Tag: Personal

Arjun Kapoor has this to say about his personal photographer Malaika

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Mumbai: Bollywood couple Arjun Kapoor and Malaika Arora are currently enjoying their trip to Germany.
The duo never misses any chance of sharing their adorable couple moments with their fans on social media.
On Saturday, the ‘Gunday’ actor took to Instagram and shared a string of pictures of himself taken by none other than Malaika.

In the pictures, Arjun could be seen posing on the streets of Berlin, Germany in a long black jacket, matching jeans and holding a black umbrella and a huge white shopping bag.
“Rain or Shine, She makes me look just Fine!!!,” her captioned the post.
Soon after he dropped the pictures, fans flooded the comment section with red hearts and fire emoticons.
“wow handsome,” a fan commented.
Another fan wrote, “
Malaika and Arjun have been dating for quite some time now. However, it was not until a couple of years ago that both decided to make their relationship public. Even after all the trolling because of the 12-year age gap between them, Malaika and Arjun never fail to shower on each other on social media.”

On the professional front, Arjun was recently seen in director Aasmaan Bhardwaj’s dark comedy film ‘Kuttey’ alongside actors Tabu, Radhika Madaan, and Konkona Sen Sharma.
He will be next seen in an upcoming action thriller film ‘The Ladykiller’ along with Bhumi Pednekar and an untitled romantic comedy film opposite Bhumi Pednekar and Rakul Preet Singh.
Malaika, on the other hand, recently featured in the song ‘Tera Ki Khayal’ with Guru Randhawa.

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#Arjun #Kapoor #personal #photographer #Malaika
( With inputs from www.siasat.com )

April 15, 2023
74% of Indians concerned about their personal financial situation: Report

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New Delhi: Around 74 percent of Indians are concerned about their personal financial situation, as opposed to 50 percent globally, while 63 percent of Indian consumers are cutting back non-essential spending altogether, a new report said on Thursday.
According to the 2023 PwC Global Consumer Insights Pulse report, most Indian consumers expect to reduce their expenditure across all surveyed categories over the next six months, a significant decline in planned spend across all categories since the previous pulse survey in June 2022.
“Consumers will continue to demand world-class buying experiences in both physical and digital channels with work cut out for brands to reduce costs, enhance availability, and for ‘going local’. The silver lining here remains the unequivocal growths in adoption of digital channels and the desire to spend more on travel in the coming months,” said Ravi Kapoor, Partner and Leader – Retail & Consumer, PwC India.

Moreover, the report mentioned that the industries, including luxury and premium products, travel, and fashion, expect to see the greatest portion of consumer spending reductions over the next six months, whereas the groceries segment is expected to decline the least.
About 47 percent of Indian consumers say they will shop with retailers that offer free/discounted product delivery.
The report further said that half of the Indian consumers (50 per cent) said rising prices remain the most frequently experienced issue when shopping in-store, supply chain issues also dominate with larger queues and busier store locations (35 per cent), along with product availability (28 per cent), which is also impacting consumer behaviour.
In spite of a planned cut in spending and challenging economic conditions, Indian consumers say they are still willing to pay more for sustainable products.
Over 88 per cent of respondents say they would pay more for a product produced or sourced locally, made from recyclable, sustainable, or eco-friendly materials (87 per cent), or produced by a company with a reputation for ethical practices (87 per cent).

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#Indians #concerned #personal #financial #situation #Report
( With inputs from www.siasat.com )

April 6, 2023
Same-sex marriages attack on family system, contravene all personal laws: Jamiat Ulama-i Hind

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New Delhi: Opposing petitions seeking validation of same-sex marriages, Muslim body Jamiat Ulama-i-Hind has moved the Supreme Court saying they are an attack on the family system and in complete contravention of all personal laws.
Seeking intervention in the batch of petitions pending before the top court, the organisation also cited the Hindu traditions, saying the aim of marriage among Hindus is not merely physical pleasure or procreation but spiritual advancement.
It is one of the sixteen ‘sanskars’ in Hindus, the Jamiat said. “This concept of same-sex marriage goes to attack the family system rather than making a family through this process,” Jamiat said.

