of disbursement of the loan.
Third Party Guarantee of one person for all other categories.
PROCESSING CHARGES
NIL
RATE OF INTEREST (SUBJECT TO CHANGE)
3 year MCLR plus 2.50%, fixed.
Click here for rate of Interest
REPAYMENT
12 to 48 months in equated monthly installments.
No Pre-payment Charges
MORATORIUM PERIOD
Nil
The post J&K Bank Laptop/ PC Finance Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
Collateral Security: Third party guarantee of two persons.
Loans covered under Credit Guarantee Fund Scheme: In case loans granted are covered under Credit Guarantee Fund Scheme No Third Party Guarantee shall be required.
Above Rs7.5 Lakh.*
• Parent(s)/ guardian(s) to be Joint Borrower(s). • Collateral Security: Tangible collateral security having fair market value of not less than 100% of sanctioned limit and interest payable (capitalized) during moratorium, along with the assignment of future income of the student for payment of installments.
*For Loans up to Rs. 10.00 Lakh for pursuing courses in IIT/IIM/ISB: • Parent(s)/ guardian(s) to be Joint Borrower(s). • Third party guarantee of Two persons • Assignment of future income of the student. • No collateral security is required. However, for education loans up to Rs. 7.50 Lakh third party guarantee shall be waived if the loan is covered under Credit Guarantee Scheme.
For Loans above Rs.10.00 Lakh for pursuing courses in IIT/IIM/ISB: • Parent(s)/ guardian(s) to be Joint Borrower(s). • Third party guarantee of Two persons • Assignment of future income of the student. • Collateral security: Tangible Collateral security having fair market value of not less than 75% of sanctioned limit and interest payable (capitalized) during moratorium. (ISB means Indian School of Business, Hyderabad).
New Currency Notes: Notes are issued by the Reserve Bank of India, but after the demonetisation across the country, many types of viral and fake news are coming out regarding the notes.
Now Punjab National Bank has brought a special offer for you, in which you will get brand new notes. The bank has given information about these notes by tweeting.
Have to contact in the nearest branch
PNB has written in its official tweet that if you also want to change old or mutilated notes, now you can do this work easily. The bank has told that you can contact your nearest branch. Here you can exchange notes and coins.
Rules issued by the Reserve Bank According to the new rules of the Reserve Bank, if you also have old or mutilated notes, then you do not have to worry at all. Now you can exchange such notes by visiting any branch of the bank. If any bank employee refuses to exchange your note, then you can also file a complaint about this. You have to keep in mind that the worse the condition of the note, the less its value decreases.
Under what circumstances will the notes be exchanged?
According to RBI, any torn note will be accepted only when a part of it is missing, or which consists of more than two pieces and is pasted together, provided that no essential part of it is missing. If some special parts of the currency note, such as the name of the issuing authority, guarantee and promise clause, signature, Ashoka Pillar, picture of Mahatma Gandhi, water mark, etc. are also missing, then your note will not be exchanged. Soiled notes which have become unusable due to circulation in the market for a long time can also be exchanged.
Such notes can be changed from the RBI office, very burnt notes, or notes sticking together can also be changed, but the bank will not take them, you will have to take them to the issue office of RBI. Remember that these things will definitely be checked by the institution that the damage to your note is genuine and not intentionally damaged.
Bank employees are going to get good news. His week off is about to increase. That means now they will have to work less days in a week. However, their working hours will be extended.
It is being claimed in the media reports that the Indian Banks’ Association (IBA) is going to consider the demands of bank unions for holidays and working days in a week. If this rule is accepted then the bank employees will get great relief.
Work burden on bank employees
In fact, the issue of work burden on bank employees is repeatedly raised by bank unions. In view of this, they are demanding work for 5 days a week. According to media reports, IBA is considering the model of bank employees working 5 days a week and two days off.
Right now there are six weeks off in a month. It is being said that if this is implemented, the employees will get Saturday and Sunday off, while their working hours will increase by 5 days. They will have to work 40 minutes more everyday. According to media reports, after the new model is implemented, bank employees may have to work from 9.45 am to 5.30 am.
Let us tell you that now the employees get 6 days of week off in a month, while after the new model is implemented, they will get 8 days of week off. At present, apart from four Sundays in the bank, there is a holiday on the second and fourth Saturdays. This also creates a bit of confusion among the customers.
Two week offs are also being given by LIC
Tell that the government insurance company LIC is also giving two days week off to its employees. Before listing last year, LIC had implemented a model of working 5 days a week. After this the bank unions intensified their demands in this regard.
