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PM SVANidhi Yojana offers Loan on zero interest and without guarantee: Check Scheme, Portal, in hindi, 20000 loan, bank login, full form, upsc, and other details
The government provides a number of welfare Schemes to help the economically poor people in the society. One of these is PM SVANidhi Yojana. Under this scheme One can get up to Rs 50,000 as financial assistance from the central government. Beneficiaries may increase their loan amount if they repay the loan on time.
Prime Minister Street Vendor’s AtmaNirbhar Nidhi is known as PM SVANidh. A central sector programme was launched In June 2020. It aims to provide micro-credit facilities to street vendors who have been affected by the COVID-19 pandemic.
This programme will continue until December 2024. In addition to the first and second loans, which have values of Rs 10,000 and Rs 20,000, respectively. The government has also introduced a third credit of upto Rs 50,000.
Important Facts about PM SVANidhi for UPSC
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| Full-Form of PM SVANidhi | Prime Minister Street Vendor’s Atmanirbhar Nidhi |
| Launch Date | 1st June 2020 |
| Under which government ministry? | Ministry of Housing and Urban Affairs (MoHUA) |
| Target Beneficiary |
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| Mandatory Documents to Access Benefits |
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| Tenure of the scheme | June 2020 – December- 2024 |
| Direct Link to avail the benefits under the PM SVANidhi | https://pmsvanidhi.mohua.gov.in/ |
Benefits of the PM SVANidhi Scheme –
- Beneficiaries might receive up to a 7% subsidy. On timely loan repayment,
- The government may grant you further loans. If you repay your loans on time.
- The amount of your loan may be doubled.
Documents required to apply for a loan under the PM SVANidhi Yojana
- Applicants need to have the following documents.
- Aadhar Card – Voter I Card – Copies of the ration cards
- A copy of the bank account book
- A passport-size photograph
How to apply for a loan in detail
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( With inputs from : kashmirnews.in )