The top court on March 13 had referred the pleas seeking legal validation of same-sex marriages to a five-judge Constitution bench for adjudication, saying it is a “very seminal issue”.
A bench headed by Chief Justice D Y Chandrachud said the submissions on the issue involve an interplay between constitutional rights on the one hand and special legislative enactments, including the Special Marriage Act, on the other.
In its petition, Jamiat said, “The nature of prayers in the present petition is in complete contravention of the established understanding of the concept of marriage in all personal laws between a biological man and a biological woman and thus intends to rake up the very core, i.e., the structure of a family unit prevailing in the personal laws system.”
“The concept of marriage between two opposite sexes is like a basic feature of the concept of marriage itself which leads to the creation of a bundle of rights (maintenance, inheritance, guardianship, custody).
“By these petitions, petitioners are seeking to dilute the concept of marriage, a stable institution, by introducing a free-floating system by introducing the concept of same-sex marriage,” the plea said.

The Jamiat said that in Muslims, marriage is a socio-religious institution between a biological man and a biological woman and any different interpretation given to the marriage shall lead to the persons claiming to be married under this category as non-adherents.
In a historic judgement on September 6, 2018, the Supreme Court decriminalised consensual gay sex between adults after years of activism.
In an affidavit filed before the apex court, the government has opposed the petitions and submitted that despite the decriminalisation of Section 377 of the Indian Penal Code, the petitioners cannot claim a fundamental right for same-sex marriage to be recognised under the laws of the country.
At the same time, it submitted that though the Centre limits its recognition to heterosexual relationships, there may be other forms of marriages or unions or personal understandings of relationships between individuals in a society and these “are not unlawful”.
It said western decisions sans any basis in Indian constitutional law jurisprudence cannot be imported in this context, while asserting that granting recognition to human relations is a legislative function and can never be a subject of judicial adjudication.
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#Samesex #marriages #attack #family #system #contravene #personal #laws #Jamiat #Ulamai #Hind
( With inputs from www.siasat.com )

April 1, 2023
How a Personal Loan Can Help You to Study Abroad
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In life, we all harbour a dream that we wish to fulfil within a set period of our lifetime. This dream is often related to aspirations, which could be something that we wish to accomplish either personally or professionally, like studying abroad. While it may not always be easy for individuals to arrange for the necessary funds to study abroad, they can always go for Personal Loan finance.
Let’s learn more about Personal Loan finance and how it can help you study abroad.
What is Personal Loan finance?
A Personal Loan is a financial product that can be availed of to fulfil various personal finance requirements of an individual. It can be used for different needs like:
- Meeting medical expenses
- Travelling overseas
- Funding education abroad
If you are planning to pursue education abroad but are unsure if you should go ahead with it, read on to find out why you should go ahead with it.
Benefits of Studying Abroad
Some of the top benefits of studying abroad include:
- Access to Quality Education – You can get the best start in building your career by receiving high-quality education abroad from a premier educational institution of your choice.
- Exploring a New City & Culture – Going abroad allows you to enhance and develop your perspective on different things. Exploring a new city and its culture while studying abroad can be an excellent way to grow both personally and professionally.
- Hone Your Language Skills – You can improve your language skills and even learn a new language when studying abroad. This is an excellent skill set to possess and can be applied in all aspects of life.
- Getting Better Career Opportunities – A degree from a foreign institution looks great on your resume! By studying abroad, you can significantly boost your career and receive promising growth opportunities.
If you are still unsure about studying abroad due to a lack of adequate financing, there’s a solution for that – Personal Loan finance!