JAMMU, Mar 2: Jammu and Kashmir Anti-Corruption Bureau on Thursday Trapped Mohd Sultan , Sgct Of Chinore Police Post Jammu While Demanding And Accepting Bribe Of Rs. 8,000/- On 02.03.2023 P/S ACB, Jammu received a written complaint wherein the complainant stated that on 01.03.2023, the Police of P.P. Chinore has arrested his son namely Sahil Mehra in a false and frivolous case on the complaint of local resident of Chinore. The Mohd Sultan, an official of P.P Chinore has demanded Rs. 8,000/- as bribe for release of his son from Police custody. He further stated that he had already paid Rs. 4,000/ out of the demanded bribe of Rs. 8,000/-, but the said Munshi again demanding balance bribe amount of Rs. 4,000/- for release his son. The complainant stated that he don’t want to pay bribe but the said Official compelled him to pay the bribe and under compelled circumstances he is going to pay the balance bribe of Rs. 4000/- to said Munshi and requested for taking action under law.
Bank opening-closing time Change: Big news for bank customers, bank opening-closing time will change, know why
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If you yourself are a bank employee or there is a bank employee in your family, then this news will make you happy. Yes, the long standing demand of bank employees can now be fulfilled.
According to this, the facility of five day week may be implemented soon for the bank employees. An agreement has been reached between the Indian Banks Association (IBA) and the United Forum of Bank Employees regarding this. But due to the increase of two holidays in a month, the working hours of the bank employees will be increased.
Will have to work 40 minutes more daily
According to the new agreement, bank employees will have to work 40 minutes more daily. Let us tell you that apart from Sunday, banks have a holiday on the second and fourth Saturdays of the month. But now in the coming time, banks will remain closed on every Saturday and Sunday. A new arrangement may start soon regarding this. Consent has been given by the association in this regard. Bank unions have been demanding five days working for a long time.
Five day week happened in LIC last year
Five day week was done in LIC before the listing in the stock market in the year 2022. After this, the demand for five day week from the bank unions intensified. S Nagarajan, General Secretary of All India Bank Officers, said that the government will have to declare all Saturdays as holidays under Section 25 of the Negotiable Instruments Act.
According to the report, the employees will need to work 40 minutes more daily from 9.45 am to 5.30 pm. A senior official also told that this proposal has been agreed to by the IBA. Bank employees say that most of the customers are using mobile banking, ATM and internet banking facilities. But still it is with some customers that they prefer to visit the branch.
Ration Card New List Release: As you all know that the ration card scheme is run by the central or state government of our country. Out of which the central government has an important role or if said, the ration card scheme is one of the many schemes implemented by our central government .
Under this scheme, many poor and farmers of our country and those who are economically backward people are provided free food grains so that they get a lot of help in living their daily life. Ration card in our country. It is also considered as an important document from which it is used in making every government paper or in every government work.
Act of ration card across the country
As let me tell you, Uttar Pradesh is one of the top states in the population of our country, where the new list of Ration Card 2022 is being prepared completely by the Department of National Fertilizer Security Act. It’s over. Under which all the beneficiaries of APL card, BPL card and Antyodaya card are there. The list of all those who have applied a few days ago has been announced. According to which one applies. All of them can check their name in the new list of ration card 2022 by visiting the official website of National Food Security Act.
To make aware of one main thing, all those who apply to check their name, district and application number will be very important. Let’s know about it in detail, stay till the end of our article. with.
What to do to check the list of new ration card
So friends, as I have told you above that the new list of Ration Card 2022 has been announced by the National Food Security Act of Uttar Pradesh, the most populous state of our country. Under which all the ration card holders or ration card applicants can easily check their name in the new list of their ration card, for that ration card applicants will have to follow some steps under which they can easily check their name in the list. can do.
So let’s know how to check online
Since if you are a resident of Uttar Pradesh and you had applied for a new ration card. So let me tell you that its list has been issued, under which you can check online for:-
First of all you have to visit the official website of Food Safety Department of Uttar Pradesh .
After that a new page will open in front of you, in that page you will have to select the name of your state and the name of the district in which you are resident.
Then after that you have to click on it
After that, let me tell you that the name of the seller who has been registered while applying, whether it is rural or urban area, the name of the nearest dealer will have to be selected.
After doing all this process you have to click on your ration card number
In the next step, you will be shown a new list of new ration card 2022 from which you will be able to see your names.
Friends, let you know for more information that if you apply again for its referral in the future, then you can take out a print out of it. Which can prove to be very effective then