Getting a Personal Loan to Study Abroad
With the help of Personal Loan finance for studying abroad, you can cover various expenses, such as:
- Tuition & Other Costs – Studying abroad comes with its own set of financial challenges, one of which is meeting the cost of tuition and study fees. However, with a Personal Loan, you can easily meet these costs without any hassle.
- Travel & Living Expenses – You can use a Personal Loan to fulfil your travel and living expenses when studying abroad. This is especially a great option in countries with a high cost of living.
- Miscellaneous Expenses – Getting a Personal Loan can also help you manage other expenses when you study abroad. These could include the cost of study materials and more.
How Do I Qualify for a Personal Loan?
Lending institutions usually look for the following factors when checking your qualification for a Personal Loan:
- Credit Score Requirements – Credit score is a three-digit number that determines your creditworthiness, i.e., your ability to repay a loan on time. A score of 750 and above is considered excellent by lenders.
- Income Requirements – The income of the loan applicant is an important point of consideration to determine their qualification for a Personal Loan. The minimum income requirement can vary between lenders.
- Debt-to-income Ratio (DTI) – The debt-to-income ratio is used to compare how much you earn versus how much you owe. A DTI ratio of 30% or less is usually considered favourable.
Other Considerations When Taking Out a Personal Loan
- Interest Rates – Make sure you do your research to find a Personal Loan at the best interest rate that suits your requirements.
- Repayment Terms – Look for Personal Loans with a flexible repayment term to make loan repayments easier. Some NBFCs offer a Personal Loan with a repayment tenure of up to 60 months.
- Fees & Other Costs – Check the fees and charges, if any, applicable to the Personal Loan.
How to Apply for a Personal Loan?
Simply follow the below-mentioned steps to apply online for a Personal Loan for studying abroad:
- Step 1: Visit the website of your chosen lender
- Step 2: Click on ‘Apply Now’
- Step 3: Enter the basic KYC details
- Step 4: Wait for the application assessment
- Step 5: Receive loan approval confirmation
- Step 6: Authorize the disbursal of your Personal Loan
Conclusion
Personal Loan finance is a great way to pursue higher education overseas. It can be applied easily and quickly from anywhere in India. For example: If you wish to pursue studies abroad and are looking for Personal Loan finance in Chennai, you can simply apply online.

The title has been flagged as plagiarized. The content is clean.
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#Personal #Loan #Study
( With inputs from : kashmirlife.net )
March 30, 2023
Online ‘personal brands’ are key to job success for Gen Z: Study

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London: Generation Z, people born between 1997-2012, perceive online “personal brands” as a crucial tool to gain more advantage in job markets, new research reveals.
The study, led by the University of East Anglia in collaboration with the University of Greenwich, demonstrates the importance of authentically building online personal branding strategies and tactics to bridge the gap between Gen Z’s desired and perceived images on social media when job seeking.
The findings, published in the journal Information Technology & People, showed that all Gen Z participants perceived digital personal brands as an essential tool to portray themselves and project strong impressions to employers.
The effort in building and managing personal brands creates win-win results for Gen Z students and employers in the recruitment process.
“Previous research has argued that professionals tend to maintain a perfect image online, but we find that for Gen Z job seekers, an imperfect online image works better,” said Prof. Alastair Morrison at the University of Greenwich.
The more Gen Z students focus on portraying their brands on platforms such as LinkedIn, the higher the probability that employers will find their profiles and be better able to evaluate candidate talents, skills, traits, and the fit with company culture.
Employers highly recommend LinkedIn to Gen Z students and expect them to build LinkedIn profiles.
“The differentiating factor between Millennials and Gen Z is the use of technology from an early age and how this has impacted their online behaviour. Gen Z are always connected to digital environments through interactions with their networks, gaming, consuming videos, and creating their own content to share on social media,” said co-author Dr. Brad McKenna, Associate Professor in Information Systems at UEA.

“Personal branding has shifted from celebrities and top-tier managers to employees and job seekers, making the ways in which people market themselves more of a conscious effort. Job seekers today need to effectively communicate their talents to prospective employers,” added co-author Dr. Wenjie Cai, from the University of Greenwich.
The researchers recommend that universities seek personal brand information from Gen Z students to understand them better and to mentor them in the varied ways needed to achieve personal goals and objectives based on skills, knowledge, and opportunities for training and growth.
Companies should utilise all possible opportunities to engage with student job seekers, share their organisational cultures, and be open about what they are expecting for specific positions.
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#Online #personal #brands #key #job #success #Gen #Study
( With inputs from www.siasat.com )

March 11, 2023
Wasn’t consulted on appointing V-P’s personal staff to house committees: Jairam Ramesh

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New Delhi: After Rajya Sabha Chairman and Vice President of India, Jagdeep Dhankhar, attached eight officers from his office to various standing committees and other parliamentary committees under the jurisdiction of the Upper House, senior Congrese leader Jairam Ramesh on Thursday categorically denied that he was consulted on the matter.
Ramesh is the Chairman of the Standing Committee on Science & Technology, Environment, Forests & Climate Change.
“The Chairman of the Rajya Sabha has said that the decision to have his personal staff attached to various parliamentary committees was taken after consultations with the respective chairpersons. I chair a standing committee and I can categorically say that I wasn’t consulted at all,” Ramesh said.
Speaking at an event earlier on Thursday, Dhankar had said that the appointments were made after taking feedback from the committee members and chairpersons, adding that to optimise the functioning of the committees, he has appointed the best IAS and IFS officers.
The Congress has termed the appointment of Dhankhar’s personal staff to the Rajya Sabha committees as “unprecedented”, saying that it shows the lack of confidence in the existing staff.
Congress’ Rajya Sabha MP Digvijaya Singh said, “Vice-President Jagdeep Dhankhar appoints his staff on standing committees… Yes, this is unprecedented. But the explanation given is also quite inappropriate. Doesn’t it reflect Rajya Sabha Chairman’s lack of confidence in the existing staff of the RS secretariat?”
“VP is Chairperson of Council of States Ex-officio. He is not a Member of House like Vice Chairperson or Panel of Vice Chairpersons. How can he appoint personal staff on Parliamentary Standing Committees? Would this not tantamount to institutional subversion,” Congress’ Lok Sabha MP Manish Tewari tweeted.

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#Wasnt #consulted #appointing #VPs #personal #staff #house #committees #Jairam #Ramesh
( With inputs from www.siasat.com )

March 9, 2023
House members, staff personal data compromised in health insurer breach

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A spokesperson for DC Health Link confirmed the breach, and said in a statement that “data for some DC Health Link customers has been exposed on a public forum,” and that the organization is working with forensic investigators and law enforcement to investigate the breach. In addition, DC Health Link is currently in the process of notifying impacted customers, and plans to provide credit monitoring services for all customers regardless of whether their information was compromised.
“We are taking action to ensure the security and privacy of our users’ personal information,” the spokesperson said.
The breach will likely raise concerns on Capitol Hill even higher around threats from cyberattacks, an issue that has come to the forefront due to high-profile ransomware attacks in recent years and a ramp-up of Russian cyber threats due to the war in Ukraine.
The House Office of the Chief Administrative Officer sent a separate letter to House offices on Wednesday further detailing the breach. A spokesperson for the CAO said in a statement that “we are deeply concerned about DC Health Link’s data breach and the impact on our Members and staff. We will continue to communicate any updates we receive from law enforcement to impacted Members and staff.”
The House Administration Committee, which has jurisdiction over the internal procedures of the House, is also stepping in to investigate. House Administration Committee Republicans tweeted Wednesday that committee Chair Bryan Steil (R-Wis.) “is aware of the breach and is working with the CAO to ensure the vendor takes necessary steps to protect the (personal identifiable information) of any impacted member, staff, and their families.”
House Administration Committee ranking member Joe Morelle (D-N.Y.), said in a statement that the breach was “extraordinarily large,” and that the FBI is still working to gather information on the cause and scope of the incident.
In a statement, the FBI said it was “aware of this incident and is assisting. As this is an ongoing investigation, we do not have any additional information to provide at this time.”

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#House #members #staff #personal #data #compromised #health #insurer #breach
( With inputs from : www.politico.com )

March 9, 2023
JK Bank Personal Consumption Loan Scheme Check Eligibility
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NATURE OF FACILITY
Term Loan.
PURPOSE
For any personal/professional need.
QUANTUM OF FINANCE
2.5 times net annual income or 30 months net monthly income or Rs.20.00 Lakhs whichever is lower. Average of the income of the last two years to be considered. Gross Deductions including existing loan instalment (if any) & proposed loan instalment, Income tax and other compulsory / optional deductions not to exceed 60% of gross income.
ELIGIBILITY
Doctors , Engineers, Architects, CA’s , Lawyers etc Who are self-employed & earn their income by virtue of their profession, and are maintaining relationship with our Bank.
MAXIMUM TENOR
7 years i.e. 84 months.
SECURITY
For loans upto 10.00 lacs: 3 rd party guarantee of two person having individual Net Worth of at least 200% of the loan amount.
For loans above 10.00 lacs: Equitable/ registered mortgage of Tangible collateral securities with realizable value equal to or more than110% of loan amount in addition to third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount. or Extension of charge on Tangible collateral securities, already charged to bank under other facilities, having sufficient residual value (110% or above) to secure loans under Personal Consumption scheme along with Third party guarantee of 02 persons having individual Net Worth of at least 200% of the loan amount.
However in deserving cases, based on merits of individual case, the sanctioning authority may waive off the requirement of mortgage and instead of it stipulate 3rd party guarantee of two or more persons having individual net worth of at least 200% of loan amount. However, it shall be ensured that, where ever such relaxation is granted, at least two of the guarantors have adequate recurring perpetual income to repay the loan in case the principal borrower fails to do so.
MARGIN
NIL.
RATE OF INTEREST (SUBJECT TO CHANGE)
MCLR 3Y + 4.00 % (fixed) with monthly rests
Click here for rate of Interest
REPAYMENT PERIOD
To be repaid in equated monthly instalments (EMIs) to be fixed as per tenor of the loan. Repayment to start one month after the date of disbursement of loan
PROCESSING CHARGES
1% of loan amount + applicable GST subject to a maximum of Rs 10,000/- + GST (currently 18%)
The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
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#Bank #Personal #Consumption #Loan #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )
March 6, 2023
From Di Maria to Ilic, it is (also) a personal clash between the Old Lady and Giovin Turin

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The eleven Juventus players presumably on the pitch total 319 years, with an average age of 29 years. Grenade front: 274 years overall, for an average age of 24.9 years
The Old Lady, in name and in fact, against Giovin Torino: this too will be the derby of the Mole number 156. This is certified by the probable formations, whose numbers are pitiless: the eleven black and whites presumably in the field total 319 years, with a average age of 29 years.
#Maria #Ilic #personal #clash #Lady #Giovin #Turin
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#Maria #Ilic #personal #clash #Lady #Giovin #Turin
( With inputs from : pledgetimes.com )

February 27, 2023
JK Bank Personal Consumption Loan Scheme Check Eligibility
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NATURE OF FACILITY
Term Loan.
PURPOSE
For any Personal need.
SCALE OF FINANCE
Minimum: Rs. 50000.00
Maximum: For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank: 42 X Monthly Gross Salary
For employees of Govt not maintaining salary account with J&K Bank: 24 X Monthly Gross Salary or Rs 15.00 lacs, whichever is lower.
For employees of other reputed institutions/ Corporate Houses maintaining salary account with J&K Bank: 30 X Monthly Gross Salary or Rs 25.00 lacs, whichever is lower
ELIGIBILITY
Permanent Employees of
Government (State/Central/ Union Territories).
Public Sector Undertakings,
Autonomous Bodies & Institutions of Government
Govt. Employees (J&K and Ladakh only) recruited under SRO 202 with minimum service of 18 months. Note: Employees of State Govt/Central Govt/ UT Govt, PSUs, Autonomous Bodies & Institutions of Government not maintaining salary account with J&K Bank shall also be eligible.
Permanent Employees of Reputed Institutions banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account.
Permanent Employees of Corporate Houses banking with J&K Bank. Only those regular/ permanent employees shall be eligible who are maintaining their salary accounts with J&K Bank and/or will shift existing salary accounts to J&K Bank with at least one salary received in that account provided:
These corporate houses have a minimum business of Rs 5.00 crore (Advances+ Deposits) with the branch/bank.
Concerned Zonal offices will identify such corporate houses and permit the respective branches under their jurisdiction to grant personal consumption Loans to their regular employees.
For branches operating outside J&K and Ladakh UTs, such loans shall be granted only to those regular employees of corporate customers who are permanent residents of periphery of the branch, otherwise such loans shall be additionally guaranteed by the employer.
SECURITY
For permanent employees of Govt, PSUs, Institutions and Autonomous Bodies of Govt maintaining salary account with J&K Bank:
NIL
For all Others:
3 rd party Guarantee of Two persons having individual net worth of at least 200% of loan amount
MARGIN
NIL
RATE OF INTEREST (SUBJECT TO CHANGE)
Employees maintaining salary account with the bank: MCLR 3Y+3.00%
Employees not maintaining salary account with the bank: MCLR 3Y+4.00%
Click here for rate of Interest
REPAYMENT PERIOD
The maximum repayment period shall be 120 months with the repayment commencing next month of disbursement.
Important to note that repayment is to be fixed in such a way that loan shall be fully adjusted by or before employee retires from active service.
PROCESSING CHARGES
NIL
The post JK Bank Personal Consumption Loan Scheme Check Eligibility and Rate of Interest appeared first on Kashmir Publication.
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#Bank #Personal #Consumption #Loan #Scheme #Check #Eligibility
( With inputs from : kashmirpublication.in )
February 22, 2023